Question 4: If there are any significant differences among underwritings of simplified issue term life, simplified issue whole life, and guaranteed universal (simplified or not), how would I know as an agent where to
make the cutoff decisions for putting them in one or the other?
Some lenders consider anything above 720 to be excellent; others
make the cutoff at 740 or 750.
In a few cases, such as Canadian Tire and Canadian Western Bank, the company raised its dividend but didn't
make the cutoff date.
But those who don't
make that cutoff before the next school year will likely be moved to fourth grade in other subjects while they're given special reading instruction, Richmond Heights Elementary School Principal Martha Hasselbusch said.
The high - school options now available in the city are so limited that thousands of middle - class and working - class parents find themselves left out in the cold when their children fail to
make the cutoff for the exam schools.
«You can be very close to the number of nutrients [in those models] and not
make the cutoff.
The astronomers
made this cutoff in order to maximize the overlap between the radial velocity, microlensing, and direct imaging surveys.
For 2016, the Hyundai Genesis Coupe 3.8 R - Spec just barely
makes the cutoff, with a starting MSRP of $ 29,900.
Another idea floating out there is that schools would use GPA and SAT / ACT as a cutoff to determine who has the academic / intellectual chops to succeed on their campus, and then take the grades and scores off the table so they're not staring admission officers in the face as they decide whom to admit from among the thousands who
made the cutoff.
Besides the games already mentioned, Doom and Titanfall 2 were also nominated for Game of the Year (I'm glad Titanfall 2 wasn't delayed and
made the cutoff).
Not exact matches
Earlier Friday, one official told Dow Jones that the embattled country may not
make the Tuesday
cutoff — even with a weekend agreement.
The
cutoff for
making the list in 2013 was $ 728 million, compared to $ 309.6 million in 1999.
Those right above and right below the
cutoff make for ready -
made test and control groups who are very similar in most ways except for one crucial difference — one bunch gets a helping hand from the government and one doesn't.
«Wild isolation that
made St. Barts, St. Martin, Anguilla and the Virgin Islands vacation paradises has turned them into
cutoff, chaotic nightmares in the wake of Hurricane Irma,» the Associated Press reported.
If you
make a large deposit in the morning and a smaller one in the afternoon before the daily posting
cutoff time, there's no guarantee that the larger deposit will hit your account first.
Insurers reported they had to raise premiums for 2018 to
make up for the losses associated with the CSR
cutoff, Corlette said.
Until this change is
made, FICA withholding should be levied on total income, without any upper
cutoff point.
While the focus of the Michael Mina Wine Club is on lower - alcohol, more restrained wines, there is no set
cutoff of alcohol level in order to be selected, and the club will occasionally feature wines
made in a richer style.
The air was crisp, the leaves were yellow & orange, baristas were in full force
making pumpkin spice lattes, and everyone
made the wardrobe transition from
cutoffs to cable knit sweaters.
The
cutoff point is debatable, but one measuring stick is that nanobreweries
make beer on a three - barrel system or smaller.
Save for Guerrero and the explosive Guillen, the best outfield gunners are men who position themselves perfectly to
make a quick throw; who charge the ball and come up looking not at the base runners but at the
cutoff man.
(nova did
make the FF in 2009, but its tough to pick a
cutoff here) But have a lot of 2/7 and 1/8 upset losses.
All the majors do this in one form or another and Augusta has
made the top 12 the
cutoff for a return trip.
«One day in» 89, when he was just starting to
make money,» Sheryl says, «we went out car shopping, wearing T - shirts and
cutoff jeans and looking like complete bums, and wound up with two cars.
In fact, while youth baseball coaches expect 10 - year - olds to hit the
cutoff man and turn double plays, lacrosse
makes only modest demands on a beginner.
Walton arrives, dressed in
cutoffs, T shirt and sandals — the uniform he
made infamous during his undergraduate days — along with his wife, Susan.
No maximum
cutoff has been identified or even suggested as harmful by reputable medical organizations that I've heard of, and no research I've ever seen has indicated support for the outrageous claims you've
made.
I also wanted to mention that some studies
make distinction in risk based on the age of the infant (4 months seems a common
cutoff for increased risk of SIDS from bed - sharing.
The last poll I read (about a week ago) puts them at 3.5 %, which means they may not even
make it into parliament (there's a 3 %
cutoff).
Erie County's proposed law sets the age
cutoff at 16 and
makes smoking in a car with children a primary offense.
The lawyers who are protesting
make less than the mandated
cutoff of $ 91,821, and say they don't
make policy.
Those who
make a certain
cutoff are granted authorship, and their score determines their order on the list.
Nevertheless, it
makes little sense to refer to the overdiagnosis of ADHD unless there is an objective
cutoff score for its presence.
Making use of the most sensitive
cutoff for exposure to tobacco smoke, over 84 % of children residing in multi unit housing had been exposed to tobacco smoke, in comparison to almost 80 % of children residing in attached houses and 70 % of children residing in detached houses.
It's also great with hazelnut milk, but I haven't been able to find any that's unsweetened, so that version doesn't exactly
make the 42 - calorie
cutoff.
This
makes sense as low triglycerides and high HDL is typically associated with better metabolic health, and although the data is not definitive by any means it does raise some interesting questions about whether the same holds true for people with very high HDL, very low triglycerides, and LDL far above the
cutoff point they listed (AKA Lean Mass Hyper Responders).
The main reason I monitor my weight closely is because in the off season, I'm always interested in gaining more lean body mass and prior to competition I have to
make a weight class (middleweight has a 176 1/4 lbs
cutoff.)
Take an old pair of jeans and
make them into flattering
cutoffs.
From ASOS come these simple jean shorts for summer 2016, with a high waist, raw
cutoff hem, and
made even looser by the slit down each side.
Rather than retire her go - to denim
cutoffs, she's adding cold - weather accessories to
make them work well into fall.
Agolde is a denim line whose
cutoffs are
making a quite a splash this summer; they're cut a bit longer than your average jean shorts, which
make»em more wearable.
We once heard someone describe
cutoffs as «frames for your thighs,» which
makes these DL1961 fringe shorts (seen on Jamie Chung) «leg curtains.»
Shorts: Free People Good Vibrations
Cutoff Shorts Tee:
Make + Model Got ta Have It V - Neck Tee Jacket: BB Dakota Jeslyn Chambray Jacket Shoes: Jeffrey Campbell Despoina Sandal Lips: Smashbox Always on Matte Liquid Lipstick in «Stepping Out» Earrings: Kenneth Jay Lane Round Pave Stud Earrings Rings: David Yurman Wheaton Ring & David Yurman Albion Petite Ring Bracelets: David Yurman Cable Classics Bracelets Watch: Michele Deco Diamond Watch
Of course
cutoffs make the summer outfit look, but pair it with boots and a tied tee to take a break from the «tank top and flip flop» norm.
I teamed my henley with some basic white
cutoffs,
making the top the main focus.
, it's time to give them away or break out the scissors and
make yourself a new pair of
cutoffs.
It
makes me happy to have another alternative to denim
cutoffs and other seasonal staples.
The off shoulder style
makes it great for getting that perfect tan without those horrible tanlines and the billowy sleeves
make the perfect silhouette when paired with denim
cutoffs.
If you're worried that you'll still be too warm, you can
make sure you're cool both in temperature and style by slipping into your favorite pair of
cutoff jean shorts with a leopard print long sleeve shirt.
For a movie date with your besties,
make a fun statement by rocking graphic leggings underneath your fave
cutoffs.