Sentences with phrase «make decisions on credit»

Today, companies use credit scores to make decisions on credit cards, auto loans, mortgages and even insurance and employment.

Loan: Banks are slow to make a decision on credit.

You should make the decision on credit repair based on your particular situation.

Not exact matches

On October 1, merchants who accept credit cards were faced with a pretty big decision to make: either accept new technology or accept responsibility for fraudulent purchases.

Since most lenders will look closely at your credit history prior to making a decision, keep an eye on your credit score and anything in your credit report that might be a red flag.

«So we make our decision based on the owner's credit record.»

In the banking sector, Credit Suisse said Tuesday it will make a decision on capital raising plans «as soon as possible,» Reuters reported.

Instead, bank spokeswoman Judith Schmidt sent a statement saying the bank «makes credit decisions based on each customer's credit profile, not on factors such as race and ethnicity.»

Scores Equifax sold to consumers were based on Equifax's proprietary model, the Equifax Credit Score, which is an «educational» credit score that also is typically not used by lenders to make credit deciCredit Score, which is an «educational» credit score that also is typically not used by lenders to make credit decicredit score that also is typically not used by lenders to make credit decicredit decisions.

But it is also bad: We want banks to be banks, to make carefully considered credit decisions, and if they can quickly pass on their credit risk to public - market investors who are not in a position to monitor the borrowers, then they may make worse lending decisions and increase the overall risk in the system.

The U.S. Justice Department's decision to turn a blind eye to the enforcement of federal marijuana laws in states that authorize medical or even recreational use of the drug eventually may make it easier to use credit cards for such transactions, but a banking ban on legal pot sellers remains intact for now.

We feature thousands of member reviews on credit cards, loans and more — so you can make a more informed decision.

As they're more confident about who's likely to be good for the money, banks and credit card networks can make automated decisions on higher and higher dollar amounts.

I do believe decisions can be made using credit scores and gathering information about a firm's presence on social media to decide if they are a vibrant and active entity.

As a result of these regulations, credit card customers can make more informed decisions, including the amount they want to pay on their credit card balances each month.

They like to check a potential applicant's history through the credit bureaus to help make a more informed decision on the loan application.

TRANSFAC focuses on the credit worthiness of your customers when making funding decisions.

How will central banks work to create credit within this new distributed system and how will this inform day to day decision - making on who they lend to?

Father Thomas Reese, S.J., who recently resigned as editor of America, a Jesuit weekly — or was removed, depending on which account one credits (see First Things August / September 2005)-- complains, «The Vatican is making decisions about the appropriateness of ordaining homosexuals in total ignorance of how many current priests are homosexuals, how well they observe celibacy, and how well they do ministry.»

«They make local decisions on their own, so even if we have input, we give them credit and grow them.»

He shares tips and advice on everything from the characteristics of embezzlers and how to establish protective systems to the best ways for tracking cash, checks and credit cards and making prudent decisions.

Because this financial crisis wasn't just the result of decisions made in the executive suites on Wall Street; it was also the result of decisions made around kitchen tables across America, by folks taking on mortgages and credit cards and auto loans.

This is characterised by a preference for short - term business loans, centralised credit - scoring techniques to make decisions, a need for high quarterly returns on equity and a strong preference for collateral.

While saying he took full responsibility for the tax credit, Mr Brown insisted he had made an informed decision based on expert advice.

Credit officers visit the business of the person to confirm if the business is worth pumping the amount of money requested for into and after the assessment a decision is made on whether to give out the loan or not.

People on low incomes are paying more than rich people for credit and need better support in making financial decisions, a new report has warned.

If you've suddenly found out that your partner is swimming in credit card debt, don't jump on the offensive and make him or her feel badly about financial decisions.

Speaking to Variety's chief film critic Scott Foundas, Mann discusses growing up in Chicago, becoming interested in crime stories, the visual ideas he had for the film, the nonfiction book he discarded but still credited, the influence of real criminals and past films (particularly his eye - opening time shooting The Jericho Mile in Folsom Prison), choosing Tangerine Dream to do the score (a decision he still second guesses), the film's writing (including basing characters on real crime figures), casting, explosive stunts, changes made from the shooting script, and the modernist narrative.

The filmmaker has revealed that the movie was going to close with T'Challa at the United Nations, but the decision was made to shift it to the credits in order to focus on scene of the kids playing basketball in Oakland.

She credits much of that success to the way she allows students to take ownership of their education and the weight she places on student input when making decisions for the district.

In an interview with Education Week prior to the announcement, Houston Superintendent Terry Grier credited the district's success in part to its focus on making quality teaching available to every student in every classroom and its commitment to site - based decision - making, which Grier said allows principals and teachers greater flexibility in managing their schools and addressing students» needs.

UTLA said teachers at Ivy Academia received a stronger voice in decision - making and teachers at Granada Hills Charter received improvements on their vision and detail plans, auxiliaries and salary point credits.

This dealership treated me fairly My credit was not perfect and they worked with me on funding options I was given a variety of options to choose from when making my decision.

You have made good credit decisions, made every payment on time, and likely have spent years, if not longer, actively trying to either improve your score or maintain it.

Without a credit check, lenders must rely on other less predictive data to make a decision.

Medical debt often appears as negative payment history on credit reports, which then affects generic risk scores used to make lending decisions.

Some of the most important regulations are covered in this article; read on to learn about federal and other regulations that borrowers should be familiar with in order to make the right decision about their bad credit loans.

When you apply for a loan the lender will perform some checks on you to establish suitability for credit before any decision or offer is made; these checks may include carrying out a credit check on your current and previous history.

Another way Sky Blue assists its clients in making better credit decisions is with the detailed credit tips listed on its site.

Many alternative credit bureaus focus on collecting non-traditional data to help property managers make more educated apartment rental decisions.

Some lenders depend only on LTV to make lending decisions but some are sensitive to credit scores and the borrower's employment history.

Still more companies request your credit score but don't make their credit decisions based solely on your score.

Before you make a final decision on a student credit card, you'll want to do a little math (yes, sorry, the homework never stops).

Make decisions regarding credit on the basis of whether the debit would be better paid with cash or credit.

For most of us, our credit scores are an excellent predictor of whether we'll pay back a loan, and banks have long relied on them to make automated yes / no decisions about offering credit.

One of the challenges of making a decision on debt consolidation is that you are having to think about multiple credit cards on your end.

This might be the most important metric but some lenders also make their decisions based on credit score and employment history and other parameters.

They then make a funding decision based primarily on your income and credit.

When you typically apply for a credit card, a bank performs what's called a hard inquiry into your credit history, and makes their approval decision based on that.

Speak with a credit expert to learn about pricing and the difference between each product so you can make an educated decision on which option works for you.