Sentences with phrase «make financial decisions with»

Our trusted partners empower you with information so you can make financial decisions with confidence.
With a documented personal financial plan, you can make financial decisions with greater information, understanding, and collaboration.
If you're going to act irrationally — i.e., making financial decisions with your heart and not your head — you're practically asking to be fleeced.
But what we do know is that the millennials are making financial decisions with some solid basis, and we think that's good for them.

Not exact matches

So in stead of wasting your time walking us through financial information we should already be familiar with you should spend your time walking us through a few key decisions you're trying to make and get our input / debate on the topic.
These risks and uncertainties include, among others: the unfavorable outcome of litigation, including so - called «Paragraph IV» litigation and other patent litigation, related to any of our products or products using our proprietary technologies, which may lead to competition from generic drug manufacturers; data from clinical trials may be interpreted by the FDA in different ways than we interpret it; the FDA may not agree with our regulatory approval strategies or components of our filings for our products, including our clinical trial designs, conduct and methodologies and, for ALKS 5461, evidence of efficacy and adequacy of bridging to buprenorphine; clinical development activities may not be completed on time or at all; the results of our clinical development activities may not be positive, or predictive of real - world results or of results in subsequent clinical trials; regulatory submissions may not occur or be submitted in a timely manner; the company and its licensees may not be able to continue to successfully commercialize their products; there may be a reduction in payment rate or reimbursement for the company's products or an increase in the company's financial obligations to governmental payers; the FDA or regulatory authorities outside the U.S. may make adverse decisions regarding the company's products; the company's products may prove difficult to manufacture, be precluded from commercialization by the proprietary rights of third parties, or have unintended side effects, adverse reactions or incidents of misuse; and those risks and uncertainties described under the heading «Risk Factors» in the company's most recent Annual Report on Form 10 - K and in subsequent filings made by the company with the U.S. Securities and Exchange Commission («SEC»), which are available on the SEC's website at www.sec.gov.
For most people, the broader perspective offered by the financial - planning approach — with its emphasis on integrated decision - making — is what's called for.
With all their knowledge, they can help you make the right financial decisions for your business, too.
Fortunately today, with modern computer technology, it's easier than ever to set up a management information system that enables you to get the financial numbers you need to make better business decisions.
But as the economy has turned tougher, I changed my mind about that — along with making a number of other business and personal financial decisions that should strengthen our ability to withstand whatever problems may occur.»
And third, if Carrier makes decisions that lead to financial distress as a result of acting on Trump's advice, the federal government will inevitably face pressures to provide Carrier with additional assistance.
Beyond those basics, you'll get approved more readily and with better terms if you give the banks precisely what they need to make a decision: tax returns and audited (if possible) financial statements (P&L, balance sheets and cash flow) for the year to date and the previous three years; monthly statements for the previous 12 months; a business plan explaining what you do, how you do it and why your company would be a good risk; a detailed projection showing how you will generate the funds to pay down the line; and a backup plan (collateral) to repay the bank if the projections don't pan out.
Rather, it stems from a complex interplay of untenable financial pressures on some households, coupled with widespread cognitive and behavioural shortcomings that lead well - intentioned people to make profoundly bad decisions.
For the same reasons regular people feel emotional connections to certain movies, songs, and television shows, moguls have a track record of becoming enamored with «content,» even when that leads them to make bad financial decisions.
A recent report from CardHub, the online database that compares credit cards with the aim of helping its clients make «better financial decisions,» details its picks for the best cards for summer travelers this year.
A conflict of interest is a situation in which a decision - maker is entrusted with making important decisions on behalf of someone else, and in which that decision - maker has some further, «outside» interest (often, but not always, financial) which may stand to influence their decision making.
But that's the point — by eliminating all the bells and whistles and getting up close and personal with your daily money habits, you'll be better positioned to make solid financial decisions.
Behavioral finance is a relatively new field that seeks to combine behavioral and cognitive psychological theory with conventional economics and finance to provide explanations for why people make irrational financial decisions.
Because this bias tends to occur especially when the technology in question is unfamiliar, it would be wise to seek the opinion of someone with expertise in that specific technology, especially when making financial decisions
The President directed that if the Department makes an affirmative determination as to any of the above three considerations, or the Department concludes for any other reason, after appropriate review, that the Fiduciary Rule, PTEs, or both are inconsistent with the priority of the Administration «to empower Americans to make their own financial decisions, to facilitate their ability to save for retirement and build the individual wealth necessary to afford typical lifetime expenses, such as buying a home and paying for college, and to withstand unexpected financial emergencies,» then the Department shall publish for notice and comment a proposed rule rescinding or revising the Fiduciary Rule, as appropriate and as consistent with law.
Just like with your physical health, your financial health depends on the daily decisions you make every day.
We arm people with the information, steps, and tools that they need to make smart financial decisions.
Combine robust financial management with built - in business intelligence to drive smarter, quicker decision - making.
Here at Fintech Finance, we work with renowned executives in the industry to provide key decision - makers globally within leading financial services organizations with reliable and accurate intelligence on emerging trends and breakthrough technologies, helping them to make informed decisions.
Financial decisions are tough, complicated, and make a lot of people nervous enough to stick with the status quo.
You should consult with a professional and do your own due diligence before making any financial decisions.
thanks, and yes, a pittance of a pension and regular checkups keep us on budget and head off any problems — best decision i ever made (financial or otherwise) was serving our country doing search - and - rescue, oil and chemical spill remediation, etc. (you can guess the branch of service)-- along the way, frugal living, along with dollar - cost averaging, asset allocation, and diversification allowed us to retire early — Vanguard has been very good over the years, despite the Dot Bomb, 2002, and the recession (where we actually came out better with a modest but bargain retirement home purchase)... it's not easy building additional «legs» on a retirement platform, but now that we're here, cash, real estate, investments and insurance products, along with a small pension all help to avoid any real dependence on social security (we won't even need it at full retirement age)-- however, like nearly everybody, we're headed for Medicare in several years, albeit with a nice supplemental and pharmacy benefits — but our main concern is staying fit, active, and healthy!
We provide institutional - quality investment services, directly connected to your financial plan and in line with strategic benchmarks... as a truly independent advisor, our investment decisions are made purely in your best interests.
The problem is that U.S. financial and fiscal policy has institutionalized the financial sector's short - term outlook, «distorting decision - making away from long - term profitability and stability and toward short - term gains with insufficient regard for risk.»
While refinancing can be helpful, borrowers should weigh all the options available to them; review their financial status; and speak with family, a financial advisor, a college guidance counselor, or other certified professionals who can help review the pros and cons of refinancing before making a final decision.
With today's crisis in retirement preparedness, delaying savings and retirement decisions does not move the ball forward for Americans; nor does it «empower Americans to make their own financial decisions,» a goal highlighted by the President.
Still, Trump's deal with Carrier demonstrates the unprecedented challenge the president's conflicts of interest create: Unless he either puts his holdings in a truly blind trust or divests completely, a significant number of the decisions he makes will involve some level of financial incentive for himself as well as for the country.
As an overlay on Collaborative PBM Cloud ™, AdvanceESM ™ (Enterprise Service Manager) extracts and consolidates information across all departments of the PBM, providing plan sponsors with a 360 ° view enhancing critical health / financial decision - making resulting in best outcomes.
Download our free guide and learn from an industry - leading financial planner how to make smart decisions with your money.
We bring together member, provider, and payer pharmacy case / care management staff with our own pharmacy and case / care management staff to facilitate the type of information sharing and decision - making that ultimately yields the best clinical and financial outcomes.
Accordingly, we believe that adjusted EBITDA provides useful information to investors and others in understanding and evaluating our operating results, enhancing the overall understanding of our past performance and future prospects, and allowing for greater transparency with respect to a key financial metric used by our management in its financial and operational decision - making.
In line with that mission, Voya Foundation accepts grant proposals year - round from organizations whose work aligns with our strategy of financial resilience: ensuring that youth are equipped with the STEM expertise necessary to compete in the 21st century workforce and the financial literacy skills necessary to make smart financial decisions that lead to a secure retirement.
He has over 15 years of investor education experience, with a focus on helping people create and preserve wealth, make sound decisions and generate better financial outcomes.
Because ultimately, financial planning is about setting goals and achieving them by making smart decisions with your money.
Sarah Newcomb, behavioral economist at Morningstar, noted on the panel with Mohrman - Gillis and Stein that while there's a definite «intersection» between psychology and financial decision making, «behavioral economics goes much deeper than that.»
Vanguard's Roadmap to Financial Security is a 32 - page document intended to provide DIY investors with a framework for decision - making in retirement.
You should carefully consider the risks and uncertainties described below, together with all of the other information in this prospectus, including the section titled «Management's Discussion and Analysis of Financial Condition and Results of Operations» and our consolidated financial statements and related notes, before making a decision to invest in our Class A commFinancial Condition and Results of Operations» and our consolidated financial statements and related notes, before making a decision to invest in our Class A commfinancial statements and related notes, before making a decision to invest in our Class A common stock.
Even with my background as a Certified Financial Plannertm, I struggled to make the right decisions when my wife and I were having our first son.
With so many different options out there, Jeff hopes to ease the fog and help others make clear and smart financial decisions.
Trading and investing in securities involves substantial risks and you should consult with a qualified financial professional before making any investment decision.
Management believes that presenting the Company's non-GAAP financial measures is useful to investors because it (i) provides investors with meaningful supplemental information regarding financial performance by excluding certain items, (ii) permits investors to view performance using the same tools that management uses to budget, make operating and strategic decisions, and evaluate historical performance, and (iii) otherwise provides supplemental information that may be useful to investors in evaluating the Company's results.
The best way to budget for rent is to compare your rental costs with all of your other financial obligations and make a decision on where you live based on what you can comfortably afford.
Brad Sorensen and his colleagues at the Schwab Center for Financial Research spend much of their time evaluating and rating stocks and sectors in order to provide Schwab clients with objective, comprehensive research to help them make informed decisions.
In the March 2009 article entitled «Expert Financial Advice Neurobiologically «Offloads» Financial Decision - Making under Risk», Jan Engelmann, Monica Capra, Charles Noussair and Gregory Berns investigate the neurobiological basis of the influence of expert advice on financial decisions via functional Magnetic Resonance Imaging monitoring of individuals choosing between a certain payment and a lottery, with and without experFinancial Advice Neurobiologically «Offloads» Financial Decision - Making under Risk», Jan Engelmann, Monica Capra, Charles Noussair and Gregory Berns investigate the neurobiological basis of the influence of expert advice on financial decisions via functional Magnetic Resonance Imaging monitoring of individuals choosing between a certain payment and a lottery, with and without experFinancial Decision - Making under Risk», Jan Engelmann, Monica Capra, Charles Noussair and Gregory Berns investigate the neurobiological basis of the influence of expert advice on financial decisions via functional Magnetic Resonance Imaging monitoring of individuals choosing between a certain payment and a lottery, with and without experfinancial decisions via functional Magnetic Resonance Imaging monitoring of individuals choosing between a certain payment and a lottery, with and without expert advice.
With this application installed in your mobile gadget, you will regularly get data regarding the financial market to help you make more informed trading decisions, hence profit from the trade.
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