Sentences with phrase «make payments on time every month for»

Many secured credit cards give you the option of converting to an unsecured credit card as long as you make your payments on time every month for about 12 to 18 months.

«You and your lender can come to an agreement where if you [as the co-signer] make payments on time every month for a certain period of time (sometimes they negotiate for 2 to 3 years), your name can become released from the loan, leaving the original borrower on the loan fully responsible.

Not exact matches

If the borrower is creditworthy and has made payments for the past 24 months on time, or is on active military duty, no additional action is taken.

That might not seem very fair, but jumbo loans usually seem less risky to lenders because the people who apply for them are considered more likely to make their mortgage payments on time each month.

But the requirement is to make on - time payments for at least 24 or 36 months and in some cases, 48 months.

Some lenders remove your cosigner from the loan after you make on - time payments for a certain number of months.

iHelp also offers co-signer release after payments have been made on time for 24 months and the borrower is deemed to be creditworthy.

College Ave will accept applications for cosigner release after the borrower is halfway through the repayment term, has made 24 consecutive on - time payments, and can provide proof that they've been working for the last 24 months.

If you fail to make a minimum payment on time, the APR will be raised, usually for six months.

You also need to have made on - time payments for the previous 24 months.

I must say when I moved to Columbus I had a 2003 Chevy Malibu paying like $ 400 - $ 500 a month and then my car messed up and I was in need of a car super... bad so my cousin told me about miracle motor marts on Morse rd and took me to Kenne Smalls I told him what was going on how much money I had down and want I needed and he told me don't worry about imma take good care of you and few hrs later he ended up getting me approve for a 2011 Chevy impala paying $ 286 a month and he told me everything that was wrong with the car while was nothing but breaks and oil change and he made sure he took care of that before I drove off with the car.I had the car for a few months then I ended up getting into an var accident and car got Totaled out And once again I need a car I had a rental for alil bit then I hit Kenne Small up again and told him what happen he said the same thing the first time imma take care of you and he came through for me once again and this time with a better and newer car he got me in a 2014 Nissan sentra with no down payment and payments $ 360 but still cheaper then my 03 but one thing I really liked about Kenne after I got my cars he still called and checked on me seeing how I was doing seeing how the car was doing to and most dealerships don't do that and all the people there is just so nice I love it I'll Recommend Anybody to go to Kenne smalls for a car

bad so my cousin told me about miracle motor marts on Morse rd and took me to Kenne Smalls I told him what was going on how much money I had down and want I needed and he told me don't worry about imma take good care of you and few hrs later he ended up getting me approve for a 2011 Chevy impala paying $ 286 a month and he told me everything that was wrong with the car while was nothing but breaks and oil change and he made sure he took care of that before I drove off with the car.I had the car for a few months then I ended up getting into an var accident and car got Totaled out And once again I need a car I had a rental for alil bit then I hit Kenne Small up again and told him what happen he said the same thing the first time imma take care of you and he came through for me once again and this time with a better and newer car he got me in a 2014 Nissan sentra with no down payment and payments $ 360 but still cheaper then my 03 but one thing I really liked about Kenne after I got my cars he still called and checked on me seeing how I was doing seeing how the car was doing to and most dealerships don't do that and all the people there is just so nice I love it I'll Recommend Anybody to go to Kenne smalls for a car

If you make on - time payments while using a secured card for a few months, your credit score may improve enough to qualify for a traditional card.

I also have a few cards from synchrony bank, make up to 4 times the minimum payments every month, never late, but was short on payment for a couple days and they took $ 2500 off my credit limit.

Just keep in mind that if you don't carry a balance from month to month and make payments on time, it will play a significant part in whether or not you will successfully be able to negotiate a lower interest rate for your credit card.

A few cards will also return the security deposit to individuals who made all their payments on time for some period of time — usually around 12 months.

Some creditors may allow you to break up the payments over several months for larger balances but you must stay on task and make those payments on time until the debt is paid in full.

Responsible is defined by those individuals who consistently made minimum or more monthly payments on time for a period of 24 to 36 months.

For a shopper making a minimum payment of $ 25 a month on a $ 1,054 tab, that means it would take until 2023 to pay down the balance — and you'd also be coughing up $ 500 in interest over that time (assuming an annual percentage rate of 15.9 percent), MagnifyMoney said.

Make sure you have a clean track record of at least 12 months of on time payments on all your existing debt and credit card bills before you apply for a home loan.

For mortgage loans greater than 12 months old, borrowers must have no more than one payment more than 30 days late, and must have made the immediately preceding three payments on time.

For instance, the best way to avoid late fees and finance charges (the interest owed on unpaid balances) is to make your payments on time or pay the entire balance each month.

You can release the cosigner when you make on time payments towards your loan for 12 or 24 months, depending on the type of loan you get.

Bad Credit Personal Loans start out at a higher rate than traditional loans, but if the borrower makes all his payments on time for the first 24 months, the interest rate is lowered.

Another advantage of a credit union is that if you have a cosigner, you may get a lower interest rate, AND relieve the burden on the cosigner, if you as the borrower, have made on - time payments for 12 consecutive months.

If you use your credit card responsibly and make your payments on time every month, it should only take 12 to 18 months to qualify for your own credit card.

Mortgage modifications last for a three - month trial period, but are supposed to be extended for five years if you make the payments on time.

For example, if you have an in - school deferment on a loan that entered repayment at an earlier date (before you returned to school) and you graduate, drop below half - time enrollment or withdraw, you will be required to begin making payments right away on the loan because the original six month grace period was already used up.

Your due date must be the same each month and the cutoff time for making a payment on the due date can be no earlier than 5 p.m ET.

For secured personal loans, use the proceeds while making the payments on time each month.

iHelp also offers co-signer release after payments have been made on time for 24 months and the borrower is deemed to be creditworthy.

The primary cardholder is the only one responsible for making payments on time every month.

For Chapter 13, the requirement is that the bankruptcy was «discharged prior to loan application and all required bankruptcy payments were made on - time, or a minimum of 12 months of the pay - out period under the bankruptcy has elapsed and all required bankruptcy payments were made on time.»

If you make your payments on time for several months, you can get your security deposit back.

Extrapolating from this, I would say that for a sale in 2012, on his 2012 tax return (due in three months time), the seller (OP) can deduct all the real estate tax for 2011 (assessed in 2012, due in 2012, and paid in 2012) regardless of whether the buyer or seller made the actual payment (s) during 2012.

The first step is to ensure that you make all payments necessary for all utilities and credit card payments on time, each and every month.

We offer terms for 12 - 48 months, and we have many tools to ensure you can make your payments on time.

If you've only made payments on time for six months, then there's still enough doubt from lenders and credit reporting agencies that you could be a risk.

• Late Payments — even if your credit history is full of late payments on bills, making sure that you get everything in on time for 6 months prior to applying for your home equity loan can help to show lenders you have reformed your badPayments — even if your credit history is full of late payments on bills, making sure that you get everything in on time for 6 months prior to applying for your home equity loan can help to show lenders you have reformed your badpayments on bills, making sure that you get everything in on time for 6 months prior to applying for your home equity loan can help to show lenders you have reformed your bad habits.

All cards come with an initial credit line of $ 500, but you can request a credit limit increase once you make on time payments for at least six months.

Credit card issuers typically offer the option to transfer your balance from another card and pay it off interest - free for up to 12 months — as long as you make all your payments on time — and the window on those offers is closing.

Experian, one of the three major credit bureau companies in the U.S., said the impact on your score should be minimal if you and the agency making payments for you, are on - time every month.

The FHA Streamline Refinance only requires that the homeowner has made on - time payments for the last 6 months; and, that the homeowner receives a «Net Tangible Benefit» — in this case, defined as lowering the «combined rate» by at least one - half of one percent.

If you are get a mortgage loan with a poor credit score, and then make your mortgage payments on time, you are likely to be able to refinance in 6 months to 1 year for a much better interest rate.

But odds are, if you've made your payments on - time for 12 to 24 months, you have a good shot.

The most common Stafford loan discounts include a 0.25 % interest rate reduction for having your monthly loan payments direct debited from your bank account (and also often requiring online electronic statement delivery) and a 2 % interest rate reduction after 48 months of on - time monthly payments for as long as you continue making on - time payments.

If your credit score is below 700, it is suggested you work at increasing your credit score by making other creditor payments on time each month for several months and avoid applying for other financing as you work on boosting scores.

In summary, if you know you'll be working for the government or at a nonprofit over the next 10 years and your income level is low enough, make your payments on time each month (using one of the income - based plans)-- and you'll be on your way to Student Loan Forgiveness.

Making car payments on time every month for the entire term of the loan builds a positive history.

The Public Service Loan Forgiveness Program forgives the remaining balance of your federal loans after you've made on - time payments for 120 months (over 10 years) while working full - time for a qualifying employer.