Sentences with phrase «makes guaranteed issue»

What makes guaranteed issue life insurance different than other types of life insurance, and are there other available options?
The ease of approval and lack of underwriting makes guaranteed issue life insurance ideal for seniors who may be charged higher rates for other types of policies because of their age or health.
The high premiums, combined with a low face amount for the death benefit, make guaranteed issue life insurance a less desirable option for relatively healthy individuals.
These considerations, though, may make guaranteed issue life insurance an unattractive option for some.
In laymen's terms, you will qualify for life insurance, regardless of any outstanding medical conditions, making it a guaranteed issue.
If you are experiencing complications due to your atrial septal defect, the severity of those symptoms could potentially lead you to being denied coverage for a traditional fully underwritten term or whole life insurance policy and may make a guaranteed issue life insurance policy your only option!
Between now and 2014, more and more health insurance companies will make guaranteed issue insurance available.
«Congress made the guaranteed issue and community rating requirements application in every State in the Nation.

Not exact matches

But America has become resistant to doing anything about this issue, in large part due to a decades - long public campaign by the National Rifle Association (NRA) to convince the US public and politicians that, in fact, the Second Amendment guarantees an individual right to bear arms and that more guns will actually make people safer, contrary to what the research says.
The vast majority of small business credit cards require you to personally guarantee the charges you make — even if the card is issued in your business's name.
There is no guarantee that overt struggle can be avoided, but it is criminal to make civil, class or international war the more likely by confusing issues and by arousing the passions which religious fervor can awaken.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
It's funny how the same fan's who stated that spending large amounts of money didn't guarantee winning trophies, (whilst mainly comparing Liverpool and Utd to that example), are now saying that a Wenger replacement wouldn't make any difference since Spending seems to be an issue at Arsenal.
He loves the game, he thought he could do a valuable job, but he declined because he would not be guaranteed scope to make crucial decisions on crisis issues such as the Suarez affair.
The OXO better guarantee: If you experience an issue with your OXO product, get in touch with OXO to repair or replace it; OXO is grateful for the opportunity to learn from your experience and we'll make it better
Unfortunately freedom of speech is contingent to how much money you have given that the media is itself a business that has to make profits as well, so a «lobbyist» like this comes to this program without any ethics, without any remorse but with a lot of money as well to openly acknowledge that: yes, we put money in this governor's elections, we are expecting he pay us back and will stand on our side of the equation, and yes, we have collected (very fast) the private necessary money to run a public relations campaign (of lies if necessary) to guarantee that our privileges are well kept; and he finds a free stand to speak out freely and without appropriate response As far as Liz, I'm not sure if it is only a being naïve issue.
The commissioner explained that the Benue State Government would issue a bank guarantee and make the 60 per cent down payment to the vendors for the supply of the 50 units of the tractors.
The key issue here is that we must make sacrifices and provide our children and future generations a quality of education that can give enhance their life prospects, and guarantee self - reliance for all our people.
Yet Kaltenstein said it would have made sense to deal with black carbon and other issues as part of the polar code process, to guarantee protections were in place quickly enough.
I guarantee that if you can make this a lifestyle, not only will you lose weight, but issues like migraines and PMS will disappear.
Putting this in your profile screams «issues», and is almost guaranteed to make a man keep on scrolling.
Following a young woman as she awkwardly makes her way through her senior year of high school, Lady Bird explores popularity, family issues, jealousy, and numerous other issues that teenagers face on a daily basis, so if you go into this film having already experienced those years of your life, I guarantee there will be a section of this movie that you can relate to.
«And to make you even more certain of its quality, I issue a comprehensive guarantee to go with this ABT Power uprating.
They guarantee that they have examined the issue totally and given an important conclusion to make essay compelling.
And to guarantee that you don't miss an issue, make sure you're subscribed to TheBookDesigner.
They are not backed by the broker / dealer from which an annuity is purchased, by the insurance agency where an annuity is purchased, or any affiliates to those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.
They are not backed by the broker / dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased, or any affiliates of those entities, and none makes any representations or guarantees regarding the claims - paying ability and financial strength of the issuing insurance company.
This triggers some difficult questions we need to take on as a society, such which broad based approaches to take to resolve this issue and which sacrifices we'll need to make to guarantee a safe and healthy retirement for everyone.
The GIC Bonus Rate Offer is available for 1 - year Non-Redeemable and 1 - year Redeemable Guaranteed Investment Certificates that are issued in respect of deposits made in Canadian dollars for an amount between $ 1,000 CAD and $ 500,000 CAD; not held in any registered plan, such as Registered Retirement Savings Plan, RRIF or Tax Free Savings Account, and issued to one or more individuals who qualify for the HSBC RBWM Newcomers Program under s. 2 within 6 months of the opening of any sole or joint Eligible Account held or closed by such persons.
Well, guaranteed issue life insurance is for individuals with pre-existing health conditions that otherwise would make them uninsurable.
Guaranteed issue life insurance policies have added costs and reduced benefits that make them suitable for only a limited pool of buyers.
agency bonds are issued by official U.S. government bodies (e.g., Tennessee Valley Authority (TVA); government sponsored entity (GSE) bonds are offered by lenders created by an act of Congress to assist groups of borrowers (e.g., farmers, ranchers, homeowners, mortgage lenders, etc.); the principal and interest of GSE bonds are not guaranteed by the U.S. government; Agency and GSE bonds are generally available in minimum denominations of $ 10,000, with subsequent investments in increments of $ 5,000; Fidelity makes these securities available in minimum denominations of $ 1,000, and subsequent investment increments of $ 1,000
If employers or their representatives are unable to make SBSCH payments by the 28 April quarterly due date because of difficulties arising from the transition to the new system, or access issues, we will not pursue the lodgment of super guarantee (SG) charge statements.
If you do not qualify for term life insurance, then accidental death insurance may make more sense because it's guarantee issue and means you will not be subject to medical exams or underwriting.
Because the VA guarantees their loans, a foreclosure on a VA home loan causes the government to lose money when the borrower stops making payments.The government will not issue a future loan to someone with an unpaid balance and two foreclosures.
The TransUnion study also highlighted the disparity between federally backed student loans, i.e. those guaranteed by the government, and private student loans — those issued by private lenders, most often to cover the gap between funds made available by government loans and actual tuition rates.
The party that issues the policy and is required to keep guarantees and promises made in it.
While institutions that issue these forms of debt may have a relatively high degree of confidence in the security of their position, they have no way of guaranteeing that they will be able to make good on their debt.
They could issue guarantees; purchase or assume the insured institution's assets or liabilities (but to preclude nationalization, not its common stock); make loans, contributions and deposits in a troubled institution or its acquirer; organize charter conversions; arrange extraordinary mergers or acquisitions; and / or issue net worth certificates to banks and thrifts with substantial residential real estate loans.
Prior to January 1, 2014, when guaranteed issue of insurance coverage, elimination of preexisting condition exclusions, and several other critical ACA protections took effect for individual health insurance coverage, early retirees between ages 55 and 64 often faced difficulties obtaining insurance in the individual market because of age or chronic conditions that made coverage unaffordable or inaccessible.
But I do know this: You and your husband are apparently concerned enough about whether you'll have enough guaranteed income in retirement to make you feel comfortable and secure that you raised the issue with your adviser.
The vast majority of small business credit cards require you to personally guarantee the charges you make — even if the card is issued in your business's name.
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TruStage ® Guaranteed Acceptance Whole Life Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company.
Automatic fail: If a breeder tells you that Weimaraners do not have genetic issues, or they ABSOLUTELY GUARANTEE that their puppies do not and will not have any genetic issues, they simply aren't being truthful and likely trying to make a quick sale.
Q I read with interest in the February issue your lead article about the Guaranteed Analysis on dog food labels — and came away frustrated that dog food labels will not be like people food labels for the foreseeable future, making it next to impossible to compare nutrient levels in two different dog foods.
While there may be breeders that take precaution to avoid inbreeding (which often leads to significant health issues), and are selective with the dogs they do breed, making sure to raise them in loving environments, there is no definitive «rule» that guarantees these animals won't suffer from health or behavioral problems early or later on.
Before making a commitment to a breeder, you will also want to have an understanding of the terms of their contract and what guarantee they will offer if there is a health issue.
Raising outstanding German Shepherds for over 25 years QUALITY - Size - Intelligence - Gorgeous * Superior Intelligence * Easy to train * Desire to Please * Athletic, Traditional & Large Boned - Old Fashion * Gorgeous Confirmation & Markings * Quality lines imported from Germany * Family Companion Loving Protector - that would give its life for you ALL OF OUR PUPPY PURCHASES INCLUDE: * American Kennel Club Registration * Microchip - Activated loss program * Internal parasite control * 1st & 2nd Shots * Puppy care kit * Puppy Care Booklet, with vaccination, worming completed * Online Multi Generation Pedigree with Pictures / Titles * Vet inspected approved prior to leaving ranch * 1 year Health & amp; Hip Guarantee We have been raising these lines for generations, everyone a great family member We breed these lines is very simple, working dogs are just bred to be more Intelligent - Easier to Train, Healthier - Usually living longer lives - More Loyalty making them the Perfect Pet - Best Companion & Protector We health screen all of our dogs - No known health issues Long / Short Coat * Black / Red, Black / Tan, Solid Black Our Males 100 - 150 lb / 28over 30in Our Females 70 - 135 lb / 23 - 28in
***** Mastercard Hotel Stay Guarantee - If you book your three - star or higher hotel stay through the Mastercard Travel & Lifestyle Services program and you encounter problems with the hotel, contact Ten Lifestyle Management Limited, the designated travel agent for the Mastercard Travel Services program during your stay and a Ten Lifestyle Manager will attempt to make it right for the remainder of your stay by working directly with the hotel to try to resolve your issue or will make efforts to find you comparable accommodations.
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