Sentences with phrase «making access to the equity»

Not exact matches

In adopting its Cannabis Equity Program, the City of Oakland made a clear commitment to ensure access and equity in legal cannabis for communities most negatively impacted by the druEquity Program, the City of Oakland made a clear commitment to ensure access and equity in legal cannabis for communities most negatively impacted by the druequity in legal cannabis for communities most negatively impacted by the drug war.

The decline of community banks and the collapse of the market for home - equity loans may have made it harder for would - be entrepreneurs to get access to capital.

Basically, a reverse mortgage gives you access to the equity in your home, and your lender makes a monthly payment to you.

Our access to institutional capital enables us to make investments in middle and larger capitalization companies as either a lead sponsor or in partnership with many of the world's leading private equity firms.

A number of amendments to the laws were rejected by Councilwoman Desley Brooks, who represents a portion of East Oakland and spearheaded the equity program to make sure Oakland residents have more control and access to an industry that has been dominated by whites, some of whom are new residents.

«It's a decision I have to make on my sell - rated stocks: whether I will forgo the opportunity for corporate access, which clients will explicitly pay for,» says Laura Champine, a retail analyst at Roe Equity Research.

Access to NASDAQ Level II quotes is provided for free to non-professional clients who have made 120 or more equity and options trades in the last 12 months, 30 or more equity and options trades in either the current or previous quarters, or who maintain $ 1 million or more in household balances at Schwab.

What are the adjustments that teachers can make on an everyday basis to increase equity, access, rigor, and engagement for all students?

White children are much more likely than otherwise similar racial and ethnic minority children to receive special education services in the U.S. Ensuring equity in the Individuals with Disabilities Education Act (IDEA) means making sure all children with disabilities are able to access the services to which they have a civil right.

The right way to ensure equity in IDEA is to make sure that children with disabilities who are racial or ethnic minorities are able to access these services just as much as those who are white.

The 2nd International AVU conference will bring together researchers, policymakers and practitioners seeking to make sense of the challenges and explore emerging opportunities afforded by ICTs and open, distance and e-learning (ODeL) in addressing issues of access, equity and quality of higher education and training in Africa.

Although progress has been made in equity of access to technology in schools, serious inequities remain in terms of ways those computers are used in classrooms and the level preparation for teachers to use them effectively.

How do we make equity more systemic, providing all students with access to equitable learning environments and systems of support?

Policymakers and the public must immediately engage in an open and transparent community decision - making process about the best ways to use test scores and to develop accountability systems that fully support a broader, more accurate definition of college, career, and citizenship readiness that ensures equity and access for all students.

My primary mentor, David Berliner (Regents Professor at Arizona State University (ASU)-RRB- wrote, yesterday, a blog post for the Equity Alliance Blog (also at ASU) on «The Purported Failure of America's Schools, and Ways to Make Them Better» (click here to access the original blog post).

This is the technology equity issue — making sure that all students have access to comparable technology.

Audrey Lane, Chief of Access & Equity — «Choosing «better» schools has always been an option for parents who had the means to afford better options or make the necessary changes to their lifestyles to secure better options for their children.

Through clear expectations, quality authorizing, a focus on equity and access, and an accountability system that grows what works and improves or replaces what doesn't, we can ensure that once families make their choice, it's a good one that will put their children on the path to success in college and career.

Second, we must lead the struggle for a sustainable public education system by holding all publicly - funded schools, district and charter, to common sense standards, like equity and access for all students, transparency in all budgets, joint decision - making, and unionization rights for all workers.

On March 28th, 2016 the first - ever Educator Equity Lab was held at Jackson State University in Mississippi, where more than one hundred education stakeholders made commitments to ensuring equal access to excellent teachers for the state's students of color and students from low income backgrounds.

Together with colleagues, we'll access, engage, and be challenged through sustained conversation about what matters most — improving teaching and learning experiences, through a lens of equity, to make schools better places for every learner.

These LEAs are making equity and access a priority and aim to prepare each student to master the content and skills required for college - and career - readiness, provide each student the opportunity to pursue a rigorous course of study, and accelerate and deepen students» learning through attention to their individual needs.

Going to scale to provide equitable access to quality arts learning is a challenge even under ideal circumstances, but when faced with incomplete data about local access to arts learning, organizations can not make informed strategic decisions to address equity.

There are several good reasons to refinance a mortgage — it can help you lower your interest expense, make your monthly payments more affordable, give you access to home equity, and / or consolidate other debts.

Reverse Mortgages allow you to tap into the equity you currently have in your home without having to make monthly mortgage payments, and allow you access to an area where you may hold most of your wealth.

Or you may want to pursue mortgage refinancing to consolidate debt, make a home improvement or finance a college education by accessing your home equity.

The FHA program is designed so that you can access a home easier with a low down payment, and allow your equity and finances to increase over the years, making the premium less of a long - term factor.

In this respect, a Home Equity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types of financing: although the borrower is not required to make any monthly mortgage payments1, reverse mortgage interest rates impact the amount of equity the borrower can access and the interest that will accrue on the loan baEquity Conversion Mortgage (HECM), commonly known as a reverse mortgage, is no different than other types of financing: although the borrower is not required to make any monthly mortgage payments1, reverse mortgage interest rates impact the amount of equity the borrower can access and the interest that will accrue on the loan baequity the borrower can access and the interest that will accrue on the loan balance.

Unlike a traditional mortgage, home equity loan, or home equity line of credit (HELOC), a reverse mortgage allows senior homeowners to access a portion of their equity without ever having to make a monthly mortgage payment.3 The loan proceeds are not taxed as income, or otherwise, 4 and do not become due until the last borrower or qualifying non-borrowing spouse no longer occupies the home as their primary residence.3

What's even more frustrating is that, even as many seniors struggle to make their monthly bills, they're not accessing a substantial investment - the equity they've built up in their homes.

This professional can take a look at your existing mortgage and your household finances to determine which method of accessing your home equity makes the most financial sense for you and your family.

Last year 4,343 Texas homeowners tapped into their home equity using a reverse mortgage loan.3 Unlike a traditional mortgage, a reverse mortgage allows senior homeowners to access a portion of their equity without ever having to make a monthly mortgage payment.4 The loan proceeds are not taxed as income, or otherwise, 5 and do not become due until the last borrower or qualifying non-borrowing spouse no longer occupies the home as their primary residence.

Make the most of the equity in your home, and get access to cash with a secure home loan or line of credit.

Despite economic upheaval and forward mortgage lending issues, reverse mortgages have continued to grow as a safe, government - insured loan allowing seniors to access a portion of the equity in their homes while not having to make a monthly mortgage payment.

Reverse mortgages have their disadvantages, but they can be the right tool for certain seniors who want to gain access to their home's equity without selling or having to make monthly payments.

A reverse mortgage is a loan against your home that can help you access a portion of your equity to receive tax - free cash without having to make monthly loan payments.

The reverse mortgage is a national program available to homeowners age 62 and older providing you access your home's equity without having to make a monthly mortgage repayment.

The hard part is making it through tough times — if you put $ 10k towards equity, that money generally won't be able to be accessed quickly if something goes wrong.

Under the adjustable rate reverse mortgage, homeowners can choose to receive home equity in monthly payments, term or tenure payments (a term payment being for a set term established by the borrower and a tenure payment being a payment for life), in a line of credit that you can access when you want, or a combination of any of these choices (i.e. a small lump sum to make repairs now, a portion in a line of credit to be able to access for later needs and the remainder in monthly payments for life).

It seems unrealistic to suppose that, on average, the companies making up the S&P 500 would have such attractive access to capital markets that such a large amount of new equity capital could be raised at those prices.

It also means you are not tempted to cross collateralise your properties as cross collateralisation is where you use one property as security over the next, however this makes it harder to revalue each property individually and access the equity in an individual property.

In this case, if there is additional equity available in the home and if it doesn't make sense to break the 1st mortgage, the second mortgage option might be a good one if you need to access your home equity.

With a home equity line of credit such as the CIBC Home Power Plan ®, you'll enjoy additional benefits such as making interest payments only on the funds you use, not your total credit limit, and having ongoing access to funds up to your authorized credit limit.

Reverse Mortgage Insurance Premium Mortgage Insurance Premiums (MIP) ensure that if the borrower's loan servicer (the company managing the reverse equity mortgage) goes out of business, the government will make certain that the borrower has continued access to his or her loan funds.

You'll have revolving access to cash with peace of mind that you're making the lowest possible monthly payment on a Home Equity loan.

Whether you're looking to lower your monthly payment, or access the equity in your home, our mortgage specialists are here to explain the pros and cons and help you make the decision that is best for you.

Instead of leaving things as they are, you can access the property's equity to finance home renovations that will not only make it more comfortable but also increase its price in the market.

Learn how the Reverse Mortgage programs enable homeowners to access a portion of their home's equity to obtain tax - free * funds without having to make monthly mortgage payments **.

Whatever you decide, make sure to compare lenders, interest rates and terms to get the best deal possible when accessing your home equity.

Many consumers are looking to access equity in their home must make a choice between a fixed rate 2nd mortgage and a home equity line of credit.