If you have home contents insurance you may be able to
make a claim under that policy.
On November 18, 2016 at 1 p.m. EST, Amanda and Dana will cover the basics of insurance policies available on construction projects, the types of claims that may be covered, and common problems in identifying and
making claims under those policies.
When the statements in this section are combined with the previous section, they would determine what items are covered and what items are not when
you make a claim under your policy.
• To help provide further clarification of the circumstances giving rise to a claim if
You make a claim under your policy,
In case of a family floater, if any of the members
make a claim under this policy, the health checkup benefit will not be offered to the whole family.
Not exact matches
Timely notice is especially crucial with so - called
claims -
made policies,
under which coverage is based on when the
claim was
made rather than when the event took place, says Jay M. Levin, an insurance litigator at Reed Smith.
When a particular activity comes
under fire, local educators seek political cover by
claiming that district or state
policies (or the Common Core)
made them do it.
If you're sued or a
claim is
made for something that would be covered
under the
policy, the insurance carrier defends you against that
claim.
Students covered
under their parent's
policy are typically subject to their parents» deductible if and when a
claim is
made.
If you list them as additional insured, they're insured
under the
policy and likely not eligible to
make a
claim against your liability coverage.
If there are losses which could be
claimed under the security deposit when you move out, the landlord can
make a
claim on the
policy.
If you're moving in together with your girlfriend or any other significant other, the only way to
make sure that you're both protected and to avoid having a renters insurance
claim denied is to
make sure you're both listed on and insured
under the
policy.
Both are covered perils
under a renters insurance
policy, and will allow you to
make a loss of use
claim.
You want to receive what you're entitled to
under your
policy but there are serious consequences for
making a false
claim.
The adjuster's job is to
make sure that the
claim is paid fairly
under the terms of the
policy.
On the other hand,
claims made under the comprehensive coverage of your
policy, such as windshield damage from rocks or other airborne objects, do not impact premiums.
While you're obligated to know generally what's in the
policy, and it's your responsibility to have read the
policy in full, you do not need to be prepared to tell the adjuster
under which peril you'd like to
make a
claim.
It's important to get the dwelling coverage right, and to monitor it over time to
make sure it's keeping up with construction costs —
under most homeowners
policies, if you file a
claim and are found to have been
under insuring your home, your payout maybe reduced.
A
claim under the Green Insurance scheme, one of the Green Whirlwind
policies, was
made for the first time.
Despite my longstanding
policy against offering my own reconstruction
under current information, CRU alleged that I had «promoted», «heavily promoted» and «advocated» versions of the Yamal and Polar Urals chronologies,
making these untrue
claims both in their blog article itself and in Osborn's inline comments.
Given that people on Brulle's side of the Global Warming / Climate Change argument have been
making false
claims for decades — for example, that New York and Washington would be
under water by the year 20004 — and given that the mass media sound daily alarms about the climate threat, the statement in the National Research Council report that «some» information sources are «affected» by campaigns opposed to
policies that would limit carbon dioxide emissions is scant foundation for believing a massive conspiracy exists.5
In 2011, he
made a
claim with Canada Life
under each
policy.
The answer may be one of two things: 1) Your employer may not be aware of the difference between the two types of benefits OR 2) Your employer could be trying to pull the wool over your eyes — by having you
make a
claim under your personal STD
policy (remember YOU pay for this and it is usually much less money and no medical benefits), instead of filing a
claim for workers» compensation benefits against the company's insurance
policy (the
policy the employer pays for) it saves the company money (filing a
claim will increase their premiums).
When Mr. Sbaraglia
made his 2011
claim, he did so
under all three
policies.
Although the first Statement of
Claim only referred to one policy, Canada Life ought to have known the claim was being made under all three poli
Claim only referred to one
policy, Canada Life ought to have known the
claim was being made under all three poli
claim was being
made under all three
policies.
You can settle with that party for their
policy limit of $ 15,000.00 and also pursue a
claim under your underinsured motorist coverage for additional compensation that will
make you whole.
The fact that there were other insureds
under the
policies and the fact that the potential existed for
claims for indemnity to be
made at some later point, did not provide a justifiable basis for the Primary Insurers to refuse to participate in the negotiations or to refuse to respond to the proposed settlement in a fair and prompt manner.
In the event that the other driver has no insurance
policy whatsoever, an injured cyclist can
make a
claim under their uninsured motorist coverage.
He asked Samsung about
making a Long - Term Disability
Claim and was told that, because his injury occurred when he was working for Pitney Bowes, he would have to apply
under that
policy.
Contact your insurance company: You may be required to notify your insurance company of the accident
under the terms of your
policy, and notification is the best way to begin the process of
making a
claim.
The motion judge held that the provision in the
policy limiting coverage to
claims made within one year of the loss did not override the statutory two - year limitation period set out in s. 4 of the Limitations Act, 2002, S.O. 2002, c. 24 lacked specificity to override the statutory limitation period and that in any event, the contract of insurance was not a «business agreement» as required
under s. 22 (5) of the Limitations Act, 2002.
Successfully represented an insurer in
claims against several subcontractors to recover payments
made under a builder's risk
policy arising out of water damage in connection with a construction project of the Dormitory Authority of New York.
In certain instances, «tail»
policies can be purchased to cover the business for pre-transaction losses that fall
under claims -
made policies.
So, after the at - fault driver's insurance company offers its
policy limit, Noelle can
make a
claim under her underinsured motorists coverage and recover up to a total of $ 50,000, her
policy limit.
In any action in Ontario against the licensed insurer or its insured arising out of an automobile accident in Ontario, the insurer shall appear and shall not set up any defence to a
claim under a contract
made outside Ontario, including any defence as to the limit or limits of liability
under the contract, that might not be set up if the contract were evidenced by a motor vehicle liability
policy issued in Ontario and such contract
made outside Ontario shall be deemed to include the statutory accident benefits referred to in subsection 268 (1).
In other words, you are
making a
claim under your own insurance
policy.
If it was not
made against the insured during the
policy period, then the insurer can disclaim coverage for that reason alone, regardless of when the insured gave notice.1 If the
claim was
made during the
policy period but the insured gave notice after the expiration of the requisite time frame for notice
under the
policy, then the ability to disclaim coverage will turn on whether the notice provisions are conditions precedent or covenants.2 This principle applies regardless of whether the
policy is a
claims -
made or a
claims -
made - and - reported and reported.3 If the notice provisions are covenants, then late notice constitutes a breach of the
policy by the insured, triggering application of Md..
Because our Professional Liability Insurance coverage is written on a
claims -
made basis, if you know of any circumstances which might possibly, at some point in the future, give rise to an insurance
claim against you and you want coverage
under your Insurance
Policy, then
Run - off cover is a professional indemnity insurance
policy which comes into effect when the insured stops trading, and any
claims made under it will relate to work carried out before the
policy was incepted.
A Run off PI
policy will provide indemnity to cover the cost of defending any
claim made against those insured
under the
policy and will reimburse the losses occurring should the
claim be upheld against the insured parties.
Professional Liability Insurance covers bodily injury, property damage, or economic damages; covers damages resulting from the company's professional service; with liability limit that covers defense and indemnity payments; typically on a «
claims -
made» basis; doesn't allow Additional Insureds; and can't be scheduled
under an Umbrella Liability
Policy.
Moshe, through his insurer, Intact Insurance Company, argued that his
policy was not available
under section 277 because a
claim had not been
made against him directly by the plaintiffs.
His third - party experience includes advising and defending insurers in disputes with insureds on
claims made under comprehensive general liability, directors and officers (D&O), professional liability, and specialty
policies.
If you are injured by the negligence of a defendant, we will
make a
claim under the bodily injury liability coverage of the negligent defendant's insurance
policy.
This new law requires every Maryland insurance company to offer an insured liability coverage for personal injury
claims made by family members in the same amount as the liability coverage for
claims by a non-family member
under the insurance
policy.
It was
claimed that as a result of these breaches NIG incurred losses in having to
make payments
under the ATE
policies that could have been avoided had
claims that did not meet the criteria not been accepted at all, or had accepted
claims that ceased to meet the criteria been notified for withdrawal earlier and / or been carried out with proper care so as to produce a successful outcome.
At Mr. Nodel's direction, Mr. Singer
made a
claim against Stewart Title for coverage
under the
policy because of the mortgage fraud.
The letter is designed to inform you that the
claim may not be covered
under your
policy, but that as of the date of the letter no decision has yet been
made.
By notifying you of those facts, the insurer is
making sure they can later deny the
claim if necessary
under the language of the
policy.
Some coverages, such as employment practices liability, are available only
under claims -
made policies.