Sentences with phrase «making use of loans»

Wenger does make use of loan moves when he can.

Hence, if you are confident about your financial ability to repay the loan on time, you can make use of the loan for your emergency needs.

You can log on to the Federal Student Aid website to make use of the loan calculator to estimate your payments.

You can also make use of loan quotes and compare rates and other conditions.

Not exact matches

The loan on the facility can be structured to make optimum use of your planned growth or seasonal peaks.

A tightening of bank lending standards and a drying up of the home - equity - loan market in the post-financial crisis era have made small business credit less available than it used to be.

Collateral is the security used to ensure your lender has a secondary source of repayment in case you are unable to make payments on your SBA loan.

«Beginning in November 2014 and continuing until his arrest in March 2016, CASPERSEN engaged in a Ponzi - like scheme to defraud investors, including his close friends, family members, and college classmates, by falsely claiming that their funds would be used to make secured loans to private equity firms and would thereby earn an annual rate of return of 15 to 20 percent.

Also last year, the Congressional Budget Office issued a report suggesting the bank may cost taxpayers money after all, using the fair - value accounting method, which accounts for market risks of the loans the agency makes.

According to the SBA, DELTA loans of up to $ 1.25 million must be used to retain jobs of defense workers, create new jobs in impacted communities, or to make operating changes with the aim of remaining in the «national technical and industrial base.»

The likelihood that a bank will use both automated processes to make a decision on your loan application is tied to the size of the loan you're requesting; the smaller the loan, the more likely the evaluation will be fully automated.

Reveal conducted a market share analysis covering millions of loan records, made available under the Home Mortgage Disclosure Act, employing techniques the Federal Reserve and the Department of Justice use to spotlight lending disparities.

Green makes it clear that they're not in the same dubious business as the so - called «buy - here, pay - here» used - car dealers that were the subject of one of comedian John Oliver's recent televised rants — and definitely not in the same line of work as payday loan operators.

A company might decide to sell some of its assets in order to raise the short - term finance they need or they may use their assets as collateral to access secured loans that might ease cash flow concerns or help them make other important investments.

(New York, NY) March 24, 2010 — On Deck Capital (www.ondeck.com), a leading provider of small business financing solutions, announced today announced today that over $ 50 million of loans have now been made to more than 2,000 Main Street small businesses using its proprietary performance lending system which evaluates businesses based on electronic performance data rather than relying solely on the business owner's personal credit score.

Kiva Zip uses a hybrid crowd - based model and makes loans of $ 5,000 to $ 10,000 — so it's important to find the right non-profit to work with.

Anyone with a minimum of $ 50,000 in a rollable retirement account (such as an IRA, 401 (k) or 403 (b)-RRB- can obtain business financing using this method in a matter of weeks, regardless of their credit score, and because ROBS is not a loan, there are no monthly payments to make.

«We are able to use that income in actually underwriting the value of your house, your ability to make a payment on that loan, and then qualify you for a lower rate.»

The debt deal, which came on Friday after about 19 similar summits since the start of the debt crisis (with few results), called for countries that use the euro to allows two European bailout funds to aid European banks directly, rather than make loans to governments to bail out the banks.

The application may require a detailed business plan and financial statements, as well as a description of what the loan will be used for, making it a lengthy process.

Regardless of whether or not your chosen small business lender uses the SMART Box disclosure, in addition to some basic considerations like amount borrowed, payment frequency and amount, and the term of the loan, understanding the following will help you make a more informed loan decision:

He used the example of making the decision not to lure shaky buyers into risky loans, a decision of integrity that helped Clayton Homes to remain valuable through the housing crash of the early 2000s.

In her analysis, Ms. Chu estimates that at the end of 2016, as much as 22 percent of the Chinese financial system's loans and assets will be «nonperforming,» a banking industry term used to describe when a borrower has fallen behind on payments or is stressed in ways that make full repayment unlikely.

Navy Federal also makes secured personal loans, using the value of your Navy Federal savings account or CD to secure the loan.

Unlike a traditional small business loan, interest is paid only on the amount of credit used, as long as you make the minimum monthly payment.

Shkreli funded the Merrill Lynch settlement — and avoided the filing of the confessions of judgment — by causing a $ 900,000 investment in Retrophin equity securities made by MSMB Healthcare to be recharacterized as a «loan,» causing the «loan» to be repaid with interest, and using the «loan» proceeds together with other money taken from Retrophin to pay Merrill Lynch.

Once you have loan offers, you should, at minimum, compare the loans based on the APR, which shows the total amount of interest and fees you will pay on the loan; the repayment schedule, which includes how long the loan term is for and how frequently you will need to make payments; and any loan restrictions, which may include what the loan can be used for.

If you're looking for a more modern student loan refinancing experience than traditional lenders offer, Earnest's use of data and technology, and their comprehensive underwriting, might make it the lender for you.

This phrase explains mechanics of leveraged buyout deals: «In a leveraged buyout, the acquired company is made to borrow the money for its own acquisition and pay those funds to the acquirer, which uses those funds to pay off the bridge loan originally taken out to fund the initial deal.»

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Unless you use a government - backed program, such as a VA or USDA loan, you will probably have to make a down payment of some kind.

Another feature that makes Upstart stand out among personal loan companies is that you can use your loan to pay for college or grad school — most lenders restrict the use of funds for postsecondary educational purposes.

This article gives you a basic idea of how a 15 - year fixed home loan works, and when it might make sense to use one.

A merchant cash advance is a small business loan made available to businesses that use card payments and is then paid back from a percentage of a businesses» daily takings.

If you make a down payment of less than 20 % when using a mortgage loan, there's a good chance you will have to pay for private mortgage insurance or PMI.

Although it doesn't have the best reputation in comparison to smaller lenders, partially due to the high volume of loans and customers using the service, Wells Fargo originated more than $ 1 billion in mortgage loans in Utah, making it an option worth considering.

If you are lucky to receive such a windfall and would like to make a large payment (maybe not large enough to pay off the loan completely) on your student loan, notify your lender that you would like the funds to go toward the principal of your student loan, not toward future loan payments (some lenders will automatically use the excess to prepay future payments, if you don't notify them).

Finally, the majority of survey respondents said they would use the funds offered by an employer to make extra student loan payments rather than simply cover a portion of their monthly bills.

The vehicles use the proceeds of these issuances to make fully collateralized loans to counterparties.

You may also be asked to show proof that alimony and child support payments have been made in the past reliably, so that the lender may use the income as part of your VA loan application.

In order to use your VA benefits, you would only need to make a down payment of 25 % of the difference between the home price and VA loan limit.

While you can use an OnDeck loan or line of credit cover cash flow gaps from unpaid invoices, BlueVine offers a specific invoice factoring product with a payment schedule that makes more sense.

In today's fast paced business world more partners, lenders, and potential accounts need to make quick decisions as to which suppliers, borrowers, and partners they want to work with; decision - makers use a variety of business credit scores, indexes, and reports to discard unqualified candidates from being considered for a partnership or a loan.

But the bailout of AIG was in reality a backdoor bailout of the biggest Wall Street banks and their foreign big bank kin who had used AIG as a counterparty on their casino - like derivative bets and for securities loans that AIG could not make good on.

Also, you have ways to reduce what you'll owe in FHA MIP annually including using a 15 - year mortgage term for your loan; or, making a downpayment of at least 5 percent.

Mortgage loan servicers use aggressive communication tactics to notify borrowers that they must make the missed payments with penalty fees, or they are at risk of foreclosure.

You can use your cash and that of your investors when you start up your business for all the start - up costs, instead of making large loan payments to banks or other organizations or individuals.

The statement was made in connection with revelations that ANZ has used a benchmark called the «Household Expenditure Measure» or HEM as the base to assess mortgage applications for ~ 73 per cent of the loans it assesses.

These quiet mortgage giants help maintain stability, affordability and liquidity of capital for your lenders to use to make high quality home loans.

If your student loan provider DOES allow you to use your credit card to make payments, you may want to consider doing so when you are in a time of need.