Sentences with phrase «manageable amount of debt»

If you have a manageable amount of debt that you could you could realistically pay off in a year, you may want to consider transferring your balance to a new credit card that will offer you 0 % on transfers for a fixed period — often a year or 18 months.

I was working as a waitress and making a living wage, and I was lucky enough to have graduated with a manageable amount of debt.

But Kantrowitz found that even a year after college graduation, students who graduate with too much debt are more likely to feel that their education was not worth the money than students who graduate with a manageable amount of debt.

This works best for people with a manageable amount of debt from one or two creditors.

Lenders want to see that you have a manageable amount of debt and that you use it responsibly.

In general, a debt consolidation loan is usually your best bet if you don't have problems making monthly payments, you have a manageable amount of debt and you just want to pay a lower interest rate.

If you're carrying a manageable amount of debt and can secure a loan or line of credit at competitive rates, then credit may be the best option.

Not exact matches

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

You may have a large amount of unsettled debt and you are probably beside yourself after applying for loan after loan to bring those debts into a manageable...

This means that the amount of debt you have compared to your income is manageable.

Depending on the amount of federal student loan debt taken on, monthly payments can be extraordinarily high in the Standard 10 - year plan, and many borrowers opt to switch plans to that allow for more manageable monthly payments.

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

The company should have manageable debt levels, be able to meet capital maintenance requirements and still have a reasonable amount of money left which it can profitably re-invest.

Even in the worst case borrowing scenario, the amount of debt borrowed isn't insane, and the repayment system helps the borrower maintain a manageable debt load over time.

We have a modest house in a decent neighborhood and a manageable amount of student loan debt.

In theory, the amount of debt is now manageable, so management can probably continue focusing on debt replacement (at cheaper rates), rather than retirement.

And with actual interest paid amounting to just 8.3 % of operating profit, debt could increase an additional $ 101 million (again, at a 5 % rate) & still leave interest coverage at a manageable 6.7 times (i.e. 15 % of operating profit)-- as usual, to be prudent, we'll haircut this debt adjustment by 50 %.

With net finance cost (inc. hybrid coupons) of $ 130 million amounting to 31 % of our average margin, debt would need to be halved to hit a more manageable 15 % — though bearing in mind some of that debt's subordinated, plus cash on hand, let's back out 50 % of the hybrid debt — net - net this implies a $ 1.2 billion negative debt adjustment.

In fact, the more sources of funds you can tap into the faster you manage your debt level to a manageable amount.

Filing for bankruptcy is a stressful process felt by more than 1.5 million individuals every year, often at the end of a long, difficult period of trying to reduce debt levels to a manageable amount.

Keeping your weekly spending in check — through budgeting or through creative money - saving strategies — can help keep the amount of student debt you have accrued to a manageable level.

The advantage to debt consolidation is that it not only makes paying debt more manageable, it reduces the amount of interest you would have paid if you did not consolidate your debt.