Sentences with phrase «manageable debt if»

If you want to get better value investing returns, it's important to focus on stocks that are cheap in relation to earnings, and consider a variety of other investment qualities like years of profit, years of paying dividends, and manageable debt If you invest in good... Read More

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The companies that we own, have very manageable debt, if any.

If you have a pretty good credit history, a manageable level of recurring debt, steady income, and a down payment of 3 % or more — you might meet the minimum qualification requirements for a 30 - year fixed - rate mortgage loan.

If you're carrying a manageable amount of debt and can secure a loan or line of credit at competitive rates, then credit may be the best option.

In general, a debt consolidation loan is usually your best bet if you don't have problems making monthly payments, you have a manageable amount of debt and you just want to pay a lower interest rate.

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

If you can get the right deal, and you are looking to get rid of debt, it is worth considering consolidating your debt into one loan, creating just one simple, manageable payment for you.

If you have a decent credit score, manageable debt, a good standing with your insurer and a high income, you'll likely qualify for a lower interest rate.

That being said, if your credit is good and your current debt load is manageable, shopping for credit cards can provide a great way to build up points that may be used for free / heavily discounted travel and other nice benefits.

Juggling debt repayment, savings, and making big purchases may seem like a daunting task, but make no mistake this can be manageable if the right balance and options are chosen.

If you have a manageable level of debt, your best option is to pay down your debt.

Good blue chips have low debt: It doesn't matter if you're investing in blue chip stocks or penny stocks, the company under consideration should have manageable debt.

The goal of Obama Student Loan forgiveness is simple — keep student loan debt manageable and then forgive the remaining balance if certain requirements are met.

If you have a pretty good credit history, a manageable level of recurring debt, steady income, and a down payment of 3 % or more — you might meet the minimum qualification requirements for a 30 - year fixed - rate mortgage loan.

Debt can be manageable and livable if you are making progress with paying down your debt balanDebt can be manageable and livable if you are making progress with paying down your debt balandebt balances.

If you have debt problems that are manageable with a good plan of your own and a suitable budget then you probably won't need to seek any advice from third parties.

Sometimes, if you have a lot of debts that are proving difficult to handle, it can be beneficial for some people to consolidate their debts into one more manageable package.

You need to be comfortable that your debt - to - income ratio would still be manageable even if the interest rises on an ARM.

That $ 40,000 in credit card debt might seem manageable, but if you carry it long term, it could easily cost you over $ 70,000 in interest over a decade and still owe the entire amount.

If your debt is manageable, make payment arrangements with the collection agent.

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

If you have some equity built up in your home and still have a manageable credit score, for instance, you can often refinance your mortgage and use that money to pay off high - interest credit card debt.

The good news is that credit card debt is almost always manageable if you have a plan and take disciplined steps to reduce it.

If debt management has become a burden, consider using a home equity loan to consolidate your debt into a single, more manageable payment at a competitive rate.

On the other hand, if your debts are manageable, and no - one is threatening legal action, a debt management plan through a credit counselor may be your best option.

But if your debt is a manageable amount, if it is being used to purchase good investments such as stocks that will grow your net worth in the long term AND if you're not stretching the household budget to do it, then debt is okay.

Too, if you talk to your credit card companies the moment you lose your job, most of the time, you should still have manageable debt.

If you are in a position where you could benefit from consolidating higher - interest debt into your mortgage, this option can take much of the financial burden off your shoulders and help make your payments far more manageable.

In this paper, Brown and Lahey use an experiment (unrelated to debt payment) to determine that research subjects are more motivated to complete a task if they tackle smaller, more manageable pieces first.

If your credit is bad and your reduced income relative to your debt is clearly not manageable, this is one factor in your favor.

If you are struggling with student debt or just want to make it more manageable, refinancing or consolidating your student loans can help your financial situation.

Keep your debt at manageable levels; if you have a $ 10,000 limit on your credit card, don't feel like you need to hit it — stay well below it, ideally not charging more than 30 % of your limit before paying it off, said experts.

Student loan debt might not be a problem if the bill is manageable, but if you have to choose between food and student loans, then it's an emergency.

If you're someone looking to reach debt freedom — including having a paid off mortgage — then use this advice to find a faster and more manageable path to mortgage repayment.

If she wanted to hold the loan payments to 10 percent of her monthly income and repay the loans over 10 years, her monthly payment would be $ 393, assuming a student - loan interest rate of 6.8 percent, and her maximum manageable debt would be $ 34,200.

If you have debt from multiple sources or existing high - interest debt, one way to make payments more manageable and to pay off your overall debt load is to obtain a personal loan.

If you want to qualify for a home loan in 2011, you'll need to have stable income, manageable debts, and a good credit score.

Yet even if your debt is manageable, if you don't know where it came from, that's a big danger signal.

If you really do need an increase to make a purchase, try and pay the debt off quickly so you can then reduce the limit to a more manageable amount.

If you have a lot of creditors or a lot of debt owing to creditors then you will probably need to contact them and try to work out / negotiate some deals where you can pay them off in installments over a period of time that is manageable.

If they like what they see, they could offer you a lower interest rate on your student debt — which can save you good money in the long run and make your monthly payments more manageable.

If they can persuade the banks to carry on, say for the next decade or two'til their retirements, they could probably pay down debt to manageable levels and make some real money...

Keep in mind, however, that these ratios are used by lenders to assess your debt load potential — it should not be used as a way to determine if your debt loan is manageable.

IF YOUR DEBTS ARE TOO LARGE to pay down and creditors are unwilling to forgive enough debt to make it manageable, you may need to file for bankruptcy.

If debt management has become a burden, consider using a HELOC to consolidate your debt into a single, more manageable payment at a competitive rate.

If you're paying interest on multiple debts, particularly if some are from high - interest credit cards, consolidating those debts into one more - manageable loan may be a wise ideIf you're paying interest on multiple debts, particularly if some are from high - interest credit cards, consolidating those debts into one more - manageable loan may be a wise ideif some are from high - interest credit cards, consolidating those debts into one more - manageable loan may be a wise idea.

Your interest rate can also increase if you miss two payments in a row, so it is important to stick to a routine in order to ease the pressure on your ability to bring your debt down to manageable levels.

If you and your spouse both have student loan debt, you may be able to consolidate it into one, more manageable loan.

If you have a manageable debt, say something under $ 3,000, a zero - interest balance transfer to another credit card might solve the problem.

The advantage to debt consolidation is that it not only makes paying debt more manageable, it reduces the amount of interest you would have paid if you did not consolidate your debt.