Insurers like structured VAs because
these hybrid products require less capital to support than traditional VAs that come with lifetime income guarantees, which some insurance companies have found difficult to honor with interest rates still historically low.
Hybrid products also open up opportunities to introduce new distribution channels to the business via producers who might prefer to sell benefits such as long care rather than life insurance, Reynolds indicated.
And even new
hybrid products have potential problems.
These hybrid products offer parents the best of both worlds, and help you avoid a home taken over by too much baby «stuff».
Today, the cloth diaper industry includes multiple manufacturers of
hybrid products along with major retailers who both retail and manufacture disposable products, a reality that will continue to expand as the market expands.
If you're in the market to detail your car, it would be handy to find something that qualifies as
a hybrid product.
If needed, could you convert most of your European
hybrid products to plug - in hybrids?
Value: Great fuel economy is a hallmark of Toyota / Lexus
hybrid products, and the story's no different here.
The technology packed into the Yaris Hybrid - R Concept points in the direction of fun - to - drive
hybrid products.
Other than our electric
hybrid products, xFE models represent the very best fuel economy technology we offer.
Hyundai is all set to expand its product portfolio in the coming years and what better way to do it than by adding
hybrid products to the line - up.
The Passat GTE is based on the eighth generation VW Passat and is the third
hybrid product from the German manufacturer, following the limited - edition XL1 and the Golf GTE.
Honda's
hybrid product direction in the U.S. will move forward with greater focus on expanded application of the innovative two - motor hybrid system.
Dell markets smaller tablets, such as the Dell Streak 7, and
a hybrid product, the Inspiron Duo, in the U.S. but has yet to launch a tablet design that rivals the 9.7 - inch iPad from Apple.
Do not combine them and don't purchase
hybrid products.
Investment / insurance
hybrid product where you can be invested in market indices without the potential to lose money.
The Franklin Income Fund (FCISX) is
a hybrid product that invests in both fixed income and equity securities.
Too many
hybrid products are being positioned / sold as alternatives to FD.
Long - term care riders have been especially attractive products in the last few years, with several life insurance companies pushing them as «
hybrid products.»
Consider
hybrid products (life insurance policies or annuities that let you divert part or all of the benefit to long - term care expenses).
Comparing equity returns to
the hybrid product of preferreds, which contain components of both equity and debt, the hybrids are returning 9.74 % year - to - date as measured by the S&P U.S. Preferred Stock Index.
A hybrid product of any kind usually refers to describing a blend of two or more products into one.
A hybrid product of any kind usually refers to describing a blend of two or more products into one which gives it additional benefits and performance.
At the same time, the regulator plans to come out with directives to improve the transparency element of such
hybrid products, which involve both investment and insurance.
Long - term care riders have been especially attractive products in the last few years, with several life insurance companies pushing them as «
hybrid products.»
Permanent life insurance policies are
hybrid products that combine insurance with some type of savings or investment component, called the «cash value.»
If you have any questions I would gladly help, I help protect people's assets ever day with LTC and work with both traditional and
hybrid products.
Efinancial, a leading provider of online life insurance is proud to make the latest Fidelity Life
Hybrid product available to their growing community of consumers nationwide.
That's the question that's spurred insurance companies to design
hybrid products, allowing customers to get some benefit from their long - term - care insurance even if they never need care.
Because of this, an increasing number of insurance companies are starting to develop ridesharing or
hybrid products to cover their drivers.
Unit Linked Insurance Plans are
hybrid products.
Well, Horace Mann has addressed this by creating
a hybrid product where you can enjoy the best of both worlds with the company's cash value term life insurance.
One is they seem to recommend for nearly every person / quote request is the Fidelity
Hybrid product (Fidelity Life is the owner of Efinancial).
Assuming the same LTC benefit, the death benefit on a life
hybrid product would likely be higher than a death benefit on a linked - benefit product.
Do you like the fact that the trend for offering a 2 - in - 1
hybrid products is continuing?
I'm speaking, of course, about the clever
hybrid products that do double duty as protective covers and physical keyboards, called the Touch Cover and the Type Cover.
We don't have too many component details or hint at how the two rear cameras will be implemented — whether the sensors will take in different data to create
a hybrid product or if different lenses will be applied to each sensor — though the phone will carry over the 16 - megapixel selfie shooter found on the OnePlus 3 and 3T.
Sources call
it a hybrid product because it combines financing principles of both traditional senior loans and mezzanine loans.
As alternative lenders step up their activity this year, the stretch senior loan is
a hybrid product that borrowers can turn to...
This matrix should be used to find lenders that offer loan programs with FICO scores as low as 500, alternative income documentation and ARM / fixed
hybrid products for 1 - 4 unit single - family residences, townhomes and condominiums.
Recognizing that there is no other industry like the wine business that blends components of business and residential assets in this way, and that
a hybrid product requires special understanding, education and resources, WineryX stepped in.
With
the hybrid product, borrowers lock in a rate for 5 or 10 years before the rate becomes adjustable.
Not exact matches
Says Purdy, «We've been doing a number of things to get our
hybrid fibre and cable system to a level where, both on broadband and on TV, we have a superior
product in market.»
It's a general rule that
hybrid devices — those that try to combine the functions of several — aren't as good as dedicated
products.
To shore up its lead, AWS has added new features to its own
hybrid - cloud
product, Direct Connect, and is more aggressively marketing it; it's also offering email management and the ability to collaborate on documents.
Andrew Chen, who adopted the term in 2010, described growth hackers as «a
hybrid of marketer and coder, one who looks at the traditional question of «How do I get customers for my
product?»
They conveniently fail to emphasize the disadvantages embedded in the
hybrid insurance - investment
product.
You can also take a
hybrid approach, which involves affiliates driving followers to
products that are relevant to their industries but that they haven't necessarily tried themselves.
And if it sounds too fast to make a genuinely readable
product, well,
hybrid publishers would disagree.
In the final stage, companies embrace a
hybrid business model and reallocate revenue streams to optimize for total value creation and capture rather than focusing on one — the
product or the platform — at the expense of the other.