Sentences with phrase «many more loan»

Then the bank could go out with increased liquidity and make more loans.

From the report: «Many lenders also lowered the minimum credit score required to receive a private student loan so that they could originate and then sell off more loans.

The negative consequences of pushing more debt on households is also obvious: more loans become uncollectible and go into default, creating more loan losses for banks.

That effort largely focuses on reducing Energy Department spending energy subsidies and stopping the agency from issuing any more loan guarantees — the same program that funded Solyndra.

Although the SBA backed 37 percent more loans in the fourth quarter of last year, it was still just about half the 20,000 loans it backed in the final quarter of 2007.

Instead, the focus has been on making more loans to energy companies and building stronger relationships with clients so that when volumes pick up, more of the activity will go to Morgan Stanley, the sources said.

For example, Morgan Stanley is looking at making more loans to energy producers and sell more commodity - linked products to retail investors, the sources told Reuters.

By year's end, he was ready to bring on more loan officers.

February 10: The U.S. Fed expands the Term Asset - Backed Securities Loan Facility (TALF), which lends money to investors to buy securities backed by loans, thereby allowing banks to provide more loans.

Then the trend flips: About two - thirds of loans went to borrowers who took out nine or more loans in 2009.

with what savings we have left but who knows if I'll qualify (even though I've got good credit)... but then I've got more loans out which just makes my credit / loan balances look bad when they run a credit check on me for the space.

Jack Hartings, chairman of the ICBA, asked the Alabama Republican about possible changes to the Consumer Financial Protection Bureau's «qualified mortgage» rule, including a proposal that would allow more loans held in portfolio to be considered QM, along with relief from some escrow requirements and balloon mortgage restrictions.

Refinancing loans replaces one or more loans with a new one, often with a lower interest rate, a longer repayment term, or both.

A week ago the International Monetary Fund said that it will not make any more loans with the European Central Bank to Greece, because it can't pay.

Your school might approve more loan funds than you actually need for tuition, fees, and other educational expenses (cost of attendance).

The operative notion of easy money is that you create $ 32 billion in bank reserves, the banks lend out the money, the money gets spent, more loans happen, and through the magic of the «money multiplier», the amount of loans in the economy goes up by many times that $ 32 billion.

And so increasing doses of austerity were administered while the debt grew larger, forcing creditors to extend more loans in exchange for even more austerity.

During this process, one or more loans (federal, private, or both) are essentially consolidated together into one new loan held by a private lender.

They have removed fees on 7 (a) loans under $ 150,000 to encourage their participating banks to make more loans within that category

In the end this shrinks the economy — and that means that more and more loans will go bad, until crisis levels are reached at the point where lenders realize that there is no more room to extract more, and stop lending.

With various regulators attempting to reduce the pool of NPLs, we expect banks to pursue more loan portfolio sales to specialized recovery firms or experienced private equity funds.

When prices for real estate or other collateral plunge, it no longer can be pledged for more loans to keep the circular flow of lending and debt repayment in motion.

Fannie Mae buys mortgages from lenders, allowing them to free up their own portfolios to make more loans.

The Urban Institute estimated 95,000 more loans would be approved each year, thanks to Fannie's debt - to - income change last year.

Refinancing can save a borrower a significant amount of money over the life of a student loan, particularly if he or she has a high interest rate loan or loans, or if one or more loans has a variable interest rate.

Company X can then package its current loans and sell them to Investment Firm X, thus receiving cash that it can use to make more loans.

Connect with our executives, leaders, and customers to see how our innovative digital mortgage solutions can help you originate more loans, lower costs, reduce time to close, and make smarter decisions.

So you can truly originate more loans, lower costs, reduce time to close, and make smarter business decisions.

Perhaps Company X makes so many loans that it runs out of cash to continue making more loans.

The industry's most trusted Digital Mortgage Solution for originating more loans, lowering costs, and reducing time to close.

Long before James Tobin assigned the letter «Q» to this asset - price ratio, financial analysts were using it as a means to judge how much capacity an economic sector had to take on more loans.

See why mortgage lenders of all shapes and sizes trust us to help them originate more loans, lower costs, reduce time to close, and make smarter decisions.

If the pace of the economy picks up, banks will probably see demand for more loans — and will raise rates as they compete to attract new deposits to fund the additional lending activity.

Ellie Mae's technology solutions enable lenders to originate more loans, reduce origination costs, and shorten the time to close, all while ensuring the highest levels of compliance, quality and efficiency.

In the new ARM market, you'll see more loans with rates fixed for the first five years before they start to float.

WASHINGTON — President Obama pressured the heads of the nation's biggest banks on Monday to take «extraordinary» steps to revive lending for small businesses and homeowners, drawing a firm commitment from one large bank to make more loans and vaguer assurances from others.

With better loan terms, interest rates and more loan types available, you can finance bigger projects with confidence.

The Foolish bottom line At times we are led to think the only way a bank can grow is through issuing more loans to more customers.

That means more loan applications were submitted by homeowners (seeking a refi) than by home buyers.

Meanwhile, fascinated by the spread of smart phones and digital payment systems in Africa, Flannery knew that if he could raise serious capital, he could make even more loans to small business owners without needing to meet and interview them first.

The majority of experts agree, diversifying over 100 or more loans is a better investment of your money than one large loan.

This frees up the resources of financial institutions so they can make more loans to other people.

What's crazy is that our Govt actually forced these lenders to give more loans to minorities a couple of years ago.

Increase operating efficiency and servicing capacity - service more loans with fewer personnel.

The thing I took issue with is when you said «What's crazy is that our Govt actually forced these lenders to give more loans to minorities a couple of years ago» like this is all the fault of minorities.

Many students will take out new loans each semester to fully pay for their education, and the result is that you may have six, eight or more loans to keep track of and to pay for.

Not only does a lower DTI give you more loan options, but it could also save you money by lowering your interest rate.

So they might have more loan terms and options available for you.

This, in my opinion, is the real tempest in the mortgage teapot that buckets millions more loans that are still in existence today across all loan types, as risky.

Most people know that the better your score is, the more loans and credit cards you can qualify for and the lower your interest rate will be.