Sentences with phrase «many nearing retirement age»

But the programs are «not going to be for everyone,» she said, such as older workers nearing retirement age, a growing cohort in this country.
Even as they near retirement age, a new report says parents are shouldering an increasingly large burden of their children's college expenses with warning signs that many are in debt over their heads.
Datskovsky's parents are near retirement age, so Adams recommended a long - term - care policy as well.
Consider that two - thirds of Vanguard's Personal Advisor Service customers are nearing retirement age or are already retired, while approximately half of Schwab's Intelligent Portfolio customers are older than 50.
Investors should look for companies where: • management is not near retirement age; • management has gained experience at other companies in the same or similar industries; • the company founder is still on hand; • management owns stock in the company.
The following may be true of a potential takeover: • the company has fewer than 50 million shares outstanding; • management is dominated by persons near retirement age; • management's record on innovations and improving returns has been poor; • the company owns assets whose market values are potentially higher than those shown on the balance sheet; • outside investors have been steadily buying the stock.
Although it's important for people nearing retirement age to be wary of risky investments, they also shouldn't be too conservative.
According to the Economic Policy Institute, 39 percent of workers nearing retirement age (56 to 61 years old) have no retirement account savings whatsoever.
Also, as you get older and near retirement age, you'll want to adjust your allocation appropriately (120 — YOUR AGE = STOCK PERCENTAGE).
Dealing with high debt loads and a high interest rate with parents nearing retirement age can be a tough combination.
Those nearing retirement age and carrying high balances on student loans for parents will have to work a lot harder to follow this advice.
Many had already raised families of their own and were nearing retirement age.
Now in his mid-30s and nearing retirement age, Howard is going back to the league that gave him his first big break back in the 1990s.
With all the talk of sacking (and being near retirement age), it's only predicable that the bookies have come up with some odds for Arsene Wenger's successor.
In U.S. football, nobody paid much attention to concussions until glamor boy Dallas Cowboy quarterback Troy Aikman was forced to retire because of it — even his predecessor as such, Roger Staubach, didn't generate that kind of interest (mainly because he was nearing retirement age anyway and hardly anybody had heard of concussions in 1979).
Councilor - At - Large Steve Thompson said he hopes to fill the ranks as more officers near retirement age.
Those who aren't near retirement age are nearing the end of their 14 year terms.
More earth and space scientists are near retirement age (30 % to 40 % in some sectors) than are in any other age group.
Both were nearing retirement age, but neither were ready to abandon their investigations of cancer.
Mike Leigh's Another Year is a rare film in that it focuses on a happily married couple nearing retirement age.
Research from Missouri and California has shown that teachers nearing retirement age do time their retirement for when they hit their peak retirement compensation.
«It won't catch us by surprise,» said Deputy Supt. Richard Bartholome of the Bonita Unified School District, where 100 of the 400 teachers are at or near retirement age.
Jettison their current approach to retirement benefits in which teachers accrue relatively meager benefits through much of their careers, and then abruptly become eligible for much more as they near retirement age.
At the back end, pensions do have a retention effect on teachers nearing retirement age, but that comes too late to affect teacher retention rates very much.
He and I are nearing retirement age and are wondering if a lawsuit against her might be successful.
If your employer will match your contributions into that account, then it's a no - brainer, but it's probably still a better idea than the mortgage unless the emotional payoff is very very important to you or unless you're nearing retirement age (so the tax - free growth period is small).
60 Minutes recently re-aired a story about 401 (k) s and the fact that so many nearing retirement age are actually are putting off their retirement because their 401 (k) investments have faltered due to market volatility... In response to this segment, an article in Inside Tucson Business outlines some alternatives to 401 (k) investments including self - directed IRAs and Fixed Indexed Annuities.
As baby boomers near retirement age, the concept of a reverse mortgage may seem more enticing.
The cost of medical care, especially for those at or near retirement age, is climbing so fast that it should scare everyone in the family.
The median retirement savings of households near retirement age is just $ 17,000.
Many people nearing retirement age especially want to get rid of their mortgages since they will soon have little to no income coming in to pay the mortgage bill every month.
You will want some cash or bonds in an emergency fund and as a prudent part of your portfolio once you're near retirement age.
Nearing retirement age it's best to cut down on more volatile securities.
As an estimated 77 million baby boomers near retirement age, reverse mortgage demand will increase.
He adds these scenarios could be excellent opportunities for participants nearing retirement age to make necessary changes in order to achieve their retirement goals, whether it be aiming for a different income - replacement ratio or seeking guaranteed income outside of Social Security benefits.
But if you're near retirement age, it's probably best for your child to save the money himself.
The numbers are slightly better for those near retirement age.
No matter what age you are, start reviewing your goals by taking a serious look at financial planning — especially if you are nearing retirement age.
According to the article, at least 238 firefighters, teachers and other career public workers who were near retirement age accused your company of providing bad advice that drained their retirement savings.
Now, Primerica was poised to make a lot of money, but only if you could convince Florida firefighters who were near retirement age to cash out their guaranteed pensions.
Dealing with high debt loads and a high interest rate with parents nearing retirement age can be a tough combination.
I'd recommend basing your contributions primarily on what your likely income / tax bracket at or near retirement age will be compared to 25 % today.
The need to pay for the pensions of people who are already retired or near retirement age poses a challenge to all plans for privatizing Social Security.
Those nearing retirement age and carrying high balances on student loans for parents will have to work a lot harder to follow this advice.
Or, Scott recommends target - date funds, which have managers who shift your portfolio allocation over time from stocks to more conservative investments as you near retirement age.
Also, you would be pretty crazy to have 100 % of your portfolio in small company stocks as you near retirement age.
But if you're near retirement age, or if you've already put 20 or more years into paying off your home, refinancing might not be the wisest move — regardless of low interest rates.
So if you think you may end dropping to a lower marginal tax rate in retirement, you should be aware of a few important caveats before doing a Roth, especially if you're nearing retirement age.
Such steps are even more important if you think you might face a lower marginal tax rate in retirement, and are absolutely crucial if you're nearing retirement age.
The update to the question about «nearing retirement age» makes a well structured ladder of inflation - indexed bonds sound like a good fit for someone with a low tolerance for volatility who is willing to sacrifice the possibility of growth in exchange for stability and predictability.
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