Unlike
other balance transfer cards on our list, the Ink Business Cash ℠ Credit Card is also a rewards credit card, which makes it an excellent card to keep around in the long term.
Unlike
other balance transfer cards on our list, the Ink Business Cash ℠ Credit Card is also a rewards credit card, which makes it an excellent card to keep around in the long term.
This is another thing that separates the BankAmericard ® Better Balance Rewards from
other balance transfer cards, most of which don't have any rewards program.
Other balance transfer cards tend to offer a low intro APR on their balance transfer yet you pay a balance transfer fee.
Like many
other balance transfer cards, you have to weigh the money you will save on interest with the fact that you will pay $ 5 or 5 %, whichever is greater, to make the balance transfer in the first instance.
If you can't find one you qualify for, then do the math on
other balance transfer cards.
Depending on the amount of debt you have, and how long it takes to pay it down, this card's offer may be better or worse than
other balance transfer cards.
What makes Chase Slate ® so much better than
other balance transfer cards is that this card offers a $ 0 Introductory balance transfer fee for the first 60 days your account is open.
There are a few
other balance transfer cards out there with longer introductory periods, but they all charge balance transfer fees
There are a few
other balance transfer cards out there with longer introductory periods, but they all charge balance transfer fees
The card surpasses most
other balance transfer cards with its introductory offer.
Let's explore a few
other balance transfer cards you might consider.
Overall, it seems that if you're looking for a balance transfer card for your five - digit credit card balance, reviews indicate you may need to look at
other balance transfer card options.
Like many
other balance transfer cards, you can't transfer a balance from an account within the same bank.
If your holiday debts are lingering on another Chase credit card, you'll need to consider one of
the other balance transfer cards on this list.
However, if you're someone who is confident of paying off his / her existing credit card balance in around 15 months, you'd be better off opting for the Chase Slate, Citi Double Cash, Discover It or
some other balance transfer card with a shorter 0 % APR period and better features.
Not exact matches
Buying products and services with your
card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points:
balance transfers, cash advances and
other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.
The
other popular option is getting a credit
card with a promotional 0 % annual percentage rate (APR) on
balance transfers.
Some
cards don't charge these fees, but
others will charge 3 % to 5 % of the
balance transferred.
There are
other cards that offer a longer 0 % introductory period, however very few offer a $ 0
balance transfer fee.
The biggest thing that sets it apart from
other cards, is that it doesn't charge a
balance transfer fee.
Where some people focus on the debt snowball or debt avalanche methods,
others might
transfer high - interest
balances to a 0 % credit
card, sell possessions to raise cash they can use to pay down debt, take on a part - time job to speed up the process — or some combination of all these methods.
This includes the following: Purchases made by swiping your
Card, Internet purchases, Phone or mail order purchases, Bill payments (
other than to us or another financial institution), Contactless purchases (purchases you make by holding your
Card or
other device up to a secure reader instead of swiping your
Card) The following transactions are not Qualifying Purchases and will not earn points: Payments of existing Credit
Card balances,
Balance transfers.
By contrast, most
other credit
cards will typically charge you 3 % to 5 % for each
balance transfer, which will eat away into your savings.
These
other cards provide 0 % introductory APR on
balance transfers for 15 and 18 months respectively.
So cardholders in debt can
transfer their existing
balances to this
card and avoid interest without paying the
balance transfer fee imposed by all
other credit
cards with interest free promotional financing offers.
Considering that you may be able to
transfer up to your available credit limit ($ 15,000 max), you could save hundreds of dollars, compared to
other cards that charge a
balance transfer fee of 3 to 5 percent.
Other credit cards like travel credit cards, balance transfer cards and reward credit cards may come with bonus, benefits and other pack
Other credit
cards like travel credit
cards,
balance transfer cards and reward credit
cards may come with bonus, benefits and
other pack
other packages.
If you think you'll need more than 15 months to pay off the debt you
transfer, compare the cost of paying a
balance transfer fee to the savings from a longer period that
other cards may offer.
To learn more about
other credit
cards that come with a rewards program, check out our guide to
balance transfer rewards credit
cards.
If you want to compare low - interest and
balance -
transfer credit
cards, head to our
other comparison tool here.
Like many
other cards out there, the
balance transfer fee is 3 % of your
balance transfer amount, with a minimum of $ 5.
Customers can
transfer balances from any credit
cards, personal loans, student loans, auto loans or home equity loans from lenders
other than Bank of America ®, as well as gas
cards, retail and department store
cards.
Balance Transfer offer applies only to new
balances transferred to your BancorpSouth credit
card account from
other creditors.
Items include any deposit1, check2, ACH funds
transfer, teller cash withdrawal, ATM withdrawal, debit
card purchase, non RBFCU fee, charge or
other amount added to or subtracted from your
balance with the exception of RBFCU fees.
They will then contact the
other credit
card company for you and initiate the
balance transfer process.
Customers can
transfer balances from
other credit
cards, personal loans, student loans and auto loans.
Therefore, if you're looking for a
card you can use for years to come on purchases and
balance transfers, we recommend you examine the
other offers on our list.
After completing a
balance transfer form, the
transferred balance will be deducted from your RBFCU credit
card's available
balance, and RBFCU will mail a check to pay off the
other credit
card company.
Barclaycard's MasterCard offers great cash back rewards and an easy to earn sign up bonus, but its
balance transfer advantages are pretty standard with an average introductory APR period and
balance transfer fee commensurate with many of the
other cards on our list.
Compare it to
other balance transfer credit
cards to see which one is best to help you consolidate high - interest debt.
This
card brings to the table just about everything that the other guys offer, however the Bright Card does have the best APR you can find after the initial 15 month 0 % introductory APR on purchases and balance transfers e
card brings to the table just about everything that the
other guys offer, however the Bright
Card does have the best APR you can find after the initial 15 month 0 % introductory APR on purchases and balance transfers e
Card does have the best APR you can find after the initial 15 month 0 % introductory APR on purchases and
balance transfers ends.
The 3 %
balance -
transfer fee will eat into interest savings during the introductory period, and the no - interest offer on new purchases is shorter than for
other top
cards.
Like many
other balance transfer credit
cards, it has no rewards.
Shop at Amazon.com for 3 % back on your purchases; get 2 % back when you use the
card at gas stations, restaurants and drugstores; get 1 % back for all
other eligible purchases (
balance transfers, cash advances,
other cash equivalents and fees are a few examples of transactions that are not eligible to earn rewards).
If you qualify for a 0 % APR
balance transfer card, you could finance your bike for free and qualify for whatever
other perks your dealership is offering.
If you have a credit
card with a high interest rate, you may be able to
transfer the
balance onto one of your
other cards for a lower interest rate.
For example, if you are carrying a $ 9000
balance on a credit
card with a $ 10000 limit, and you have two
other credit
cards with a $ 3000 and $ 5000 limit,
transfer your
balances so that you have a $ 1500
balance on the $ 3000 limit
card, a $ 2500
balance on the $ 5000 limit
card and a $ 5000
balance on the $ 10000 limit
card.
The
other thing to keep in mind is that
balance transfer credit
cards don't allow you to
transfer balances from within the same bank.
You can then
transfer the
balances of your
other credit
cards onto this one
card and instead of paying multiple bills.