Sentences with phrase «many other credit accounts»

-- Equifax acted recklessly; — Equifax ignored best or even good practices of data security; — Equifax's actions have caused me emotional distress; — Equifax's actions will require me to either pay some company money or take my own personal time to be vigilant about not just my own but at least two other credit accounts for years into the future.

A credit report is a record of every credit card, retail account, student and personal loan, and other credit accounts made or established in your name.

For instance, if you stop using the card and continue to pay it down month after month until it is eventually at a $ 0 balance or at least below 30 percent utilization, your score will very gradually increase by a few points here and there, assuming all of your other credit accounts are in good standing.

They may not attract the best interest rates due to the inherent risk in issuing one of these cards, but they certainly will help improve interest rates on other credit accounts a person obtains in the future.

Use your credit wisely, and it can bolster your credit score, qualifying you for mortgages, auto loans and other credit accounts at the lowest interest rates and best terms.

As each debt is paid off the extra amount will be applied to balances on other credit accounts and so on, until you are debt free.

As such, your overall credit mix, worth 10 % of your credit score, can also be hurt by canceling a credit card, especially if you do not have very many other credit accounts.

So I'll keep it forever to help age my other credit accounts!

When you open up a new card, it's «young» age is factored into the age of your other credit accounts and the overall average age is lowered.

The qualifications for student credit cards are still less restrictive than for other credit accounts.

How much it will hurt depends on everything else in your credit reports, including whether you have other credit accounts, such as car loans or mortgages, that you pay on time.

Answer: His debts shouldn't affect your credit reports and scores unless you cosigned loans or other credit accounts or added him as a joint user to your credit cards.

Maintain the necessary minimum number of credit cards and other credit accounts.

Known as a «hard inquiry,» the process empowers credit issuers to review details about a potential customer's other credit accounts, the balances on them, and payment history, to determine how much risk a potential customer presents if they are offered a line of credit.

Erroneous loan default report won't affect other credit accounts — When a large error claiming you defaulted suddenly appears on your credit, you have to fight to remove it, but it won't impact other loans... (See Not my debt)

Use your credit wisely, and it can bolster your credit score, qualifying you for mortgages, auto loans and other credit accounts at the lowest interest rates and best terms.

Unsecured (no collateral required) personal loans or credit builder loans are a chance to create and build credit without the use of a credit card or other credit account at your disposal.

Maintain the necessary minimum number of credit cards and other credit accounts.

Maintain the necessary minimum number of credit cards and other credit accounts, but limit yourself to a maximum of three or four cards.

Ditto on all other credit accounts with limits.

Not exact matches

The group claiming responsibility for the breach calls itself The Impact Team and says it is in possession of details for some 37 million user account, including credit card information, home addresses, and other sensitive details.

But far more often, couples have other issues including alimony, child support, retirement accounts, real estate, student loans, investments, taxes, credit cards and so on, he said.

Several business owners who discovered unapproved accounts in their name, extra fees, or lower credit scores, have since moved to other banks.

As with other informal networks, a deposit in the Philippines might be credited to an account in Macau or China, even though the money stays in Manila.

The online financial provider uses alternative information to create a proprietary credit score for loan applicants, such as checking account, payment processing, and other loan information.

Forward - looking statements include, among other things, statements regarding future: production, costs, and cash flows; drilling locations and zones and growth opportunities; commodity prices and differentials; capital expenditures and projects, including the number of rigs employed and the number of completion crews; renegotiation of our credit facility; management of lease expiration issues; financial ratios; certain accounting and tax change impacts; midstream capacity and related curtailments; our ability to meet our volume commitments to midstream providers; ongoing compliance with our consent decree; and the timing and adequacy of infrastructure projects of our midstream providers.

On the other hand, Wells Fargo's scandal deals with checking accounts and credit cards — financial instruments that nearly every American has.

Pros: Factors assume the credit risk if a customer defaults, and they'll provide other services including collections and accounts receivable bookkeeping.

This information shows up when you try to open a new credit account, buy a cell phone, rent an apartment, or apply for a job, among other things.

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

Our purchases work like a credit card — we buy something, it goes through the barter service, then they debit our account and credit the other individual's account.

Safeguard important information such as tax identification and bank account numbers, and watch for change of address notices from credit companies or other vendors.

Your credit score is the number on your credit report that helps lenders or others predict how likely you are to pay any credit accounts on time.

Grab has been seeking to dominate the regional market for car and motorbike hailing and has expanded into other areas, recently announcing plans to partner with a Japanese credit card company to provide credit to millions of people without bank accounts.

(Residential mortgage credit reliably accounts for about two - thirds of total household debt; the rest is composed of lines of credit, credit card and other consumer debt instruments.)

The bill excludes initial capital raising, addresses tax collection concerns, and provides a tax credit offset for contributions into 401 (k) s and other health, retirement, and savings accounts.

By extending your payables window, sharing expenses with other business owners, creating / upgrading an online bank account to ensure prompt payments to suppliers, tightening spending and reviewing your accounts, you can help increase your company's cash flow and bypass the need to rely on additional credit to keep your business flowing smoothly.

Current liabilities include notes payable on lines of credit or other short - term loans, current maturities of long - term debt, accounts payable to trade creditors, accrued expenses and taxes (an accrual is an expense such as the payroll that is due to employees for hours worked but has not been paid), and amounts due to stockholders.

If you're in the market for a bunch of new appliances or other big - ticket items, it's common for consumers to walk into a retailer and be offered a discount and a good financing deal on a large purchase, if they open a charge or credit card account with that retailer.

Among others, there's Sony Entertainment's embarrassing email dump to JP Morgan Chase and Target's loss of tens of millions of credit card account numbers.

Microlenders will take into account other factors than credit when weighing your qualifications.

It incorporates statistical modeling using over 800 commercial and owner variables — including tradeline and collection information, recent credit inquiries, public filings, new account activity, key financial ratios and other performance indicators.

The credit card operations that are conducted under our arrangements with Capital One are subject to numerous federal and state laws that impose disclosure and other requirements upon the origination, servicing and enforcement of credit accounts and limitations on the maximum amount of finance charges that may be charged by a credit provider.

You can use Personal Capital to help monitor illegal use of your credit cards and other accounts with their tracking software.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

Move your account to Ally Invest and we'll credit transfer fees your other brokerage may charge, up to $ 150, when you complete a first - time account transfer for $ 2,500 or more — just complete this transfer form.

Credit card operations such as our proprietary program through Capital One are subject to numerous federal and state laws that impose disclosure and other requirements upon the origination, servicing and enforcement of credit accounts and limitations on the maximum amount of finance charges that may be charged by a credit proCredit card operations such as our proprietary program through Capital One are subject to numerous federal and state laws that impose disclosure and other requirements upon the origination, servicing and enforcement of credit accounts and limitations on the maximum amount of finance charges that may be charged by a credit procredit accounts and limitations on the maximum amount of finance charges that may be charged by a credit procredit provider.

This happened to me during the credit crisis: one dormant account was closed, and two others had limits reduced.

The Chase Freedom isn't like other low - interest credit cards — it also offers cardholders a sign up bonus of $ 150 after you spend $ 500 on purchases in your first 3 months from account opening, and an additional $ 25 bonus after you add your first authorized user and make your first purchase within the same 3 - month period.

Does the 30 day rule that applies to credit accounts apply to the other accounts mentioned in this article that could damage your score?