Sentences with phrase «many policy exclusions»

It is noteworthy that shares in Medibank Private hit a record high the day after Opposition Leader Bill Shorten attacked the private health insurance industry for allegedly earning excessive profits, holding too much capital and ripping off customers with too many policy exclusions.
For further details on risk factors, policy exclusions, terms and conditions, please read the sales brochure carefully before concluding a sale.
This means that any treatments (including but not limited to medications) relating to the policy exclusion will be exempt from payment.
Any claim that was denied due to a direct policy exclusion will NOT be eligible for ITPV review.
We were the first company to make available provisions to waive the policy exclusion for pre-existing conditions throughout our entire product line and provide terrorism coverage without geographic or political restrictions on many of our policies.
The issue on appeal was whether the incident fell within a policy exclusion that excluded coverage for claims of bodily injury that were either expected or intended by the insured.
In Coachman Insurance Co. v. Kraft, [1] a recent decision of the Ontario Superior Court, the Court found that «use» of a «motorized vehicle» in a homeowner's policy exclusion includes the conduct of a passenger on an ATV.
In this instance, the insurer may impose a policy exclusion.
Some Massachusetts dog owners have no liability coverage, due to a policy exclusion or the lack of insurance.
For the innocent victims of the crash, certain policy exclusions can be devastating.
The policyholder agrees to pay the premiums for insurance, and the insurance company agrees to pay claims unless one of the policy exclusions applies.
Steve has successfully enforced arbitration clauses, shareholder rights, and insurance policy exclusions.
Represented national title insurance underwriter in defense of claim involving allegations that insured leases were disguised financing arrangements; Defeated coverage based on the «assumed and agreed to» policy exclusion
The insurance company initially denied coverage under a policy exclusion for injuries related to trampoline use.
The RI Supreme Court determined that the Insurance policy exclusion commonly known as the «owned but not insured exclusion» * (policy provision set forth below) precluded uninsured motorist coverage to the estate of the man who died in the bike and car collision.
Ling Ong analyses an exceptional case of attribution in the context of an insurance policy exclusion clause
It is therefore ironic that by closing the door to a set number of policy exclusions Parliament unwittingly opened the door to insurers to argue by implication that any other exclusion not so nullified is valid.
Please review the full policy details for additional benefits and more details, as well as all policy exclusions.
Generally speaking, fraud, misrepresentation and suicide within the first 2 years are the only policy exclusions with key man life insurance contracts.
Plans often specify a maximum amount of time (for example, 5 years) prior to the effective date of the plan during which the pre-existing conditions would be policy exclusions.
Here are the general policy exclusions that will surely be useful to you!
With the named insured or resident spouse's permission, those who drive an insured vehicle will be covered by the owner's policy (subject to applicable limits, conditions and policy exclusions).
Mutual of Omaha only has one policy exclusion.
More specific details, such as the definition of a family member and the policy exclusions, are in the certificate.
Have a quick look at the policy exclusions -
At PolicyGenius all our quotes clearly highlight policy exclusions
We would like to discuss your claim with you in an effort to help you better understand our coverages and policy exclusions and to also better understand your experience.
The following examples are a few common life policy exclusions:
The plan's policy, certificate, or description of coverage has a section entitled General Policy Exclusions (or something similar).
I work for a travel insurer who distributes product through several online sources and: * A traveler has the opportunity to read policy exclusions in the same way they would on a comparison site * All our products offer a free look period — it's the law not a comparison site selling advantage * We don't use false advertising to sell — unfair claim to make in such a broad way, especially when this article does just that.
Policy exclusions are circumstances under which an insurance will not pay a claim.
«Perils» (such as fire, explosion, lightning, windstorm and hail) that are specifically named in your policy are covered, subject to policy exclusions and conditions.
* Please refer to your actual policy for a complete list of losses not insured and policy exclusions.
An obvious place to look for policy exclusions is in the section entitled exclusions.
[4] Please refer to your actual policy for a complete list of losses not insured and policy exclusion.
To know about travel insurance policy exclusions click here.
A common outcome of the form revision process is the addition or modification of policy exclusions.
Typical policy exclusions for personal collectors include: war, nuclear hazard, moths, vermin and gradual deterioration.
For more details on risk factors, policy exclusions, terms and conditions, please read the sales brochure carefully before concluding a sale.
We will cover the necessary medical expenses of someone other than the policyholder on the rental premises, subject to policy exclusions and conditions.
You should check with your insurer for the specifics of policy exclusions.
Policy exclusions and limitations — You can specifically exclude any types of property that you don't actually own.
It is always recommended to review the description of coverage and understand policy exclusions thoroughly.
This means we can cover «perils» (such as fire, explosion, lightning, windstorm and hail) that are specifically named in your policy, subject to policy exclusions and conditions.
Exclusions will vary based on the insurance company but some of the more common policy exclusions include:
Generally speaking, fraud, misrepresentation and suicide within the first 2 years are the only policy exclusions.
It's a wise idea to be familiar of policy exclusions before a fire occurs.
A cautionary message comes from Dave Snyder, vice president and assistant general counsel, of the American Insurance Association, in Washington, D.C. «Check with your insurance agent or your insurance company about possible policy exclusions that would be applicable in this situation.
So, I will be discussing, in brief, the general travel insurance policy exclusions!
What are the policy exclusions (i.e. what's not covered)?
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