Sentences with phrase «many times the loan»

This matters, Salters says, because some lenders are more appropriate for a one - time loan than for ongoing financing.
At the time the loan was interpreted as a sign of desperation.
While it can be helpful to be able to have your parents borrow on your behalf, keep in mind that interest rates on PLUS loans are higher than on subsidized and unsubsidized federal direct student loans, and also carry a one - time loan fee of nearly 4.3 percent.
By the time your loans are paid off, you've lost a lot of time that should have been used for retirement savings.
This is done by indexing property valuations (typically provided at the time a loan is originated) by a measure of housing prices and accounting for offset balances.
Kiva Zip, for example, offers crowdfunded loans of $ 5,000 or less to very small businesses for a first time loan.
PayNet collects real - time loan information, such as originations and delinquencies, from more than 250 leading U.S. capital equipment lenders.
All student loans lent directly from the federal government carry a fixed interest rate which is determined at the time the loan is dispersed.
Often times these loans start off with a low fixed - rate for a period of time — about 5 years or so.
That's more than four times the loan limit for single - family homes in Santa Clara County.
Interest is usually applied each month around the time the loan repayment is received.
So by the time a loan needs a modification, the paper trail has often vanished.
Generally speaking, any time the loan - to - value ratio exceeds 80 %, the borrower has to pay mortgage insurance.
The Arsenal youth teamer has made seven appearances for his side this season and with the return of Theo Walcott to fitness hamstringing his game - time a loan move seems the best option to provide him with regular, competitive football.
These organizations are meant to be sustainable because it's a one time loan per family, and that family can return the diapers when they are no longer needed so that they can be loaned out to the next family.
Incompetence is when a government spends 8 years in power - gets 11 times the revenue of a previous government and 4.3 times the loans of the previous government but can not still not point to one regional hospital or public university or one completed affordable house.
At the time the loan to Glenwood was approved, the NYHFA was headed by Cuomo appointee Bill Mulrow, an executive and registered lobbyist at Blackstone, a private equity and real estate firm.
Generally by that time the loaning country has moved on to other issues, and considers the fallout to be a minor distraction.
By the time the loans and mortgages are paid, (decades later perhaps), those wrongs are both personal habit and professional culture, and professionals come to regard each others most token helping efforts as charmingly magnanimous.
Mr Marfo, who was the Minister of Finance at the time the loan was approved, suffered severe backlash from some Ghanaians especially members of the National Democratic Congress (NDC) for failing to conduct due diligence after questions about the company's identity arose and subsequently when the address it provided was traced to a beauty salon in the UK.
Unusual and uneven tale of an unattractive small time loan shark and his trouble with women.
Installment debts are one - time loans that you agree to pay back at regular intervals, generally a set amount over a fixed period of time.
The rush to beat the Oct. 1 deadline is that in order to avoid the attribution rules from applying to a spousal loan such as this one, you need only use the prescribed rate in effect at the time the loan was originally extended.
Many of the benefits of MI come from the fact that it attaches to the loan at the time the loan is originated, something that should occur in any future system for the reasons discussed below.
Time your loan applications wisely, as well.
Many people only look at the cost of the item without factoring in the interest costs, which only get bigger the more time the loan is paid off.
This can help prevent interest from being capitalized and added to the principal balance of the loan at the time the loan is fully disbursed.
Term: Period of time between the initial procurement of the loan and the time the loan is to be paid back in full.
Each time a loan is drawn from the credit line, Upgrade will conduct a soft credit pull.
If you make qualified, on - time loan payments for 20 years (25 if it's for graduate school loans), your debt is forgiven.
The government is also much more flexible when it comes to repayment terms on student loans, which will come in handy if you struggle financially at any point between the time you graduate and the time your loan is paid off.
«No creditor may make a loan secured by real property [i.e., a mortgage loan] unless the creditor, based on verified and documented information, determines that, at the time the loan is consummated, the consumer has a reasonable ability to repay the loan... and all applicable taxes, insurance, and assessments.»
The borrower is responsible for interest payments from the time the loan is disbursed, and financial need has little bearing on loan approval.
Finance charges are usually calculated based off the remaining balance at the time the loan is extended or renewed, so any payment made on a loan before extending can reduce the renewal fee and the amount you owe.
Most protections are focused on interest rate caps, especially for shorter - term payday or title loans, along with detailed information that must be presented to the borrower at the time the loan is funded.
Now when you Consolidate loans typically you increase the length of time the loan is paid back which of course means smaller payments but MORE of them.
Prepayment penalties can be «hard,» which means they apply any time your loan is paid off before the penalty phase ends.
Don't make any new purchases on credit or apply for additional credit between the time your loan is approved and the closing on your refinance, though, because this could lower your credit score and delay or derail your refinance.
A convenient way to manage your money, use automatic payments to transfer funds for a one - time loan payment, or set up a recurring transfer.
That's more than four times the loan limit for single - family homes in Santa Clara County.
Kiva Zip, for example, offers crowdfunded loans of $ 5,000 or less to very small businesses for a first time loan.
I could not have been happier, because almost every time the loan would recalculate, my payment would go down a bit.
All student loans will appear on your credit report from the time the loan originates — even when initially deferred — until about seven to 10 years after being paid in full, regardless of how many years that might take.
You'll save a lot of money in interest while you own your home, and you're likely to be long gone by the time the loan begins adjusting.
In addition to being a CEFCU member, you must meet credit requirement qualifications applicable at the time the loan is reviewed.
All the steps taken to maintain a secure position of the lender from the time loan is originated until the last payment is made.
You or your heirs will not be required to pay more than the value of your home at the time the loan is repaid; even if your loan balance exceeds the value of your home provided you or your heirs decide to sell the home.
Loan to value (LTV) is the ratio of a loan amount to the value of the property at the time the loan is taken out.
The goal is to have your balance be at zero by the time your loan's lifespan runs out.
Your actual interest rate may vary from the results shown and will be based on terms in effect at the time your loan is approved.
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