Valuations have gotten stretched thanks to
years of low interest rates...
We don't think that this is the best solution for investors, but
years of low interest rates have been tough on savers.
Valuations have gotten stretched thanks to
years of low interest rates, and conservative income investors have moved their money out of the bond market and into stocks in search of better returns.
Years of low interest rates left investors with few options aside from equities.
Years of low interest rates have driven up house prices even as income growth has stagnated.
Doug Hoyes: After many
years of low interest rates, interest rates are now increasing and many experts believe we'll see continued interest rates increasing in Canada well into 2018.
I don't like the idea of eliminating FDIC insurance, giving the conservative savers who have suffered from many
years of low interest rates another kick in the pants.
After
years of low interest rates, there is a pricing war happening for online savings accounts.
Valuations have gotten stretched thanks to
years of low interest rates...
Investors have become impatient and highly demanding as a result of
years of low interest rates.
After
years of low interest rates, APRs are on the rise.
Not exact matches
Buoyed by uncommonly
low interest rates, the industry has boasted
of double - digit returns; the past few
years, at least anecdotally, have been especially rich.
Interest rates on 15 -
year mortgage terms are typically
lower than those on longer - term loans because the shorter duration
of the loan makes it less
of a risk to the lender.
Yet the Prime Minister's Office appears to think an economy that has been growing at an annual
rate of around three per cent for nearly a
year is too weak to absorb
interest rates that still are near record
lows.
But in recent
years, as the Bank
of Canada held
interest rates to historically
low levels and consumer debt skyrocketed, the federal government tightened mortgage restrictions on regulated financial institutions, including HCG.
The decline is noteworthy because you'd think the stars were aligned for a boom in the construction
of dream homes: the economy has been churning out jobs steadily for a
year, real - estate prices are high, and
interest rates are
low.
Though that's around twice the average over the past 50
years, it's what would be affordable given the CBO's projections
of low interest rates for
years to come.
The odds
of another
interest -
rate cut this
year are
lower today than they were at the start
of the week.
Last
year, Poloz was guided by the numbers in front
of him, not theoretical concerns about the potential damage
of lower interest rates.
Private equity returns remained strong but were
lower than the prior
year quarter, while income from our fixed income investment portfolio increased due to a higher average level
of fixed maturity investments and higher short - term
interest rates.
Over-valuation doesn't look so severe by this measure because a big component
of mortgage payments —
interest rates — is very
low and incomes have continued to rise over the
years.
The confluence
of easy credit,
low interest rates and smart, new models are driving auto sales sharply higher this
year but analysts who follow the industry don't see that changing any time soon.
The combination
of lower property prices,
low interest rates and small increases in household incomes has made housing affordability in Perth the best it has been for 10
years, and the best
of any mai
WASHINGTON — The Federal Reserve kept its benchmark
interest rate unchanged Wednesday but noted that inflation is nearing its 2 percent target
rate after
years of remaining undesirably
low.
«Pockets
of risk have begun to emerge» following several
years of exceptionally
low interest rates that have changed how lenders and borrowers view debt, Morneau told a news conference in Toronto.
Second,
rates aren't just
low; we have been enjoying unprecedented clarity from the Bank
of Canada, and now from the Federal Reserve as well, that there is only a negligible chance that administered
interest rates will rise at least before the
year is out, and possibly into 2014.
The British pound hit a new seven -
year low against the dollar after Bank
of England Governor Mark Carney on Tuesday ruled out an
interest rate rise any time soon.
The U.K. had been expected to follow close behind the Federal Reserve in raising
interest rates for the first time in nearly a decade, but with
lower commodity prices and weak wage growth still keeping a lid on inflation, economists now think that the U.K. may not raise
rates till 2017 — even though new data out Wednesday showed the employment
rate hit a 45 -
year high
of 74 % in the three months to November.
Sure,
interest rates are
low, but even at 2.5 %, the owner
of a $ 1 - million house will end up forking out $ 344,000 in
interest over 25
years.
«Our «rational exuberance» rests on a combination
of above - trend US and global economic growth,
low albeit slowly rising
interest rates, and profit growth aided by corporate tax reform likely to be adopted by early next
year,» Kostin said in a report for clients.
LONDON, Oct 3 - Key Euribor and Libor bank - to - bank
rates hit fresh record
lows on Wednesday, as the huge volume
of cash pumped into the banking system by the European Central Bank and the prospect
of further cuts in its
interest rates extended a
year - long slide.
Late last
year, economists at CIBC said rising household debt was to be expected; Canadians «responded rationally to an era
of very
low interest rates.»
«For 30
years,
interest rates have been coming down,
lower highs and
lower lows but we're at a point now in terms
of a long - term trend line where 2.6 percent represents the point where an
interest rate reversal should take place.
LONDON, Oct 3 (Reuters)- Key Euribor and Libor bank - to - bank
rates hit fresh record
lows on Wednesday, as the huge volume
of cash pumped into the banking system by the European Central Bank and the prospect
of further cuts in its
interest rates extended a
year - long slide.
LONDON, Oct 3 - Key Euribor bank - to - bank lending
rates hit fresh record
lows on Wednesday, as the huge volume
of cash pumped into the banking system by the European Central Bank and the prospect
of further cuts in its
interest rates extended a
year - long slide.
Stocks have plunged in the last week as traders worried about rising
interest rates and inflation, bringing an end to more than a
year of historically
low volatility.
Alexander agrees that we'll remain in a
low -
interest -
rate environment for at least two or three
years, though he can see the Bank
of Canada increasing
rates by, at most, 1 % between now and 2015.
LONDON, March 19 - Gold touched its
lowest in more than two weeks on Monday as markets remained nervous ahead
of a U.S. central bank meeting that could raise
interest rates and signal three more increases this
year.
While at the beginning
of 2011 trading in euro - dollar futures was still foreseeing a return to typical
interest rates over the next few
years, that view has given way to expectations that
rates will remain
low for a decade to come.
German finance minister Wolfgang Schäuble has already blamed Draghi's
low -
interest rate policy for the rise
of the populist right - wing Alternative für Deutschland, which performed well in regional polls last
year at the expense
of Chancellor Angela Merkel's Christian Democrats.
The case for
lower interest rates is weaker, but most forecasters still expect the Bank
of Canada will wait at least a
year to raise borrowing costs.
That insight, as obvious as it may seem, conflicts with the Fed's policy
of raising
interest rates preemptively, even as inflation continues to undershoot its target, essentially on concerns that a 17 -
year -
low 4.1 % jobless
rate may already be beyond what officials consider «full employment.»
Repeating a theme at the Delivering Alpha conference, Singer faulted the Federal Reserve and others for creating unusual dangers that are unique in the «5,000
years - ish» history
of finance due to
low and negative
interest rates.
However, he says there's good reason to think Canada can manage the risks from debt, which he says is a natural consequence
of several factors, including the combination
of a strong demand for housing and the prolonged period
of low interest rates maintained in recent
years to stimulate the economy.
British inflation fell to its
lowest level in more than 12
years in November, coming in at half the Bank
of England's two percent target and leaving it under no pressure to raise
interest rates anytime soon.
Under that policy, the Federal Reserve has kept
interest rates low and engaged for period
of years in a campaign
of aggressive bond purchases that have increased monetary supply and bolstered the stock market.
Yields in the $ 14 trillion market for U.S. government debt touched record
lows in 2016, driven by
years of aggressive central bank intervention in the wake
of the 2008 - 2009 financial crisis to keep
interest rates low to stimulate the economy.
A Federal Reserve working paper from last
year found that at least three - quarters
of the decline in new charters is attributable to the weak economy and
low interest rates.
Plus a majority
of the capital is provided by the secondary market on 30
year fixed
low interest rate debt.
Given the starting level
of global
interest rates for the next US president (5,000 -
year lows!)