A young male driver stepped out and nodded in approval at the sight of my Outback.
Young male drivers are statistically more likely to be involved in car and auto accidents than other age and demographic groups due to speeding, drunk...
It's no secret that young drivers, especially
young male drivers, pay some of the highest auto insurance rates.
A young male driver looking to purchase his first vehicle may hope for a souped up sports car, for example, but this can sometimes lead to souped up rates as well.
Though the index of safe driving tends to vary and change with time, females are considered to be safer drivers than males, and
young male drivers often end up paying about 40 % higher premiums than female drivers.
Male drivers will also traditionally pay more due to studies that show they are involved in more accidents than women are, so
young male drivers are hit twice.
You probably already know that the group of drivers that gets charged the most for their insurance policies are
young male drivers ages 16 to 25; they have the highest accident rates.
Young female drivers fare better than
young male drivers.
Young male drivers are known to be the number one cause of car accidents in the United States.
However, there are ways in which you, as
a young male driver, can help reduce your monthly insurance premiums and prevent most of your paycheck from being consumed by auto insurance.
AIG research shows
young male drivers twice as likely to speed daily and young female drivers most likely to suffer from road rage!
If you are
a young male driver, ask about discounts for good grades or for short - term accident history — some companies offer a premium reduction for every six month period you are accident - free.
For example, most insurers charge higher premiums for
young male drivers, as insurers deem the probability of young men being involved in accident to be higher than, say, a middle - aged married man with years of driving experience.
On average, these three outliers were anywhere from $ 2 to $ 93 cheaper for sample
younger male drivers versus their older counterparts.
Like
young male drivers, teen female drivers pay a youth surcharge for their auto insurance coverage, usually until they are 25 years old.
This is because, statistically, young female drivers are less of a risk for insurance companies than
young male drivers.
For a family adding
a young male driver — the savings are $ 300 each year on average.
Because of this, young drivers, especially
young male drivers, have the highest auto insurance rates in America.
Like age, it's based on statistics:
young male drivers have nearly double the rate of accidents causing death compared to female drivers, and more than double the rate of fatal accidents involving alcohol.
This is primarily because insurance companies» statistics show that
young male drivers are more likely to be involved in car accidents compared to young female drivers.
We greatly encourage
young male drivers in Newark to comparison shop around: this age group had the biggest gap between the cheapest and the most expensive insurer - at $ 7,281 a year.
When you combine this factor with the one above, you can see why
young male drivers pay the highest auto insurance rates around.
Due to a lack of inexperience, testosterone, and a general sense or recklessness,
young male drivers, under the age of twenty five, are four times more likely to be involved in an automobile collision than their female counterparts.
Male students below 25 years of age pay the most, since insurance statistics show that
young male drivers drive their cars more often and have an increased risk of being in auto collisions.
We all know that
young male drivers are in one of the highest risk auto insurance brackets (because they statistically get in more accidents and more traffic violations).
Young male drivers, for instance, are known for their speeding problems and traffic law violations.
Again, gender plays a factor as well, with young female drivers posing a lower risk than
young male drivers.
Not exact matches
The results showed that the
driver's chance of survival was increased by driving a vehicle with a higher mass, driving a newer vehicle, being
younger, being a
male, using a seatbelt and having the airbag deployed in the crash.
«Tailored interventions to reduce
driver distraction could focus on at - risk groups, such as
young males with bad attitudes to distracted driving and a low belief that they can control their distraction,» he concludes.
Male and
younger drivers ages 19 - 39 were significantly more likely to engage in aggressive behaviors.
I am 49 yrs old, athletic body, white
male, iam looking for faithful
young lady, must be very attractive outside and inside as well, i am echanic and truck
driver, i need a lady between the age of 19 and 30 yrs.
The typical stereotype of sport compact
drivers are
males in their
young twenties, many living at home, and deserved or not, a «Pizza Hut» or «Domino's» light - up display on the roof.
Take a short drive and you'll see females and
males,
young and older
drivers piloting them, because the CR - V has several strong selling points.
Never a company to ignore a trend, it has taken Toyota a long time to address the Fast and the Furious market, populated by
young drivers, mostly
male, in search of pocket - sized performance in their automobiles.
«We found lower fatality risks across the board — among older and
younger drivers,
male and female
drivers, and
drivers of both small cars and larger passenger vehicles,» says Anne McCartt, Institute vice president for research and an author of the study.
Where the PT once pulled in Baby Boomers and Gen X
males, the HHR speaks to today's
young drivers who like to customize their cars with extreme paint jobs and near - deafening sound systems.
The NHTSA further reports that those who are most likely to speed are
young males, although
young drivers in general are more guilty of speeding than are older
drivers on the road.
Young female
drivers are considered less risky than their
male counterparts and so pay less for car insurance; the effect is reversed for life and health insurance — women tend to live longer and utilise more medical services than men, resulting in higher premiums.
Below is a table comparing the cost of car insurance for two
young drivers — a single female and a single
male — across the same 7 insurers listed above.
Our analysis indicates that
young single
male drivers will find SafeAuto most costly when they have past at - fault accident records.
Whether the popularity of the SUV is a result of it being a larger, more powerful vehicle with an aura that exudes rugged adventure or a result of the perceived stigma and subsequent backlash directed at the family - oriented minivan, is up for debate — but whatever the reason, SUVs and crossovers have somehow evaded being pigeon - holed:
young, old,
male, female, single or family - friendly, SUV
drivers span them all.
According to statistics,
young drivers under 25, especially
males, belong to a high risk group, i.e. those who tend to make insurance claims more often than any other group of
drivers.
Male drivers younger than age 25 cost insurance companies money by filing more insurance claims than other categories of
drivers.
Young drivers, particularly
males, tend to drive high - horsepower vehicles like sports cars faster and more aggressively.
As you can see, although you can't change your
young - single -
male status, you still can have huge impacts on your auto insurance rates both positively and negatively based on the choices you make as a
driver.
However, this surcharge is not as high for females as it is for
males, because
young women
drivers are less likely to be involved in car accidents than
young males.
In particular, this is a great company for
young and single
male drivers to consider: sample premiums for this demographic are about 31 % less than other insurers.
Outside of
young and single female
drivers, the other groups of married middle - aged couple and single
males at IFA cost much more than the average of almost sixty auto insurance companies surveyed in NJ.
In short, insurance premiums for teenage
males are very high even if the
young driver has no blemishes on his record.
Also,
younger drivers and
male drivers will more than likely have a higher Atlanta Georgia auto insurance rate.