Sentences with phrase «marginal buyer»

The net effect on first - time home buyers is that their purchasing power has been reduced by upwards of 20 %, which has significant impacts on many marginal buyers.

As financing shifts toward the end of the spectrum, the odds of a bubble go up, as cheap financing allows marginal buyers to buy more of the asset in question.

We have spent bundles of money trying to entice marginal buyers to buy homes.

If lending practices have squeezed marginal buyers out of the market, so what, it's probably better they don't buy a house in the first place.

However, with the low supply and so many marginal buyers, I suspect this time around the housing market is much more susceptible to rising rates than in the past.

Rock - bottom interest rates propelled Canadian real estate to undreamt - of heights, and Ottawa's decision to loosen mortgage rules added to the froth, as marginal buyers flooded into the market.

Soros in his theory of Reflexivity would propose to ride the bubble knowing you were in a bubble and then reversing course once it burst (the most marginal buyer has bought).

Is all the good news in — and the last, most shaky, marginal buyer along with it, inveigled in by the bounce from February's brief Vol - au - Vent?

«In that scenario, we have to ask where the new marginal buyer is going to come from.

Marginal buyers continue to rent, and home sales decline.

There aren't that many people who can benefit from the lower rates, because many marginal buyers don't have the wherewithal to meet the new lending standards.

The Finance Department has tightened mortgage rules on several occasions in recent years — along with requiring stricter enforcement and management of loans — in an effort to weed out marginal buyers and excessive speculation in the housing market.

The moment enough holders attempt to do so, the presumptive «wealth» vanishes, because all of this «wealth» reflects nothing other than the relative eagerness of the marginal buyer and the marginal seller.

At the same time, I get the sense that many of the funds who were holding high cash balances in 2016 and early 2017 are now fully invested, which leads me to question, who will be the marginal buyer at these prices?

Copper is another big risk since China is essentially the marginal buyer and seller of copper.

At least if we de-incentivize parking money or making quick money with Canadian real estate then you can chase out most of the marginal buyers and leave the family - builders and homeowners to get on with building communities.

, Economics 101 will tell you that the marginal buyer sets the price; and, if you introduce a wave of new buyers on an already tight market, prices will soon reach for the sky as the demand curve shifts even slightly to the right.»

Copper prices are even more centered on China since it is both the marginal supplier and the marginal buyer.

Since the marginal buyer determines not only price levels, but also the degree of volatility in the market, the result was financial instability.

Not to mention that the marginal buyers are «specuvestor» landlords buying cash flow negative condos.

«That knocks out the marginal buyers, the ones who are stretching to meet what they can afford.»

Shortly after, the marginal buyer or borrower discovered it would become more difficult to obtain a mortgage.

Remember, a piece of land is not priceless, but is only worth the subjective present value of future services that can be derived from the land to the marginal buyer.

When the marginal buyers are nonexistent, and lenders are skittish, prices can fall a long way, even in supply - constrained markets.

Thomas Jefferson's ideal was that we should encumber future generations so that marginal buyers could live in houses beyond their means.

I am not an expert on technical analysis but I do know that when I traded soybeans and T - Bonds on the trading floor in Chicago (1980s) finding out who the supra - marginal buyer or seller was and then doing the opposite was almost a guarantee of making money at least in the short - term (one hour to three days).

Each and every good has its own elasticity, and in the case of housing, a rise in cost would certainly impact the marginal buyers, but others will simply adjust their budgets.

With China acting as the marginal buyer on the seaborne coal market, investors should prepare themselves for a world where China is a net exporter.

By its nature, as shared ownership reaches to marginal buyers, default looms large — hence the ticking time - bomb.

Since Realtors also have fiduciary duties, a parallel situation to this may possibly be a Buyer's Agent selling an unrepresented (no agency) FSBO; especially if the FSBO carries a mortgage for a marginal buyer.

Since the marginal buyer determines not only price levels, but also the degree of volatility in the market, the result was financial instability.»

«I thought it might encourage the marginal buyer to buy a home.