[ii] See Sara Goldrick - Rab, Robert Kelchen, and Jason Houle (2014), «The Color of Student Debt: Implications of Federal Loan Program Reforms for Black Students and Historically Black Colleges and Universities,» Wisconsin Hope Lab Discussion Paper, Madison, WI;
Mark Huelsman (2015), «The Debt
Divide: The
Racial and Class Bias Behind the «New Normal» of Student Borrowing,» Washington, DC: Demos.