Plus, you're protected from drastic fluctuations in
the market by interest rate ceilings and specified adjustment dates over the life of your loan.
Not exact matches
At the March 20 - 21 meeting, the Federal Open
Market Committee voted to raise its benchmark
interest rate by 25 basis points to a range of 1.50 % to 1.75 %, as had been widely expected.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft
market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and
markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment
by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders
by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending
by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Helped also
by higher
interest rate levels after three
rate hikes
by the Federal Reserve, the core lending business more than offset a weaker quarter for its
market division.
WASHINGTON, D.C. - U.S. Federal Reserve's Federal Open
Market Committee (FOMC) announces decision on
interest rate, followed
by statement 1800 GMT.
The first major correction, however, will likely happen in a housing
market fuelled
by low
interest rates.
In a year marked
by a significant milestone for rising
interest rates (the 10 - year Treasury note yield topping 3 percent), an unusual winner has begun to emerge in the stock
market: utility stocks.
Specifically, there are concerns about what might happen should the tide turn in the bond
markets when 30 years of falling
interest rates reverses at a time when the Federal Reserve is preparing to tighten monetary policy
by forcing
rates higher.
In Japan, the Central Bank said Thursday morning it was keeping its
rates unchanged and the People's Bank of China raised its short - term
interest rate by 10 basis points on both medium - term lending facility loans and its open
market operation reverse repurchase agreements.
Some still advocate sticking to a policy of nudging down
interest rates further, such as
by scrapping a 0.1 percent floor set on money
market rates.
And it also means that bond
market traders believe we're likely to see at least a quarter point hike in
interest rates by the middle of next year.
«Boeing's book of business wasn't hurt
by a little wage inflation or modestly rising
interest rates or margin calls in the financial
markets.»
That debate takes place internally at the central bank, where contrasting views are regularly articulated
by members of the Federal Open
Market Committee (FOMC) as our Federal Reserve (Fed) policymakers attempt to steer monetary policy with regard to
interest rates.
By offering clearer guidance on the direction of
interest rates, the Fed could help to stabilize the volatile stock
market.
Protect yourself from a
market pullback — and rising
interest rates —
by investing in short duration bonds.
This is particularly significant in the context of the labor
market, considering that inflation — and,
by extension, wage inflation — is arguably the most important input for the Federal Reserve as it decides how quickly to raise
interest rates.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and
markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial
market conditions, fluctuations in commodity prices,
interest rates and foreign currency exchange
rates, levels of end
market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred
by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit
market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including
market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general
market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the
market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered
by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
In January 2015, when the central bank shocked investors
by cutting the benchmark
interest rates, policymakers were criticized for doing too little to prepare
markets.
By contrast, in August, when the
market was still anticipating that the Fed might raise its key
interest rate in September, the two high - yield funds lost a net $ 344 million.
Stocks fell across the board Wednesday as the year's final fiscal quarter opened to a
market sell - off spurred
by concerns over mounting global crises, including the first domestic case of Ebola, as well as the looming possibility of an
interest rate hike.
However, growth in the classic car
market is slowing, in part due to fears of a potential
interest rate hike
by the U.S. Federal Reserve and a downturn in global liquidity.
WEDNESDAY, JANUARY 31 WASHINGTON - U.S. Federal Reserve's Federal Open
Market Committee (FOMC) announces its decision on
interest rates, followed
by statement 1900 GMT.
WEDNESDAY, MARCH 21 WASHINGTON - U.S. Federal Reserve's Federal Open
Market Committee (FOMC) announces decision on
interest rate, followed
by a statement 1800 GMT.
Deutsche Bank economists predict the curve will invert in 2019 as the Fed keeps raising
interest rates by a quarter percentage point every quarter, as
markets expect.
WASHINGTON - U.S. Federal Reserve's Federal Open
Market Committee (FOMC) announces its decision on
interest rates, followed
by a statement - 1900 GMT.
Stocks are falling as traders worry about rising
interest rates, and volatility as measured
by the VIX has jumped to its highest since the
market turmoil of August 2015.
It is 3.75 percent away from its high after February's
market sell - off, which was kicked off
by interest -
rate concerns, not political drama.
Hickey contends the
markets were ripe for a sell - off, which was sparked
by converging factors including worries that rising wages will spur higher
interest rates, pension fund re-balancing and short volatility ETFs blowing up.
«According to the higher
interest rates and bond yields projected
by consensus, the
market has started to wonder when the BOE would start raising
rates again.
An Allied
Market Research forecast says the graphene market will reach $ 149.1 million worldwide by the end of the decade, experiencing a compound annual growth rate of 44 percent between 2014 and 2020, thanks largely to surging interest from the electronics and automotive se
Market Research forecast says the graphene
market will reach $ 149.1 million worldwide by the end of the decade, experiencing a compound annual growth rate of 44 percent between 2014 and 2020, thanks largely to surging interest from the electronics and automotive se
market will reach $ 149.1 million worldwide
by the end of the decade, experiencing a compound annual growth
rate of 44 percent between 2014 and 2020, thanks largely to surging
interest from the electronics and automotive sectors.
Further, we do not expect the bond
market to sell off and
interest rates to go shooting up when the Fed raises the
interest rate from zero
by an eighth or a quarter percent.
Bond yields snapped higher, adding to their already steep gains, and federal funds derivatives showed
market expectations are moving closer to pricing in a full three
interest rate hikes
by December.
But short - sellers may have regained an edge after a burst of
market volatility earlier this year fueled
by fears of rising U.S.
interest rates and the Trump administration's tough talk on trade.
Yields in the $ 14 trillion
market for U.S. government debt touched record lows in 2016, driven
by years of aggressive central bank intervention in the wake of the 2008 - 2009 financial crisis to keep
interest rates low to stimulate the economy.
There is no evidence that the policy, which encourages borrowing
by keeping long - term
interest rates low, has inflated dangerous bubbles in the stock
market and residential real estate, she said.
The dollar is seeing some support as the
markets anticipate that the Fed will raise
interest rates by a quarter - point next Wednesday.
Plus a majority of the capital is provided
by the secondary
market on 30 year fixed low
interest rate debt.
The presentation suggested that such a facility would allow the Committee to offer an overnight, risk - free instrument directly to a relatively wide range of
market participants, perhaps complementing the payment of
interest on excess reserves held
by banks and thereby improving the Committee's ability to keep short - term
market rates at levels that it deems appropriate to achieve its macroeconomic objectives.
Over the last several years, many Americans have been able to save on monthly payments on their mortgages and other loans
by refinancing to the low
interest rates available in the
market.
As widely expected
by the
markets, the Fed raised
interest rates by 25 basis points on Wednesday and upgraded its economic outlook, saying that economic activity and jobs gains had been strong in recent months.
While it's still not known when
interest rates will go up and
by how much, what we do know is that the bond
market is at greater risk to rising
interest rates than at any time in recent history.
Some central banks, including the Bank of England and the European Central Bank, condition their forecasts on paths implied
by financial
market prices; others, including the Sveriges Riksbank and the Norges Bank, condition their forecasts on staff expectations of the future policy
interest rate.
The USA Treasury
Market is now more driven
by rehypothecation than
interest rates.
Indeed, in a classic paper written in the early 1960s, Mundell (Mundell, 1963) showed how, in a world of complete asset substitutability and perfect capital mobility, real
interest rates would be largely determined
by international
market forces with the exchange
rate moving in response to changes in domestic monetary policy to provide most of the desired accommodation or tightening.
All three of these reasons — evidence that U.S. monetary policy is currently only moderately accommodative, the fact that U.S. financial conditions have been influenced
by economic and financial
market developments abroad, and risk management considerations — argue, at the moment, for caution in raising U.S. short - term
interest rates.
The Bank of Canada applied all its available levers to supply short - term liquidity to financial
markets:
interest rates were reduced to zero, and the Bank expanded its balance sheet
by means of purchase and resale agreements.
By the end of 2017, the U.S. interest rate market was pricing in expectations of three more interest rate hikes by the Fed in 201
By the end of 2017, the U.S.
interest rate market was pricing in expectations of three more
interest rate hikes
by the Fed in 201
by the Fed in 2018.
By doing this, central banks hope to condition
market expectations, lowering
interest rates further out the yield curve (much like additional cuts to short - term
interest rates would have done, had they been possible).
While we're expecting a positive reaction from the financial
markets to Emmanuel Macron's presidential victory, such a rally will likely be mitigated
by the expectations of rising
interest rates and a renewed focus on the challenges Macron will face.
Yet most consumer
interest rates are driven
by the federal funds
rate, which is also considered the central
interest rate in U.S. financial
markets.