Take advantage of our above -
market interest rates while your deposits create new economic opportunities for all.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build
rates of certain aircraft; 6) the effect on aircraft demand and build
rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft
market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and
markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange
rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount
rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit
ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter
while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange
rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Few
market participants guessed that the Federal Reserve lifting
interest rates,
while retreating from quantitative easing would provide such an emotional journey.
While the fate of borrowers and the housing
market are concerns for the future, there are already people suffering today as a result of low
interest rates: savers and retirees.
It pointed to the continued presence of fragile fixed - income
market liquidity as a key vulnerability in the overall financial system,
while it repeats the risks of a sharp increase in long - term
interest rates, stress from emerging
markets like China and prolonged weakness in commodity prices.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and
markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial
market conditions, fluctuations in commodity prices,
interest rates and foreign currency exchange
rates, levels of end
market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit
market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including
market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general
market conditions, global trade policies and currency exchange
rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the
market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses
while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Falling
interest rates and lower equity
markets ruined long - term return assumptions,
while guaranteed products became increasingly harder to fund.
While this deal has been discussed for several years, Kevin Manning, an analyst at BMO Capital
Markets, says the purchase was made now because of worries over rising
interest rates.
Powell is expected to follow Yellen's footsteps and raise
interest rates in 2018 — watching
market indicators all the
while.
The withdrawal of Federal Reserve stimulus and attendant normalization of
interest rates is also a hot topic — as is the bloodbath in emerging
markets —
while many are coming around to the notion that the American economy just can't grow like it used to anymore.
In both cases, the statements are intended to send a clear signal to financial -
market participants that they should expect
interest rates to remain low for quite a
while — and this expectation is then supposed to drive a faster economic recovery.
While it's still not known when
interest rates will go up and by how much, what we do know is that the bond
market is at greater risk to rising
interest rates than at any time in recent history.
STEVE LIESMAN, NIGHTLY BUSINESS REPORT CORRESPONDENT: The latest CNBC Fed survey finds expectations for
interest rates and inflation both rising,
while the outlook for the stock
market has been reduced yet again.
While we're expecting a positive reaction from the financial
markets to Emmanuel Macron's presidential victory, such a rally will likely be mitigated by the expectations of rising
interest rates and a renewed focus on the challenges Macron will face.
This theoretical and empirical examination gave the Federal Reserve confidence that it could effectively raise
rates when the time came
while limiting undesirable effects on financial
market structure, and also ensured that additional term tool options were available if the combination of the overnight tools — IOR and ON RRP — was not sufficient to provide
interest rate control.21
While stocks have a terminal value beyond a 10 - year period, the effects of
interest rates and nominal growth on those projections largely cancel out because higher nominal GDP growth over a given 10 - year horizon is correlated with both higher
interest rates and generally lower
market valuations at the end of that period.
The faith in the effectiveness of
interest rate cuts has driven the percentage of bearish investment advisors to a dangerously low 25.5 %,
while the average equity allocation of Wall Street strategists is now above 70 %, the highest level in this
market cycle and quite probably a record.
While interest rates and the rise and fall of the stock
market are general economic trends, the president's tweets are quite another thing.
A money
market account at your local bank can be a great way to protect your money
while earning much higher
interest rates based on how much you have to deposit.
While there is a general tendency for high
interest rates to be associated with depressed valuations and above - average subsequent
market returns, and for low
interest rates to be associated with elevated valuations and below - average subsequent
market returns, the relationship isn't extremely reliable or linear.
World growth will remain low on average but negative in the UK and Europe; price inflation will remain sufficiently subdued for a
while longer so as to impose no constraint on monetary expansion; central banks will sustain a regime of negative real
interest rates and rapid monetary expansion; the risk of a eurozone collapse is off the table for now; finally, stock
markets should continue to perform better than expected, even though the four - year old cyclical bull
market is long by historical standards.
The 2016 BIS Triennial Central Bank Survey of Foreign Exchange and OTC Derivatives
Markets Activity was undertaken in two parts: the turnover portion measured activity in FX and OTC single - currency interest rate derivatives markets in the month of April, while the outstandings portion — not yet available — measured the amount of OTC derivatives outstanding as at the end o
Markets Activity was undertaken in two parts: the turnover portion measured activity in FX and OTC single - currency
interest rate derivatives
markets in the month of April, while the outstandings portion — not yet available — measured the amount of OTC derivatives outstanding as at the end o
markets in the month of April,
while the outstandings portion — not yet available — measured the amount of OTC derivatives outstanding as at the end of June.
My opinion is that a low
interest rate has highly favored asset investment over business and job investment, contributing to a job
market where there's been a sluggish and fairly unglamorous recovery,
while helping along commercial and residential real estate
markets much more quickly.
Bond
market geeks refer to this as a «flattening of the yield curve,» meaning that shorter - term
interest rates rose
while longer - term
interest rates fell.
«The energy sector posted stronger returns in September due to a rebound in oil prices which helped lift Canadian equities,
while the bond
market slipped into negative territory after strong Canadian economic growth led the Bank of Canada to raise
interest rates for the first time in seven years,» said James Rausch, Head of Client Coverage, Canada, RBC Investor & Treasury Services.
While President Trump sought to allay jittery currency
markets that monetary policy had not changed, candidate Trump supported the Federal Reserve's suppression of
interest rates and did not want to see a rising dollar:
While private loans»
interest rates are determined by
market conditions, the U.S. Congress sets the
interest rates for federal student loans.
Additionally, with the acquisition of General Electric's property loan portfolio, railcar leasing business, and specialty finance business, Wells Fargo is looking to expand
market share
while interest rates remain unattractive, i.e. buy business on the cheap.
While we've learned not to fight «overvalued, overbought, overbullish» extremes in zero -
interest rate environments where
market internals are uniformly favorable, we presently observe a situation much like the final peaks of the 1929, 1972, 1987, 2000 and 2007 bull
markets, when those mitigating factors were not in place.
Bluford Putnam, managing director and chief economist at CME Group, the world's biggest futures
market operator, agreed that the Fed's near - zero
interest rates and bond purchases helped stabilize financial
markets and bolstered the economy — but only for a
while.
But
while investors might like to believe otherwise, stock
market returns over short horizons are actually very weakly related to earnings growth,
interest rates, and even economic conditions.
Legg Mason plans to close a deal this month to restructure $ 650 million in debt, a move designed to lock in favorable
interest rates for the long term
while taking advantage of the
market's sustained appetite for corporate bonds.
When the financial crisis hit the
markets in 2008, the Federal Reserve embarked ultra easy monetary policy, which included cutting short - term
interest rates to effectively 0 %
while suppressing longer term
interest rates through the purchases of long term Treasury debt and mortgage - backed securities — a program informally referred to as quantitative easing.
The well - published national debt issues hurt consumer spending in the West,
while rising
interest rates, energy and food prices dampened the strong growth seen in major
markets in the East, such as China.
As the Fed tapers, many observers worry about the effect on the stock
market,
while others are worried about the risk of inflation or deflation and everybody is worried about the effect of higher
interest rates on economic growth and for the bond
market.
In addition to near zero
interest rates, central banks created excessive amounts of money by issuing trillions of dollars of bonds, e.g. QE1, QE2, QE3, QE4, etc. pushing unprecedented amounts of newly created money into global
markets to contain the growing deflationary threat; and,
while it failed to contain deflation, the excessive liquidity is now circulating in
markets with no place to go, akin to moribund monetary edema.
While a jump in
interest rates does mean a tighter credit
market, there are those who have the potential to benefit from higher
rates.
Futures
markets are not expecting the ECB to raise
interest rates from their current level of 2 per cent until at least the end of 2005,
while a tightening is not expected in Japan until at least 2006.
While not the same as government bonds, a
market flooded with bonds of any kind will drive up
interest rates.
In terms of equities, the S&P 500 had its best month in four years in October,
while booming corporate bond sales continued to meet high demand, appearing to reflect confidence in the strength of the US corporate sector as well as the persistence of low
market interest rates.
While a money
market account combines benefits of savings and checking accounts, a money
market account at most banks typically requires the account holder to maintain a higher balance for a higher
interest rate and you are limited to the number of withdrawals you can make from your account each month.
The day following a Spanish bailout request, the official predicted,
interest rate on 10 - year notes of Spanish government debt could fall by 1.5 percentage points
while the Spanish stock
market could surge 15 %.
At higher
interest rates, banks would have more options to generate returns
while taking less risk (Federal Reserve's ultra-low
rates have pushed financial
market participants into riskier behaviors such as taking higher
interest rate risk, credit risk, etc):
May 3 - Rising costs start to squeeze American businesse CNN Money May 3 - Home Prices Jump Again And «$ 3 Gas Is Coming» Dollar Collapse May 3 - Gold price claws its way higher on Fed meeting and geopolitics Gold - Eagle May 2 - Q&A on SS Central America Gold Coins CoinWeek May 2 - Goldman says case for owning commodities has «rarely been stronger» than it is now CNBC May 2 - Gold, Silver See Corrective Bounces Ahead Of FOMC Statement Kitco May 1 - Gold Eagle Sales Still Faltering
While Mining Output Collapses — Perfect Storm Daily Coin May 1 - Relentless USD Rally Is Precious Metal Kryptonite GoldSeek Apr 30 - Venezuelan Inflation: The Demise of Fiat Currency in Real Time GoldSilver Apr 30 - Silver
Market Update Clive P. Maund Apr 27 - Finest 1913 Liberty Head 5 - cent coin will headline ANA auction Coin World Apr 27 - PCGS security features help police nab suspects in robbery case Coin Update Apr 27 - The Most Famous Coin of Antiquity — the Athenian Owl Coin Week Apr 27 - Gold gains but remains vulnerable after Korean leaders meet Reuters Apr 26 - The Era of Very Low Inflation and
Interest Rates May Be Near an End NY Times Apr 26 - What Is Gold: Asset, Commodity, Currency Or Collectible?
While anything is possible in the
markets, it would take something crazy to have
interest rates rise 3 % or so this quickly.
Federal Reserve officials referred to an improved labor
market last week as they announced the end to a third round of quantitative easing
while repeating a pledge to keep
interest rates low for a «considerable time.»
While the Federal Reserve is widely expected to raise
interest rates next week by 25 - basis points, Hansen said that the key for the gold
market will be the central bank's forward guidance.
Market attention was focused on forecasting the Federal Reserve's (Fed's) path for raising
interest rates while expecting other central banks to continue to be accommodative, specifically the European Central Bank (ECB) and the Bank of Japan.
While the
market value of a floater under normal circumstances is relatively insensitive to changes in
interest rates, the income received is, of course, highly dependent upon the level of the reference
rate over the life of the investment.
While equity
market movements are driven largely by the strength of economic growth, fixed income
markets hinge on changes in
interest rates and inflation.