Sentences with phrase «market value protection»

Replacement - cost insurance will pay for the current value of the items you insure, while fair market value protection covers the original cost of an item minus depreciation.

«The Last Word: Arizona Supreme Court Confirms that Fair Market Value Protection Can not Be Waived,» Sacks Tierney Client Newsletter, March 2015

Not exact matches

The Healthcare Reform Law, including The Patient Protection and Affordable Care Act and The Healthcare and Education Reconciliation Act of 2010, could have a material adverse effect on Humana's results of operations, including restricting revenue, enrollment and premium growth in certain products and market segments, restricting the company's ability to expand into new markets, increasing the company's medical and operating costs by, among other things, requiring a minimum benefit ratio on insured products, lowering the company's Medicare payment rates and increasing the company's expenses associated with a non-deductible health insurance industry fee and other assessments; the company's financial position, including the company's ability to maintain the value of its goodwill; and the company's cash flows.

HSVLX Strategic Value Fund The Fund seeks total return through a combination of dividend income and capital appreciation, with added emphasis on protection of capital during unfavorable market conditions.

For example, religious conservatism during the 1980s may have grown partly through reinforcement from a regime that championed a strong military defense, the protection of domestic markets through low taxes and limited social services, and the values of small - town America, even though this same administration was also firmly committed to free trade and international markets.

Even if we do not succumb to disordered desires, narrow devotions and optimistic delusions, it remains to be seen whether democracies will recognize their international responsibilities and whether they will be able effectively to regulate capitalist economies and markets for the protection of nonmarket values.

Uflex's Holography Division develops, produces and markets products and solutions that offer brand protection, textile value addition & packing to various industry verticals and Government organizations globally.

Questions - Getting value for money from companies marketing services to help people make claims against missold Payment Protection Insurance Legislation, revising the system for electing British Members of the European Parliament, dealing with any consequences for social cohesion and criminality of the withdrawal of civil legal aid for social welfare law cases, annual value of employers» national insurance contributions Legislation - Legal Aid, Sentencing and Punishment of Offenders Bill

GAP protection mitigates those risks by covering the difference between what an insurance company pays to the finance or lease company based on fair market value and what the consumer owes on the vehicle.

There are no hidden charges, no gouging for rustproofing, undercoating, upholstery protection or any other dealer - added rip - off item, such as extra profit «market value adjustments.»

The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value even when an optional protection benefit rider is elected.

Finally, if AIG had defaulted, Goldman Sachs would have been forced to bear the risk of further declines in the market value of the approximately $ 4.3 billion in CDOs that it transferred to the Maiden Lane III portfolio as well as approximately $ 5.5 billion for its credit default swaps that were not part of the Maiden Lane III portfolio; Maiden Lane III removed any risk for the $ 4.3 billion within that portfolio, and continued Government backing of AIG provided Goldman Sachs with ongoing protection against an AIG default on the remaining $ 5.5 billion.

Like SIPC protection, this additional insurance does not protect against a loss in the market value of securities.

This policy includes a growth component, so you can build cash value by tracking a market index, with potential for growth and some protection from market downturns.

We recommend GAP Insurance (Guaranteed Asset Protection) which pays the difference between the outstanding loan amount on your car and your vehicles actual market value.

Management seeks attractively valued, quality companies, because it believes these companies may provide greater downside protection in declining markets.

BrightLife ® Grow is flexible premium universal life insurance that offers interest crediting linked to major market indexes, so you can participate in the limited upside potential of the equities markets with built - in guaranteed downside protection against declines in the value of the applicable index.

Because bear market meltdowns are more frequent than raging bull markets, the downside protection is a true value add in terms of long - term compound return.

(As with all securities firms, this insurance provides protection against failure of a broker - dealer, not against loss of market value of securities).

He used to say that investors should seek protection in the form of margin of safety either through conservatively calculated intrinsic value (usually based on asset value) over market price or superior rate of sustainable earnings on price paid for a business vs a passive rate of return on that money.

HSVLX Strategic Value Fund The Fund seeks total return through a combination of dividend income and capital appreciation, with added emphasis on protection of capital during unfavorable market conditions.

Hussman Strategic Value Fund seeks to achieve total return through a combination of dividend income and capital appreciation, with added emphasis on the protection of capital during unfavorable market conditions.

In short, if you're looking for an investment that provide protection in the way most investors think of it — that is, an investment you can count on to hold its value regardless of what's going on in the economy and the markets — then gold definitely does not fit the bill.

Exposure to low volatility and value provides a diversification from regular market capitalization weighted indices, with downside protection in time of downturn and potential for growth in up markets.

Compared to the quality portfolio without value screen, the S&P China A-Share Quality Value Index had more balanced performance with more than 50 % of win ratios and positive excess returns in both up and down markets, without much sacrifice in downside protecvalue screen, the S&P China A-Share Quality Value Index had more balanced performance with more than 50 % of win ratios and positive excess returns in both up and down markets, without much sacrifice in downside protecValue Index had more balanced performance with more than 50 % of win ratios and positive excess returns in both up and down markets, without much sacrifice in downside protection.

Indexed annuity buyers purchase insurance as protection from fluctuations in market value and a guaranteed income for life.

The account protection applies when an SIPC member firm fails financially and is unable to meet obligations to securities clients, but it does not protect against losses from the rise and fall in the market value of investments.

Similar to SIPC protection, this additional insurance does not protect against a loss in the market value of securities.

Value stocks didn't offer any more protection than the market did because there wasn't much value in the «Value.&rValue stocks didn't offer any more protection than the market did because there wasn't much value in the «Value.&rvalue in the «Value.&rValue.»

If you're seeking safety, growth, value, diversification, inflation protection etc. you're most likely, of course, to find it outside of your home market...

A flexible - premium universal life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, so you can participate in the upside potential of the equities markets with built - in guaranteed downside protection.

Note that, with statutory negative equity protection (for contracts entered into after 18 September 2012), your debt can not grow to an amount greater than the market value of your home.

However, break costs (based on the current «mark to market» value of the embedded derivative), exit fees and a cancellation of the capital protection feature also often apply.

The federal Homeowners Protection Act requires lenders to cancel PMI automatically when you've reduced your balance to 78 % of your home's purchase price, even if its market value has declined since then.

Personal injury lawyers began to seek similar protection for their clients after witnessing how such insurance empowered representative plaintiffs in class actions to maximize the value of their claims — and thus, a market was born.2

«Developments and in - depth articles on estate planning and taxation, asset protection, business succession planning, fiduciary issues, high - net - worth families and family offices, insurance, investments, marketing, multigenerational values, philanthropy and retirement benefits.»

On the other hand, if an innovation is readily apparent or can be reversed engineered once on the market, trade secret protection may have little value.

Using the Linton Yield Method, these returns are found by imputing values to the death protection, using market term life rates, and then deriving estimated investment returns on the cash values.

A flexible - premium life insurance policy that provides for potential cash value growth through an interest crediting linked to major market indexes, which gives you the opportunity to participate in the upside potential of the equities markets with built - in guaranteed downside protection.

A policy that provides actual cash value protection typically covers belongings up to their current market value (taking depreciation into account).

Collision gives you protection up to the current market value of your vehicle, less deductible.

Guarantees and protections offered by fixed and market value adjusted annuities are subject to the claims paying ability of the issuing insurance company.

Nationwide YourLife ® Indexed Universal Life (IUL) Protector offers the affordable protection you need for your family, plus a healthy balance of opportunity for cash value growth and protection from market loss so you can plan for your future with confidence.

An IUL policy can be a good way to provide your loved ones with the protection of a permanent life insurance policy along with the potential to build your tax - deferred savings and protecting your cash value from market losses.

Market participation and cash value − If you need insurance protection for the long term, want the potential to build cash value (money from which you can borrow, even during your lifetime) and have a little more money to spend, consider permanent life insurance.

Actual cash value renters insurance is a type of protection that is only going to pay for the market value of your losses.

Indexed universal life insurance provides death benefit protection and the opportunity to build money inside your policy, called cash value, based in part on the increases of market indexes.

Lastly, even if the asset protection model was appropriate for you, would the lower returns of money placed in a cash value insurance policy warrant giving up higher returns in say a market investment account?

Traditional Insurance is closer to Protection: Right from the sale when the premium is a function of the sum assured to the bonus declaration which also adds to increased growth of protection component within the policy, traditional insurance is closer to protection than ULIPs wherein protection element of the policy, in most cases is more or less constant or subject to vagaries of the market and fProtection: Right from the sale when the premium is a function of the sum assured to the bonus declaration which also adds to increased growth of protection component within the policy, traditional insurance is closer to protection than ULIPs wherein protection element of the policy, in most cases is more or less constant or subject to vagaries of the market and fprotection component within the policy, traditional insurance is closer to protection than ULIPs wherein protection element of the policy, in most cases is more or less constant or subject to vagaries of the market and fprotection than ULIPs wherein protection element of the policy, in most cases is more or less constant or subject to vagaries of the market and fprotection element of the policy, in most cases is more or less constant or subject to vagaries of the market and fund value.

The NAIC points to the fact that indexed universal life insurance offers both potential for growth based on the market, as well as protection from losing value if the market falls.