Sentences with phrase «maturity of a certificate of deposit»

Not exact matches

a government, corporation, municipality, or agency that has issued a security (e.g., a bond) in order to raise capital or to repay other debt; the issuer goes to an underwriter to get their securities sold in the new issue market; for certificates of deposit (CDs), this is the bank that has issued the CD; in the case of fixed income securities, the issuer of the security is the primary determinant of the security's characteristics (e.g., coupon interest rate, maturity, call features, etc..)

The individual can select certificates of deposit with maturities coinciding with when funds will be needed and diversify into quality stocks with long histories of reliable earnings and dividends.

A certificate of deposit is another option, but just remember that CDs are locked into a set maturity term.

In a rising interest rate environment, investors typically purchase certificates of deposit with maturities of one year or less.

Certificates of deposit usually pay even more, but your money is locked up until the CD's maturity date, unless you're willing to pay the early withdrawal penalty.

In addition to having a 401 (k) and savings account, you should consider investing in other deposit products, such as certificates of deposit (CDs), which consist of fixed maturity dates and fixed interest rates.

A time deposit is an interest - bearing bank deposit account that has a specified date of maturity, such as a savings account or certificate of deposit (CD).

Banks offer numerous kinds of certificates of deposit to customers, generally ranging in maturity from three months to five years.

A penalty may be assessed if a certificate of deposit is closed prior to maturity.

There are also many short - maturity options such as Treasury bills, bank certificates of deposit and commercial paper.

If you'd like to earn a higher interest rate, you can invest your money in BDO's «time deposit» accounts, certificates of deposit savings accounts with a specified maturity date.

To obtain this type of safe short - term financing (maturities of one year or less), they can turn to the «money market,» which includes bankers» acceptances, commercial paper and certificates of deposit (CDs).

The standard term for variable rate certificates is six months, but you can make unlimited deposits of $ 100 or more during the term without extending the maturity date

The reason why the interest rate is higher than a traditional savings account is because canceling a certificate of deposit prior to its maturity date will normally incur penalties.

Definition: A CD, or certificate of deposit, is a savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date.

As it implies, laddering refers to buying various increasing maturities of equivalent - value certificates of deposit (CDs) or investment grade corporate bonds.

It works like a conventional certificate of deposit that locks in the principal amount for a set time frame and is payable upon maturity.

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market instruments such as treasury bills, commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets.

Guaranteed Investment Certificates (GICs) and other term deposits with original terms to maturity of five years or less

Except for fixed - rate certificates of deposit, which earn the same interest rate through maturity, the interest rate and annual percentage yield (APY) on deposits can change as often as daily, at our discretion, without prior notice to you.

Among the assets the facility will purchase are U.S. dollar - denominated certificates of deposit and commercial paper issued by highly rated financial institutions with a maturity of 90 days or less.

I define cash to include relatively short - term and guaranteed bank certificates of deposit, which currently pay about 1 to 2 % annually across a 1 to 5 year maturity range (assuming a reasonably large chunk of money is being invested).

A CD, or certificate of deposit, is a savings instrument with a fixed rate of interest and a fixed payout or maturity date.

The CollegeSure CD pays interest just like any other certificate of deposit, but is guaranteed to yield a fixed percentage of average college costs at maturity.

A certificate of deposit is another option, but just remember that CDs are locked into a set maturity term.

The annuity tables for deferred annuities typically illustrate the interest rate you will receive over a multi-year period (similar to the different maturity durations available in a bank certificate of deposit).

Currently, taxpayers can claim an annual deduction of Rs 1 lakh under Section 80C for instruments such as PPF (with a limit of Rs 70,000), PF, NPS, ELSS, premium for pure life insurance or ULIP, principal repayment of home loan, national savings certificates (NSC), fixed deposits with a maturity of five years, payment of tuition fees for full - time education for up to two children.