Previous studies showed that
cognitive remediation — or training programs to reverse
cognitive declines, offer potential
benefits for people with MS.. But, to ensure
maximum benefit, many of these programs require in - person treatment sessions in an outpatient setting multiple times a week for at least an hour.
Additional
benefit riders should your health status change: With the Accelerated Death Benefit for Chronic Illness Rider, up to 50 % of the policy's death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or h
benefit riders should your health status change: With the Accelerated Death
Benefit for Chronic Illness Rider, up to 50 % of the policy's death benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or h
Benefit for Chronic Illness Rider, up to 50 % of the policy's death
benefit ($ 500,000 maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe cognitive impairment, requiring substantial supervision to ensure the health and safety of him or h
benefit ($ 500,000
maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that the insured is unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or has a severe
cognitive impairment, requiring substantial supervision to ensure the health and safety of him or herself.
With the Chronic Illness Rider, up to 50 % of the policy's death
benefit ($ 500,000
maximum) can be accessed in advance if a licensed health care practitioner certifies during the prior 12 - month period that you are unable to perform at least two of six activities of daily living for a period of at least 90 days due to a loss of functional capacity, or have a severe
cognitive impairment, requiring substantial supervision to ensure your health and safety.3, 4,5,6