Not exact matches
Online banking began over thirty years ago, and mobile banking took off more than ten years ago — which
means that there are at least one if not two generations that haven't experienced the old fashioned passbook
savings account, nor have they learned
financial responsib...
Many
financial advisors say relying solely on your
savings means you're likely operating your business at a loss.
«Only about one - third of Americans are living within their
means and think they are prepared for the long - term
financial future,» said Stephen Brobeck, executive director of the Consumer Federation of America, which commissioned the survey along with the American
Savings Education Council (ASEC) and the Employee Benefit Research Institute (EBRI).
Overall
savings of # 40m in the last
financial year
mean the cost of a standard passport can be cut from # 77.50 to # 72.50 from the autumn, Immigration Minister Damian Green said.
Shadow pensions secretary Philip Hammond warned this was the «
financial equivalent of kicking it into the long grass», and said it was the introduction of
means - testing by Labour that had reduced people's
savings and led to today's problems in the first place.
«These programs are a
means to achieve
financial savings to the county,» said Wolfe, «however, oftentimes participating employees were rehired or employed again.
According to Vice president Dr. Bawumia, government has chosen a strategic shift and «we want to build a Ghana which looks to the use of its own resources and their proper management as the way to engineer social and economic growth in our country...» For him, a Ghana beyond aid
means mobilizing and leveraging domestic
savings and revenues transparently; expand
financial inclusion with credit services and saving systems for all, especially women; and financing through local capital markets in local currencies.
When a building owner says he doesn't want to spend money on insulation, Hughes says, it doesn't necessarily
mean he's not interested in energy
savings — it
means he needs a
financial mechanism with a longer vision that costs him nothing up front.
Paying yourself first, which simply
means to save money in a high yield
savings account prior to paying any bills, is not only a great
financial resolution to have, but can also help you achieve many of your clear and concise
financial goals (see # 1).
Unfortunately, as a new Brookings report reveals, this too often
means purchasing a home that is just barely within a family's
financial means, creating a situation where millions of middle - income families live «hand - to - mouth» with very low levels of liquid
savings though they have considerable non-liquid assets.
A good quality lock can last for years, however, the popularity of this security product
means that people often buy one that is inferior in quality under the misunderstanding that it will provide them with
financial savings.
This plan will also
mean real
financial savings for local education budgets, funds that can now be put into improving the quality of our schools.
If you were to apply a reasonable rate of return — let's say it's 5 % — to those
savings, and multiply that total by the number of years until you retire, you might be surprised by what giving up that bad habit can
mean to your
financial future.
SunTrust Bank recently launched a new
savings product that is
meant to help customers achieve multiple
financial goals.
«Eligible
Savings Account»
means a Simplii
Financial High Interest
Savings Account and / or Simplii
Financial Savings Account.
Financial independence simply
means your passive income, or, a safe 4 % annual withdrawal rate from
savings, covers your expenses.
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Because once you understand your motivations, all the other factors — staying out of debt, sticking to a
savings plan, spending within your
means, enjoying a heathy
financial relationship with your spouse — will start to fall into place.
That
means that students who don't have custody over college
savings are more likely to get better
financial packages (assuming the school determines those based on need).
But
financial aid offers vary significantly, and understanding the difference between different types of aid can
mean thousands of dollars in
savings later.
This
means that consumers will not lose their regular
savings money (up to $ 250,000) if their accredited bank or
financial institution fails or goes bankrupt.
Well, that
means our safe money, parked in cash accounts, can expect some rate changes; so I'd like to explore and review some updates on our high yield
savings accounts at our favorite online banks and
financial institutions:
Most
financial advisors tell clients to pay themselves first,
meaning that they should put some cash into a
savings account before doing anything else with it.
These days, that
means monitoring my own
savings habits or making an appointment with a
financial planner.
«Credit unions, unlike many other participants in the
financial services market, are exempt from Federal and most State taxes because credit unions are member - owned, democratically, operated, not - for - profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and
savings needs of consumers, especially persons of modest
means.»
As you accumulate
savings, your
financial worries should diminish, as long as you're living within your
means and not always looking for new things to worry about.
Even though you're going into this with a «set it and forget it» mentality, a positive change in your
financial situation, such as a raise at work,
means it may be time to modify the amount you send to your
savings account each month.
Keeping the federal funds rate low
means financial institutions can borrow money for a minimal cost, and that
savings is passed on to consumers in the form of low interest rates on lending products via the Prime rate.
In retirement,
financial ruin is taken to
mean when one's
savings have been depleted before one passes away.
Being able to responsibly allocate your
savings to the stock market now
means meeting your
financial goals in the future.
The difference to your
savings rate will be immense — probably over $ 25,000 per year, which
means you will be more than doubling your
savings rate, or halving your time to
financial independence.
Additional money in your checking account or a separate
savings account can
mean the difference between handling these
financial issues quickly and effectively or having to go into debt to solve the problem.
If one has the
financial means; is willing to forgo any investment opportunity; is prepared to postpone any would - be nice consumption; and has weighed on any tax
savings, there are ways that one can consider to pay off a mortgage faster.
It all
means that at a time when families are particularly rattled by the volatility and low returns of
financial markets and want the security of a prepaid plan, the college
savings vehicles have become more expensive and higher risk than consumers realize.
For example, this article points out that Iceland's
financial meltdown
means big
savings for outsiders (sorry Iceland, I know this is not exactly good news for you, but at least you can still take comfort in being the happiest people on Earth — see it's not all bad).
This could also provide huge
financial gains: CO2 is currently traded at $ 25 a tonne
meaning savings could be in the range of $ 3300 and $ 3800 billion dollars.
-- The term «third - party efficiency provider»
means any retailer, building owner, energy service company,
financial institution or other commercial, industrial or nonprofit entity that is capable of providing electricity
savings in accordance with the requirements of this section.
Less water usage
means less energy used to heat domestic hot water thereby increasing energy
savings and further accelerating the
financial benefits of green design.
Most time dependent systems, especially
financial and military also operate on an international agreed time (usually Greenwich Mean Time AKA Zulu Time which is 4 - 5 hours ahead of EST depending on Daylight
Savings Time) which
means it's tomorrow much sooner for purposes of time stamps.
First, if you need a way to pay for your funeral and other final expenses — and you want to be sure that your loved ones will not have to dip into their
savings or use other
financial means for paying these costs — then a burial insurance policy may be a good thing to purchase.
That
means you'll need to consider your age, salary, current
savings and major
financial obligations.
That
means you'll have to pay more out - of - pocket before your coverage kicks in, but, depending on your
financial situation — and whether you have money socked away in a Health
Savings Account (HSA)-- it might be the right move for you.
That basically
means not relying on any form of life insurance — if you were to die, your family's
financial obligations would be covered by whatever
savings and assets you already have.
A
financial emergency often
means temporarily stopping your retirement contributions; the sooner you can bounce back, the sooner you can get back on track with your retirement
savings.
The logic that makes fire insurance a prevalent
means for coping with the
financial risk of house fires would seem to argue for greater use of longevity insurance for retirement planning: Few people will live to a very old age, so it doesn't make sense for everyone to try to cover that possibility with
savings and investments.
As such, think of life insurance as one part of your family
financial protection plan: It's there if you need it, but you don't plan to use it — unlike your cash
savings or retirement assets, which are
meant specifically to fund your happy golden years.
Just because you want to protect your family, your future and your
financial situation on the road does not
mean you have to sacrifice your live
savings to do so.
The combination of compromise, time
savings and, frequently,
financial savings,
means clients are better positioned for their post-divorce lives.
We're not regulated by the
Financial Conduct Authority which
means we can't give you specific product recommendations, such as telling you which
savings account to take out.
This
means they'll ask to see your entire
financial situation including employment history, salary,
savings, investments, debts and anything else that makes up your net worth.