Sentences with phrase «mean pay interest on»

But if you really want to maximize it, leave just a little bit of a balance and that doesn't mean pay interest on it.

Revolving a credit card balances means you pay interest on the account, and may find that rolling over a balance lowers your risk score as well.

This card comes with a 15 month 0 % intro APR period — this means you pay no interest on your balance during that time.

On the other hand, holding the JPY will means paying interest on the rollover.

Instead, the total cost of coverage is added to your outstanding balance, meaning you pay interest on it.

Not exact matches

Canadians were better savers in the 1980s in large part because it paid off: double - digit interest rates meant double - digit rates of return on GICs and savings accounts.

Third, the entire mortgage premium in Canada is due upfront and typically rolled into the principal of the mortgage, meaning homeowners must pay interest on their premiums.

Last year that meant the difference between paying tax on $ 500,000 of profit versus $ 1.6 million — which is kind of like getting an interest - free loan.»

The suggested fixes include capping loans at 65 per cent of the home value, introducing new and more conservative means of estimating how much a residence is worth, and amortizing the loans (meaning that borrowers would have to repay the principal within a certain time frame, as in a mortgage, whereas now they can simply keep paying interest on their HELOCs).

That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that debt is more expensive — meaning more money will be spent paying it down, leaving less for product development, marketing, etc..

If you have the means, you should definitely consider paying off your mortgage early, especially if your interest rate is on the high end and don't have other investment strategies in place.

Keep in mind that just because a lender offers you a lower interest rate than you currently pay on your existing student loans doesn't mean your monthly payment will also be lower.

This means that you pay the lowest interest rate possible for your Credit Band, based on the average bid from investors.

That's because paying the debt off sooner means paying less on interest, getting you as close to that original loan amount as possible.

This means monthly payments are lower, however, you end up paying more on your loan interest.

Of course, that means you're paying interest on the fee since it becomes part of the loan.

Lower interest rates, slower amortization rates («interest - only loans»), lower down payments and easier credit terms enabled millions of Americans to take on huge debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay more as home prices rose beyond their means.

Conventional loans have risk - based pricing, which means if your credit score is lower than 740, you'll pay a higher interest rate on your loan.

But, 35 million Americans only pay the minimum every month on their bill, which means they pay the maximum on their interest.

This means you'll save some money on the interest you'll pay back against your borrowing; making balance transfers a preferred way for many borrowers to axe interest and pay off outstanding debt, as many credit card companies offer an interest free period on balance transfers to new customers.

Combined with the fact that you pay the short term gains taxrate on the interest no matter what and at best you get a capital loss when a loan goes into default means the 6 - 9 % Lending Club claims investors average is probably closer to something like 3 - 5 % after the unfavorable tax treatment.

And when the Fed wants to clamp down on the economy, it acts to drain money from the system, which means borrowers will likely pay a higher interest rate on mortgages.

That means that you will have to pay interest on your purchases.

Floor plan financing interest means interest paid or accrued on indebtedness used to finance the acquisition of motor vehicles held for sale or lease to retail customers and secured by the inventory so acquired.

Like most other online lenders, there are no prepayment penalties with Avant, meaning you can pay your loan early and save on interest.

This means that instead of creating money to pay its expenses, the government must borrow money, much of it from the banks, and pay interest on most of it.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Britain still spends over # 120 million every single day just to pay the interest on our past borrowing — and that amount will continue to increase every day until we start to live within our means as a country.

Mr. Cuomo's budget proposal would let municipalities and school districts address rising pension costs by borrowing more now — which will mean paying more later on, as interest rates, now at historic lows, are sure to rise.

Paying no taxes on the interest earned means the money can compound more quickly.

A lower interest rate means that even after all those monthly payments, you will have paid much less in interest on top of it.

Literary agents are paid on commission, which means that they have a deep interest in selling the best book they can, negotiating for the highest advance possible, and other lucrative contractual agreements in terms of royalties, foreign rights, movie / tv rights, etc..

Traditional publishing points of interest: pros and cons regarding traditional publishing versus self - publishing or hybrid publishing, the process of querying, resources for formatting a query letter, difference between agents and publishing houses, why to pursue an agent or not depending on personal book goals, what book advances are (dispersing of them, royalties being paid out afterwards, etc.), what it means to «earn out» your advance or not, common publishing house marketing budgets, common requirements for social media presence, and more.

This means that $ 6,658 is spent each year by average households on paying off the interest of their debts.

Having a low credit score means paying more in interest to offset the probability that you may default on payments.

And after month 324 (month 360 on your original loan), your original loan would have ended, meaning you will pay 36 months of interest charge you would not have paid with your original loan.

That means it will really pay for you to keep track of what rates are doing before you lock in an interest rate on your mortgage.

That means you'll end up paying less total interest on your loans.

No interest means that you can put a big balance on the credit card and have up to 14 months to pay it off without getting charged extra interest.

For a shopper making a minimum payment of $ 25 a month on a $ 1,054 tab, that means it would take until 2023 to pay down the balance — and you'd also be coughing up $ 500 in interest over that time (assuming an annual percentage rate of 15.9 percent), MagnifyMoney said.

Refinancing your student loans allows you to lower the interest rate on your loans, which could help you pay off your loans sooner, meaning you'll pay less interest over the life of your loan.

And when the Fed wants to clamp down on the economy, it acts to drain money from the system, which means borrowers will likely pay a higher interest rate on mortgages.

The next day, interest charges will be figured on this new balance, meaning that you pay interest on your interest, as well as on what you borrowed.

This is the point at which many institutions slip in unnoticeable fees, meaning that you'll be responsible for paying the interest on those charges.

Snagging a card that lets you avoid the interest for 12, 15, or 18 months means you have plenty of time to pay off your wedding without having to add on anything extra.

Revolving the account (paying less than full amount) means that you incur interest charges on the remaining amount.

The drawback for that is extending the payout time means you will pay more — sometimes far more — in interest on your loan.

This means, on a $ 100,000, 30 - year mortgage, you could pay an extra $ 117,152 in interest charges.

The rates affect a shorter period, meaning a smaller amount paid on interest, but payments are rather higher, because the spread of the debt is shorter.

A debit card also means not paying high interest rates on outstanding balances which means more money in your pocket.