The mean rewards rate in this category is 2.5 % - 0.58 percentage points higher than the second highest rewards category.
The mean rewards rate for a travel credit card is 1.9 % - slightly higher than the 1.7 % airline cards give.
That means the rewards rate on the Chase Freedom Unlimited ® can go up from 1.5 % to 1.875 % or more.
That means the rewards rate on the Chase Freedom ® can surpass the standard 5 %, in certain scenarios.
That means the rewards rate from the Asiana credit card is anywhere between 1.4 % to 4.2 %.
That means the rewards rate on this card can be at least 2 % during those first 12 billing cycles.
We value each Starpoint at $ 0.024,
meaning the rewards rate on this card will be anywhere between 2.4 % and 4.8 % — significantly better than what you get with the Marriott Rewards ® Premier Business Credit Card.
We conservatively value each point at around $ 0.01,
meaning your rewards rate will vary between 1 % and 2 %.
We value a single FlexPoint at $ 0.017,
meaning the rewards rate on these purchases comes out to 2.4 %.
That means the rewards rate on the Chase Freedom ® can surpass the standard 5 %, in certain scenarios.
That means the rewards rate from the Asiana credit card is anywhere between 1.4 % to 4.2 %.
That means the rewards rate on the Chase Freedom Unlimited ® can go up from 1.5 % to 1.875 % or more.
Not exact matches
In this context, a Neutral
rating is free to enjoy its proper
meaning, which in our system
means the risk /
reward trade - off is balanced.
This
means that in the first year, the Discover it ® for Students will essentially earn you at least a 2 %
rewards rate on all spending.
That
means this card carries a flat
rewards rate of 2 %, with miles redeemable toward eligible travel - related purchases made in the last 90 days or toward travel purchases made through the Capital One portal.
This Discover It has a similar
rewards structure to the Venture card: you can redeem miles for travel statement credit (at a
rate of 1 cent per mile),
meaning you'll get a flat
rewards rate of 3 % the first year and 1.5 % each year after that.
For example the Chase Sapphire Reserve ® lets users earn 3 points per $ 1 spent on all travel purchases —
meaning car rentals, taxis and Airbnb purchases have a 4.5 %
rewards rate.
We've lowered the payout
rate of Bitcoin to $ 20.00 and Bitcoin Cash to $ 1.00
meaning members can now access their funds faster without needing to accumulate
rewards for long periods of time before minimum thresholds are met.
Such positive developments in profits
mean American Express still earns our Very Attractive
rating, and, despite the price increase, still presents an excellent risk /
reward profile.
Both of those
rates are far, far below the statutory
rate,
meaning companies with overseas profits are effectively being
rewarded for keeping them abroad.
This might
mean increasing pay in the early years,
rewarding teachers who take on leadership roles, freezing yearly raises for teachers who are consistently
rated ineffective, and paying more for hard - to - staff roles and assignments.
All
ratings are false and have no factual or scientific basis (
rating scores, stars,
rewards, customer names, popularity level, and points have absolutely no
meaning).
Overall this
means that the cards will have near 2 %
rewards rate, which isn't bad all things considered.
That
means for the first $ 6,667 in spending on gas, office supplies, and cell phone bills the actuall
rewards rate on this card will be 3.75 %.
This
means you can expect a
rewards rate of 1 % out of this card (2 % if you use it exclusively for Uber and Amextravel.com bookings).
If you're charging JetBlue - specific expenses to the card, you'll have to spend just $ 125 annually to recover the annual fee, assuming a 7.9 %
rewards rate - that
means one JetBlue ticket per year will have you covered.
This
means a potential cash back
reward of $ 75 if you max out the 5 % bonus
rate each quarter.
For example, if you're unsure you will pay your balance in full every month, then a card with low interest
rate may be preferable even if that
means you forego some tempting
rewards.
Based on the cards earning structure this
means that you can get up to 2 - 6 %
rewards rate through using to the card.
That
means, if you are a new cardmember the
rewards rate on the Discover it ® — Cashback Match ™ can be anywhere between 2 % and 10 % during that first year.
That
means the first $ 3,000 you spend on the card gets you a greater than 13 %
reward rate ($ 400 in
rewards / $ 3,000 in spending).
When it comes to
rewards rates, hotel credit cards provided the highest
mean among the sample we examined.
That
means this card effectively has a 2 % -4 %
rewards rate during the first 12 months — that's better than even some of the top cash back credit cards out there.
That would
mean you can treat each point as the equivalent of a 1 %
rewards rate, to make comparisons to cash back credit cards easier.
Many U.S. supermarkets sell gift cards,
meaning you can earn the 6 %
reward rate while getting money to spend elsewhere, in case you just aren't spending $ 6,000 per year at the supermarket (hey, not everyone is a bodybuilder!).
For example the Chase Sapphire Reserve ® lets users earn 3 points per $ 1 spent on all travel purchases —
meaning car rentals, taxis and Airbnb purchases have a 4.5 %
rewards rate.
Higher interest
rates also
mean bond investors will eventually be
rewarded with higher income.
As these credit cards are
meant for people with high credit
ratings and high credit scores, the creditors also entertain their consumers with
rewards and various incentives.
Just because secured credit cards are intended for those with low credit scores, doesn't
mean they have limited options, In fact, the best secured credit cards can also have no annual fees, low interest
rates, or even
reward programs.
When cards offer amazing
rewards, lower interest
rates, and better payment options, it
means a fee for consumers.
That
means the first $ 500 you spend on the card will essentially earn you a
rewards rate between 31 % and 35 %.
For example, if a credit card has a flat 2 %
rewards rate, that
means cardholders get a 2 % return on every purchase they charge to that card.
This
means you'll have more options to choose from, since you need a high score to qualify for the cards with the best
rewards and lowest interest
rates.
Retail
rewards cards in almost all cases are more favorable than store issued cards,
meaning cards provided without a co-branded Visa, MasterCard, Discover, or American Express logo, as store cards tend to have very high interest
rates.
Cards that were better able to give you a narrower range of
rewards rate were given higher standing, since it
means that you would achieve the estimated
rewards rate more easily.
That
means its 5 %
rewards rate is ongoing, for as long as you are a cardholder.
Expedia ® + cardholders earn 3 points from Expedia purchases, and 1 point per $ 1 everywhere else —
meaning there are very few chances to collect a high
rewards rate, when compared to those on the Expedia ® + Voyager Card.
1Points or Cash Back rebate
means each earn
rate for Points or Cash Back rebate applicable to a Card that participates in the HSBC
Rewards Program, including: i) for Annual Spend of up to and including $ 10,000, the base earn
rate of 1 Point / 1 % rebate for every $ 1.00 in eligible purchases, ii) for Annual Spend above $ 10,000, the accelerated earn
rate of 1.25 Points / 1.25 % rebate for every $ 1.00 in eligible purchases, iii) any special bonus Points or rebate offer that we may offer and for which you are qualified.
Always calculate the value of
rewards as a percentage of your balance and include that in any interest
rate comparison when shopping for savings accounts - a
reward may not be worthwhile if it
means accepting a lower interest
rate than you could get elsewhere.
It may
mean a higher interest
rate and fewer
rewards.