The length of the telomeres can be described as a kind of age biomarker — short telomeres
mean short life expectancy.
Not exact matches
The later you start, the
shorter your
life expectancy, which in turn
means a higher guaranteed income amount.
I buy TLI's argument that adverse - selection
means folk who knew they only had a
short life -
expectancy will not have sold their policies, (hence my analysis is over-pessimistic) but am surprised this effect still persists after 6 + years (no significant turn up in mortality - rates pa towards those appropriate for their age so far).
But the actuarial tables came out in the 1980s,
meaning that
life expectancy at that time was a lot
shorter, so now if you have a normal
life expectancy or better, you're much better off waiting.
In Oklahoma,
life insurance takes on a new
meaning when you consider the
life expectancy of someone
living in this great state is nearly seven years
shorter than that of someone
living in Hawaii.