Sentences with phrase «meaning keeping your balance low»

Nearly a third of your score is dependent on your balances which means keeping your balances low is key.

Sure, some of them may not have rewards or special perks, but if you can prove you're capable of using them responsibly — meaning keeping your balance low and always paying your bill on time — you will build good credit.

Not exact matches

Harzog says this will help keep your debt utilization low, meaning the amount of your balance compared with your credit limit.

Meaning, if your card has a limit of $ 1000, keep the total balance lower than $ 300.

What that means is that if you have a $ 1,000 credit limit, you need to keep your balance lower than $ 300.

Keeping a low cash balance can mean bounced cheques and late payments if the home owner is not organized.

What this means is keeping your credit utilization low — most experts recommend below 30 % — e.g. if you have a $ 1,000 credit limit, 30 % of that would be a $ 300 balance.

A low score could mean more time between you and that dream home or more time on the bus before you can afford a car, or it could keep you from being able to borrow money to pay off debt (personal loans and balance transfers are two great ways to start paying down debt, but you'll need a good credit score to make you eligible).

You may not have success with all of your credit card issuers, but it doesn't hurt to ask, and if you have a long history of on - time payments and an account in good standing (which sometimes means you're carrying a balance on the card,) the credit card issuer will be willing to lower your interest rate a few points to keep you as a customer.

If you use your cards responsibly, which means keeping a low balance and paying the bill in full and on time, you can build a great score.

It can be tempting to take on the longest loan terms possible to obtain the lowest monthly payment, but keep in mind that every month you carry a loan balance will mean another month of interest fees.

This means that you can top up accounts with a low balance and keep those miles from being wasted.

Most credit card issuers will apply your minimum payments to the portion of your balance with the lowest APR, meaning your higher - APR balance keeps accruing fees.

This means choosing a card with a low APR to avoid high interest fees if you're prone to carrying a balance, or keeping a low (or, better, $ 0) balance on a card with no annual or service fees to avoid extra costs altogether.

You can use a Balance Transfer Card to consolidate your credit card debt into one card which makes it easier to keep track of payments (you'll be paying down a single, unified debt on one card) AND you get a lower interest rate which means you can pay down the debt easier.

- the 18 returning classes were chosen by seeing which popular classes would fit with the game - they also wanted to include classes to cover roles that the roster was lacked - the Pugilist class was added because the first group of classes selected did not include any with bashing and binding attacks - War Magus was added because the Medic was the only healer class in the roster at that point - they couldn't simply include all popular classes as that would have skewed the balance of the game - as for the Hero class, they with balanced offensive and defensive capabilities, but this made things to similar to other classes - this was rectified by adding after - images and other skills with good synergy - when an after - image appears, it does the same skills as the Hero, except on the following turn - it becomes possible for skills that usually can not be used multiple times in a row to be activated multiple turns in a row - it also means skills that only have an effect for one turn can be extended to two - after - images use not only the Hero's own class skills, but also their subclass skills - if the subclass is an Imperial, the Drive skill can be used multiple times in a row - when using Hero as a subclass to Nightseeker, the character can cover the Nightseeker's weaknesses of having low defense - after - images can also help increase the chances of inflicting status ailments - subclasses can be used to make up for weakness - Swordsman, a class that can learn speed and accuracy boosting skills, would be a good subclass for the Gunner - Reaper as a subclass for War Magus would allow that character to use the scythe's skills to inflict status ailments - the skill tree is slowly unlocked as a character grows - there are more skills that make jobs» individual styles stand out more, or expand the player's choices - the skill tree is also made so that there are less requirements to learn specific skills as compared to 5 - this makes it easier for players to get the skill they want without spending large numbers of skill points on lower skills - it's now easier to put points into skills, which makes re-specing easier - the team faced difficulty in balancing classes that were never meant to be alongside each other - they are doing their best to ensure that they keep the individual classes» identities intact