Sentences with phrase «meaningful disclosures of»

«We recommend that the Commission now move to promote and enforce mandatory and meaningful disclosures of the material effects of climate change on issuers,» they wrote.
Removing the finance charge disclosure from the Loan Estimate that consumers receive early in the lending process may assure meaningful disclosure of credit terms, facilitate consumer comparison of credit terms, and improve the informed use of credit by avoiding information overload and improving consumer understanding of loan terms, consistent with the purposes of TILA and with section 1405 (b) of the Dodd - Frank Act.
This final rule and commentary will enable meaningful disclosure of credit terms, prevent circumvention and evasion of TILA, and will facilitate compliance with TILA by enabling creditors to refund amounts collected in excess of the good faith requirements, consistent with TILA section 105 (a).
The Bureau explained that the involvement of a settlement agent could result in increased consumer awareness and more meaningful disclosure of credit terms, consistent with section 105 (a) of TILA.
Here, the exception from the TILA section 122 (a) requirement that the finance charge be more conspicuously disclosed than other disclosures effectuates TILA's purpose of achieving a meaningful disclosure of credit terms for transactions subject to § 1026.19 (f).

Not exact matches

By providing a meaningful disclosure about potential Board members, shareholders will be better able to judge how well - suited individual board nominees are for the Company and whether their listed skills, experience and attributes are appropriate in light of the Company's overall business strategy.
The requested report would not, in substance, provide any more meaningful information than our existing disclosures, nor would it justify the competitive harm we may suffer as a result of the disclosed information.
But this defensive strategy also led to few meaningful disclosures, to the detriment of the understanding of the public and the Senate — and to the benefit of Facebook.
BSCI has had a meaningful and positive impact of Canadian corporate governance, helping to guide behaviour and disclosure in ways that have been useful for boards and meaningful for investors.
In these instances, much more meaningful disclosure is offered, providing shareholders with useful context as to the value of particular skills to the board and the company.
«With only a handful of days left in this legislative session, it is time for the Assembly and Senate to come together and adopt meaningful procurement reform and enhance economic development spending disclosure.
The Financial Stability Board, which monitors the global financial system, recently said these kind of risk - scenario analyses should be a part of meaningful climate risk disclosure.
Possibly, the role of a government actor engaging in law enforcement activity might sometimes be a meaningful distinction for the treatment of disclosures under European privacy law: It surely represents a different kind of litigation scenario from one in which there is no government actor, and no law enforcement involvement.
It's doubtful the disclosure is so meaningful that it can not be offset by the precaution of acting to protect the best interests of someone who is involuntarily being exposed by your decision to disclose something on our Bitland Blockchain Land Registry in Ghana website (or another).
Most notably, regarding third - party applications, the Assistant Commissioner determined that Facebook did not have adequate safeguards in place to prevent unauthorized access by application developers to users» personal information, and furthermore was not doing enough to ensure that meaningful consent was obtained from individuals for the disclosure of their personal information to application developers.
At least one commenter explained that if we required consent or authorization for use and disclosure of protected health information for treatment, payment, and health care operations then we must also have a right to request restrictions of such disclosure in order to make the consent meaningful.
For example, unlike the Common Rule, the proposed rule would have required that the authorization include a description of the information to be used or disclosed that identifies the information in a specific and meaningful way, an expiration date, and where, use of disclosure of the requested information will result in financial gain to the entity, a statement that such gain will result.
Other commenters supported the required elements as proposed because the elements help to ensure that individuals make meaningful, informed choices about the use and disclosure of protected health information about them.
On May 8, the federal, British Columbia, and Alberta privacy commissioners published new guidelines to remind organizations that under Canadian private - sector privacy laws, organizations are required to obtain meaningful consent for the collection, use, and disclosure of personal information.
In the complaint, EPIC asks the FTC to investigate Facebook, determine the extent of the harm to consumer privacy and safety, require Facebook to cease collection and use of users» biometric data without their affirmative opt - in consent, require Facebook to give users meaningful control over their personal information, establish appropriate security safeguards, and limit the disclosure of user information to third parties.
Citing a Federal Election Commission (FEC) rule addressing the impracticality of attaching disclosures to items such as campaign buttons and bumper stickers, Facebook contended that many of its ads were «too small» to contain both ad content and a meaningful disclosure.
With respect to the comment that the finance charge be disclosed in a more prominent place on the Closing Disclosure, the Bureau believes that consumer understanding is enhanced by disclosing the finance charge with other loan calculations, such as total of payments, amount financed, and total interest percentage, for transactions subject to § 1026.19 (f), and that a more prominent disclosure of the finance charge may not provide a meaningful benefit to consumers.
The Bureau does not believe, however, that disclosure of the amount financed on the Loan Estimate provides a meaningful benefit to consumers in the form of useful information or protection.
The Bureau believes the final rule and commentary also will result in the meaningful advance disclosure of settlement costs and the elimination of kickbacks, referral fees, and other practices that tend to increase unnecessarily the costs of certain settlement services by ensuring that the terms of the transaction that relate to the seller, which include amounts owed to the seller, are fully and accurately disclosed to the seller, consistent with RESPA sections 8 and 19 (a).
This also will result in the meaningful advance disclosure of settlement costs and the elimination of kickbacks, referral fees, and other practices that tend to increase unnecessarily the costs of certain settlement services by enabling creditors to refund amounts collected in excess of the good faith requirements, thereby furthering the meaningfulness and reliability of the estimated disclosures, consistent with section 19 (a) of RESPA.
The Bureau believed that these disclosures would have effectuated the purpose of TILA by promoting the informed use of credit and assuring a meaningful disclosure to consumers.
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