Sentences with phrase «means financial savings»

Not exact matches

Online banking began over thirty years ago, and mobile banking took off more than ten years ago — which means that there are at least one if not two generations that haven't experienced the old fashioned passbook savings account, nor have they learned financial responsib...

Many financial advisors say relying solely on your savings means you're likely operating your business at a loss.

«Only about one - third of Americans are living within their means and think they are prepared for the long - term financial future,» said Stephen Brobeck, executive director of the Consumer Federation of America, which commissioned the survey along with the American Savings Education Council (ASEC) and the Employee Benefit Research Institute (EBRI).

Overall savings of # 40m in the last financial year mean the cost of a standard passport can be cut from # 77.50 to # 72.50 from the autumn, Immigration Minister Damian Green said.

Shadow pensions secretary Philip Hammond warned this was the «financial equivalent of kicking it into the long grass», and said it was the introduction of means - testing by Labour that had reduced people's savings and led to today's problems in the first place.

«These programs are a means to achieve financial savings to the county,» said Wolfe, «however, oftentimes participating employees were rehired or employed again.

According to Vice president Dr. Bawumia, government has chosen a strategic shift and «we want to build a Ghana which looks to the use of its own resources and their proper management as the way to engineer social and economic growth in our country...» For him, a Ghana beyond aid means mobilizing and leveraging domestic savings and revenues transparently; expand financial inclusion with credit services and saving systems for all, especially women; and financing through local capital markets in local currencies.

When a building owner says he doesn't want to spend money on insulation, Hughes says, it doesn't necessarily mean he's not interested in energy savings — it means he needs a financial mechanism with a longer vision that costs him nothing up front.

Paying yourself first, which simply means to save money in a high yield savings account prior to paying any bills, is not only a great financial resolution to have, but can also help you achieve many of your clear and concise financial goals (see # 1).

Unfortunately, as a new Brookings report reveals, this too often means purchasing a home that is just barely within a family's financial means, creating a situation where millions of middle - income families live «hand - to - mouth» with very low levels of liquid savings though they have considerable non-liquid assets.

A good quality lock can last for years, however, the popularity of this security product means that people often buy one that is inferior in quality under the misunderstanding that it will provide them with financial savings.

This plan will also mean real financial savings for local education budgets, funds that can now be put into improving the quality of our schools.

If you were to apply a reasonable rate of return — let's say it's 5 % — to those savings, and multiply that total by the number of years until you retire, you might be surprised by what giving up that bad habit can mean to your financial future.

SunTrust Bank recently launched a new savings product that is meant to help customers achieve multiple financial goals.

«Eligible Savings Account» means a Simplii Financial High Interest Savings Account and / or Simplii Financial Savings Account.

Financial independence simply means your passive income, or, a safe 4 % annual withdrawal rate from savings, covers your expenses.

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Because once you understand your motivations, all the other factors — staying out of debt, sticking to a savings plan, spending within your means, enjoying a heathy financial relationship with your spouse — will start to fall into place.

That means that students who don't have custody over college savings are more likely to get better financial packages (assuming the school determines those based on need).

But financial aid offers vary significantly, and understanding the difference between different types of aid can mean thousands of dollars in savings later.

This means that consumers will not lose their regular savings money (up to $ 250,000) if their accredited bank or financial institution fails or goes bankrupt.

Well, that means our safe money, parked in cash accounts, can expect some rate changes; so I'd like to explore and review some updates on our high yield savings accounts at our favorite online banks and financial institutions:

Most financial advisors tell clients to pay themselves first, meaning that they should put some cash into a savings account before doing anything else with it.

These days, that means monitoring my own savings habits or making an appointment with a financial planner.

«Credit unions, unlike many other participants in the financial services market, are exempt from Federal and most State taxes because credit unions are member - owned, democratically, operated, not - for - profit organizations generally managed by volunteer boards of directors and because they have the specified mission of meeting the credit and savings needs of consumers, especially persons of modest means.»

As you accumulate savings, your financial worries should diminish, as long as you're living within your means and not always looking for new things to worry about.

Even though you're going into this with a «set it and forget it» mentality, a positive change in your financial situation, such as a raise at work, means it may be time to modify the amount you send to your savings account each month.

Keeping the federal funds rate low means financial institutions can borrow money for a minimal cost, and that savings is passed on to consumers in the form of low interest rates on lending products via the Prime rate.

In retirement, financial ruin is taken to mean when one's savings have been depleted before one passes away.

Being able to responsibly allocate your savings to the stock market now means meeting your financial goals in the future.

The difference to your savings rate will be immense — probably over $ 25,000 per year, which means you will be more than doubling your savings rate, or halving your time to financial independence.

Additional money in your checking account or a separate savings account can mean the difference between handling these financial issues quickly and effectively or having to go into debt to solve the problem.

If one has the financial means; is willing to forgo any investment opportunity; is prepared to postpone any would - be nice consumption; and has weighed on any tax savings, there are ways that one can consider to pay off a mortgage faster.

It all means that at a time when families are particularly rattled by the volatility and low returns of financial markets and want the security of a prepaid plan, the college savings vehicles have become more expensive and higher risk than consumers realize.

For example, this article points out that Iceland's financial meltdown means big savings for outsiders (sorry Iceland, I know this is not exactly good news for you, but at least you can still take comfort in being the happiest people on Earth — see it's not all bad).

This could also provide huge financial gains: CO2 is currently traded at $ 25 a tonne meaning savings could be in the range of $ 3300 and $ 3800 billion dollars.

-- The term «third - party efficiency provider» means any retailer, building owner, energy service company, financial institution or other commercial, industrial or nonprofit entity that is capable of providing electricity savings in accordance with the requirements of this section.

Less water usage means less energy used to heat domestic hot water thereby increasing energy savings and further accelerating the financial benefits of green design.

Most time dependent systems, especially financial and military also operate on an international agreed time (usually Greenwich Mean Time AKA Zulu Time which is 4 - 5 hours ahead of EST depending on Daylight Savings Time) which means it's tomorrow much sooner for purposes of time stamps.

First, if you need a way to pay for your funeral and other final expenses — and you want to be sure that your loved ones will not have to dip into their savings or use other financial means for paying these costs — then a burial insurance policy may be a good thing to purchase.

That means you'll need to consider your age, salary, current savings and major financial obligations.

That means you'll have to pay more out - of - pocket before your coverage kicks in, but, depending on your financial situation — and whether you have money socked away in a Health Savings Account (HSA)-- it might be the right move for you.

That basically means not relying on any form of life insurance — if you were to die, your family's financial obligations would be covered by whatever savings and assets you already have.

A financial emergency often means temporarily stopping your retirement contributions; the sooner you can bounce back, the sooner you can get back on track with your retirement savings.

The logic that makes fire insurance a prevalent means for coping with the financial risk of house fires would seem to argue for greater use of longevity insurance for retirement planning: Few people will live to a very old age, so it doesn't make sense for everyone to try to cover that possibility with savings and investments.

As such, think of life insurance as one part of your family financial protection plan: It's there if you need it, but you don't plan to use it — unlike your cash savings or retirement assets, which are meant specifically to fund your happy golden years.

Just because you want to protect your family, your future and your financial situation on the road does not mean you have to sacrifice your live savings to do so.

The combination of compromise, time savings and, frequently, financial savings, means clients are better positioned for their post-divorce lives.

We're not regulated by the Financial Conduct Authority which means we can't give you specific product recommendations, such as telling you which savings account to take out.

This means they'll ask to see your entire financial situation including employment history, salary, savings, investments, debts and anything else that makes up your net worth.