Sentences with phrase «means higher default»

Not exact matches

Historically, there's high correlation between unemployment and mortgage defaults, and that could mean more trouble yet to come.

A DTI ratio of 50 % or higher is a bad sign to lenders, as it means you may have trouble paying back your debts (and thus may default on the unsecured loan you're applying for).

Higher vacancy and fewer owners living in the project mean that each unit pays a bigger share of the association dues, making the whole project more likely to fail if just a few owners default.

It's unsecured, which means a higher interest rate because there's no property for the lender to seize if you default on the loan.

That means the actual delinquency / default rate could be 20 % or higher.

Entrepreneur writer Diana Ransom suggests that if «you've personally guaranteed any of your business's debt — meaning, if a creditor or supplier can come after your personal assets if you default — make sure paying off those debts becomes a high priority as well.»

Instead of assuming a strategically located farmer's market, for instance, will by default mean kids in the neighborhood eat less food high in fat, sugar and salt, policymakers might want to also consider emphasizing the downsides of those choices.

You will meet many single people at the various events and this means by default you'll end up with a high chance of meeting the right kind of people for a relationship.

That means the actual delinquency / default rate could be 20 % or higher.

A high CCR means the borrower has a better chance of getting the loan and that the collateral will pay off the loan in the case of default without putting other assets at risk.

Higher default rates mean higher interest Higher default rates mean higher interest higher interest rates.

At some point while creating credit scoring models, it was decided that a high utilization means an individual is at a higher risk to default on their obligations.

High debt means too little equity for the lender to make a profit from the sale of a property in default.

While Trump's recent action may mean higher fees for student loan defaults, if you are in default, you will need to explore all of your options and save money fast to set it aside for catch up payments.

These borrowers aren't defaulting at high rates, but that doesn't mean they're repaying their loans.

The reason is cash advances are somewhat risky to the lender because they must base their acceptance only on an income test, and not your credit rating, which means they approve too many people and then have a higher default rate.

Higher down payment means that in case of default, the lender would be able to recover the maximum amount from you.

Sorry I mean't to add one other thought, if the card holder is carrying a high balance and their interest rates increase like the banks have been raising in recent months, this could backfire on the banks themselves, I mean since the banks give a 45 notification of the increase and the consumer is already maxed out and can barely make the payments as it is, the increased interest rates because of how the congress requires at least all the monthly interest and some of the principle to be paid on the cards, done so that consumers could reduce the amount of time to illiminate their debts, this may spawn many card holders whoms payments will increase much like those adjustable rate mortgages that people walked away from to go wild with their remaining balances on the card and then default, the whole irony is that the consumer may very well use the card thats damaging them to pay for bankruptcy proceedings lol!

When Suze says that she thinks student loans should be dischargeable, she is saying that more of them should be allowed to default, meaning that the non-defaulters will need to pay higher rates.

Subprime personal loans are for people with a high risk of default based on their credit score, which means obtaining an unsecured personal loan may be difficult without collateral, and the loan will generally have a high interest rate.

CDS trading is very complex and risk - oriented and, combined with the fact that credit default swaps are traded over-the-counter (meaning they are unregulated), the CDS market is prone to a high degree of speculation.

The increased chance that you may default means lenders want to you to pay higher interest rates to make it worth the risk of lending to you.

Secondly, a high value for the non-default calculation means that students from that college often do not default on their student loans.

Just because prepayment has been high, does not mean the remainder won't default under stress.

High yield bonds are taxable corporate issues with lower credit quality, which means the risk of default is greater.

This means you'll be stuck paying the default APR for any remaining balance, which will likely be higher on a general consumer card from a major bank than a credit card from a military - specific bank.

In plain language, this means that a lender can not demand that the borrower pay a higher post-default rate of interest as a penalty or fine for going into default.

Higher numbers mean lenders are more willing to take risks and is based on a measure of default risk.

That means the actual delinquency / default rate could be 20 % or higher.

A higher credit rating means that there is probably a lower chance that the company will default on its debt.