Sentences with phrase «means higher premium rates»

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For a year's policy premium, this rate was 27 % higher against the city's mean.
If interest rates decline, however, bond prices usually increase, which means an investor can sometimes sell a bond for more than face value, since other investors are willing to pay a premium for a bond with a higher interest payment.
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The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.
Charge cards often come with very high interest rates, meaning you pay an exorbitant premium just to do the renovation.
While a shortened underwriting process may sound appealing, it means that the insurer has less information to tailor your rates and has to assume that you're a higher risk, so premiums will typically by several times greater.
I mean, some life insurance companies do accept «high risk profile» proposals and offer Life cover either at regular rates or by loading the premium.
Being table rated means you'll pay a higher premium because the insurance companies carry more risk by insuring you.
Using that data, we calculated a mean rate of $ 312 and found that the most expensive premiums in Virginia were 28 % higher than the cheapest.
A Business Relationship Rewards Money Market offers all of the benefits of a traditional money market account, but a higher minimum balance and tiered premium interest rates mean higher yields for your company.
This means that if your car insurance rate is high, this will impact what you pay as guaranteed auto protection insurance premium.
That means you could get hit with higher interest rates or bigger mortgage insurance premiums, or both.
In late October, the «spread» in interest rates between high - yield bonds and Treasury bonds neared the lowest level in a decade, meaning that investors were getting less of a premium for assuming higher risk.2 A November survey found that 60 % of high - yield investors believed the bonds were overvalued.3
Finally, when comparing legacy U.S. carriers, an important means of comparison for many travelers as the networks of these carriers are far more extensive than low - cost carriers and they also offer a premium product on virtually every flight, American took first place with 79 % of program members giving it a rating of satisfied or higher, followed by United with a 76 % satisfaction rating.
As the the temp agency is considered by the WSIB as the worker's employer if they are hurt on the job, the practice of experience rating means it is the agency which is liable for higher premiums based on injury claims rates, not the client employer.
A higher credit score will mean not only lower premiums on car insurance, but also better rates on home and auto loans, and access to a better class of credit cards.
And these average premium rates reflect just that — the various hazards of a particular job — which means that more hazardous professions will carry a higher premium than jobs where accidents are less likely to happen.
Even with a spike in premiums, it does not necessarily mean you will have higher Volkswagen car insurance rates just because you buy the car you want.
The premiums are incredibly high and increase over time (in contrast to «level term» policies, «level benefit» means the death benefit stays the same while rates rise), and coverage ends when you turn 80.
If you are approved, you most likely will be rated in a lower health class («substandard») which may only mean your premiums will be higher or have a limit to how much life insurance coverage you are eligible for.
Remember that the longer you wait to purchase your Final Expense policy the more the quoting rates go up which means a higher premium.
Base premium rates are set to reflect the various hazards of a particular job, which means that more hazardous professions will carry a higher premium than jobs where accidents are less likely to happen.
On average, a higher deductible means a lower premium rate.
A higher deductible means a lower premium rate, but it also means that if you have a claim, you will have to pay more before the cheap car insurance coverage kicks in.
The last thing you want is to be given a final premium rate that's double what you were quoted, or see quotes that are erroneously high - priced, meaning that you'll miss out on coverage opportunities because you think the policies are out of your price range.
Your credit may not factor into your health insurance rates as much as auto or homeowners insurance, but that doesn't mean a clean bill of health makes you immune to higher premiums.
In all these cases it is possible to get approved for a regular life insurance policy — just at a substandard rate, which basically means a higher premium amount.
Although high theft rates in your zip code can mean higher insurance premiums, you might be able to get break on your insurance costs if you install an anti-theft device in your car.
A table rate means that you will pay higher premiums because of your condition.
(Diving deeper than 75 - 100 feet can trigger a rate - up which means a higher premium.
This means that you will be able to get life insurance coverage, but that your premium rates will be higher than those of a Standard policy holder.
Premium rates are set to reflect job hazards, meaning more hazardous professions will come with higher premium rates than jobs with lower risk of accidents.
While a shortened underwriting process may sound appealing, it means that the insurer has less information to tailor your rates and has to assume that you're a higher risk, so premiums will typically by several times greater.
Using that data, we calculated a mean rate of $ 312 and found that the most expensive premiums in Virginia were 28 % higher than the cheapest.
The higher your premium, the more money you have saved back if an accident does occur, so this means the deductible rate will be lower if your premium is higher and vice versa.
Urban neighborhoods typically have higher rates of accidents, theft and vandalism than more rural areas, which means premiums may be higher.
This means that even if the premium payments are higher, the internal rate of return is also likely to be higher (in the policy owners favor) over the long term.
Today, mortality rates have actually dropped, meaning that it could be possible to get a higher amount of death benefit for the same — or even lower — premium cost on a new policy.
I mean, some life insurance companies do accept «high risk profile» proposals and offer Life cover either at regular rates or by loading the premium.
This is because the intent of the policy is to build cash value at a faster rate for a higher internal rate of return, or because premium payments are meant to stop after a certain point, and sufficient cash value must be built up to end payments.
That means buying a car that's popular with thieves or living in an area with high crime rates can lead to higher premiums.
While comparing the plans, just in case, you are buying two - wheeler, using Bike Insurance Calculator and by applying GST rate, you can calculate the premiums offered by various insurers and find the best deal for you, However, bear in mind, by any means, insurance rate will be higher than the that of the previous year.
A higher reimbursement rate means higher monthly premiums.
Signing up for a medical cover when old means you are going to pay higher interest rates, huge premiums with lesser associated benefits.
Certain vehicles have a higher theft rating than others, this means they are a higher risk, making premiums higher.
Springfield's average home insurance rates are 5 % higher than the Vermont mean, with residents in our benchmark property typically seeing premiums of around $ 1,007 per year.
Maine's most expensive cities saw insurance rates which were on average 13 % higher than the rest of the state, with a mean premium of $ 1,274 per year.
A «Table Rating» simply means that you will be considered a sub-standard risk and will therefore be required to pay a higher premium than someone of similar health, absent any history of suffering from aneurysms.
Increasing your deductible will help lower your premium rate, though it may mean an out of pocket expense in the event of an accident, you could be saving more each month by having a higher deductible.
Since a higher deductible means a lower premium, residents in Topeka may want to shop around and see their best options for wind damage; Topeka ranks in the top 10 cities in the country for the highest rate of extreme tornadoes per 1,000 square miles.
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