Sentences with phrase «means house values»

That means house values have never been higher than they are right now.

That means house values within Charlotte's real estate market have risen well above historical averages for the last year or so.

That means house values have never been higher than they are right now.

Not exact matches

In an interview, Kolko said property values in oil - rich markets often mirror drops in petroleum prices because energy companies lay workers off in downturns, and «fewer [local] jobs means weaker housing demand.»

That means local house values have never been higher than they are right now, not even during the housing bubble.

Once people reach a point in life where their income is more substantial and their financial needs have grown, they have the means and the incentive to purchase a house that will build financial value.

This means that, for homeowners who have been in their house a long time, assessed value is often lower than market value.

That means if I had simply pressed the enter button, today I could sell all 100 bitcoins for $ 245,996.00, or the value of a nice house.

If the house was destroyed and forgotten then the world had moved on to new things with new meaning and value.

«Living communication» doesn't have a clear meaning either... communication itself being alive doesn't make sense at face value — we're still on «in - house» terms, but it's clearer.

much like when a country can't divulge highly classified information publicly for obvious economic and military reasons, a professional soccer organization must keep certain things in - house so they don't devalue a player, expose a weakness, provide info that could give an opposing club leverage in future negotiations and / or give them vital intel regarding a future match, but when dishonesty becomes the norm the relationship between cub and fan will surely deteriorate... in our particular case, our club has done an absolutely atrocious job when it comes to cultivating a healthy and honest relationship with the media or their fans, which has contributed greatly to our lack of success in the transfer market... along with poor decisions involving weekly wages, we can't ever seem to get true market value for most of our outgoing players and other teams seem to squeeze every last cent out of us when we are looking to buy; why wouldn't they, when you go to the table with such a openly desperate and dysfunctional team like ours, you have all the leverage; made even worse by the fact that who wouldn't want to see our incredibly arrogant and thrifty manager squirm during the process... the real issue at this club is respect, a word that appears to be entirely lost on those within our hierarchy... this is the starting point from which all great relationships between club and supporters form... this doesn't mean that a team can't make mistakes along the way, that's just human nature, it's about how they chose to deal with these situations that will determine if this relationship flourishes or devolves..

There's likely a math equation going through his head involving the time it will take to clean up the mess, if it would be cheaper to just fix up the wall and the tiles and whatever else might be stained with blood, how much the house might have depreciated in value if someone finds out what happened, and what this means to his turnaround time.

Right out of the box, Pieta plays like the mean value of certain moronic conceptions of art - house cinema: a shapeless bundle of Provocations and Themes and Ideas verging on po - faced self - parody.

But Professor West has opted to remain true to his core values by sharing the sage insight that an African - American occupying the White House will not automatically mean the struggle for equality is over or that we have realized Dr. King's dream of a post-racial society where one is judged not by the color of his skin but by the content of his character.

Common sense would say that the bursting of the housing bubble means deflated property values and thus, eventually, deflated property taxes.

While we hear a lot about services for self - publishing authors these days, we don't always hear specific details of how a Big Six house (Macmillan) or a highly regarded new - media publisher (Open Road) means to add value for authors.

It means that the value of the stamp of a traditional publishing house decreases as readers pick their purchases based on the author's voice and the author's vision.

Not only did this mean tying up large values in goods in process, but it was becoming difficult to obtain apprentices for the finishing trade, and to find housing where the work could be carried on without an inordinate investment in brick and mortar.

In fact, Arizona homeowners who are currently upside down in their homes (meaning mortgage balances exceed their house values) could still qualify for refinancing through HARP.

In addition, if the bank cancels your debt, meaning you no longer need to pay it back, then any amount in excess of the fair market value of the house is part of your ordinary taxable income.

The worst - case scenario to the bank is this: you stop paying your mortgage and the value of the house drops to below the amount that the bank is owed on the house, meaning that the bank is unable to recover the funds even after foreclosing on the house.

This means that if the house is valued at $ 100,000, you will only owe $ 70,000 on the home, giving you a 70 % loan to value ratio.

Toronto has seen spikes in the housing markets, which means that 6 months old appraisals are not usually an accurate measure of a property's current value.

Taking out your equity when refinancing means that you take out a new loan for the full value of your house (perhaps less 20 % as a down payment on the new mortgage, otherwise you'll be paying insurance), pay off your old lender, and keep the rest for yourself.

This means you can earn a maximum of 6.6 % (plus the increase in the value of the house) per year once you've paid off the mortgage.

A tax of two per cent on the house's assessed value could cost Stooks up to $ 60,000 annually, he said, meaning he'd have no choice but to sell.

Likewise, some 13 million homeowners are under water — meaning that their mortgages are larger than the value of their houses or condos.

Additionally, all reverse mortgages are insured by the Federal Housing Administration (FHA) 4 and non-recourse, meaning the homeowner will never owe more than the value of the home loan.

The chart below displays the blended mean cost of home insurance based on the house's cost, and can give you an idea of how much rates can increase if your house's value rises or drops.

Since the VA will guarantee up to 25 % of a VA ARM, that means that when looking into VA ARMs the veteran should be considering a house that is valued at no more than $ 417,000 unless they reside in a county where the loan limits are higher.

The HECM reverse mortgage is a «non-recourse» loan, meaning the borrower is not responsible for any mortgage amount that exceeds the value of the house.

This is effectively going to have a negative impact on housing values in my opinion, which means it's going to have a negative impact on all the levels of debt that people have been carrying and the plans that people have made.

But in most places over the past 30 years, a bad year for housing prices meant flat values or modest declines.

Since the financial crisis, when housing prices tumbled, the disparity between the current value of the home and the total balance on the mortgage has often meant the difference between keeping a home and losing it to foreclosure.

The rapid prices increases in the Toronto housing market means that an appraisal from even 6 months ago may no longer reflect the present value of your home.

The reason a bank wants you to have «equity» in your house (meaning, value that you hold free and clear, without anyone else being owed money for it) is that it makes it harder for you to ignore your obligations and run away.

The mortgage product comes with a loan - to - value ratio of 120 % which means consumers can borrower 20 % more than the value of the house being purchased.

Do historically low mortgage rates and falling home values mean now's the time to jump into the housing market?

BurkeyLoan, the Miami - based mortgage lender, announced a new mortgage product that enables a borrower to purchase a home and at the same time pay off their student loans.The mortgage product comes with a loan - to - value ratio of 120 % which means consumers can borrower 20 % more than the value of the house being purchased.

What that means is that the lender legally can not collect from you or your heirs more than the value of the house at the time the loan is due and payable.

You can request removal of the PMI if your LTV ratio reaches 80 % earlier than the scheduled date because you have made extra payments etc. but the lender is not required to grant this request without further ado; the lender is allowed to ask you to pay for an appraisal to make sure that the house has not declined in value in the mean time and so you actually are at 80 % LTV, and can decline the request if you refuse to pay for the appraisal or if the appraisal shows that the value of the has decreased and so you are not actually at 80 % LTV as per the new appraised value.

This typically means having a credit score of 620 or above, a debt - to - income ratio of 50 % or less (i.e. the sum of all your debt payments, including housing, divided by your gross monthly income), and a loan - to - value ratio on your home of 80 % or less after the cash out refinance is complete.

In addition, this is coming as the value of the houses is low meaning LTV will be higher!

At the same time, the housing bubble had burst, which meant that homebuyers were paying for mortgages that were worth far more than the actual value of the home, encouraging them to default.

Barratt has suggested that «median numbers of prey estimated or observed to be caught per year are approximately half the mean values, and are a better representation of the average predation by house cats based on these data.»

``... median numbers of prey estimated or observed to be caught per year are approximately half the mean values, and are a better representation of the average predation by house cats based on these data.»

Each of these successful games was developed by our in - house studios and we own our brands, which means that our destiny is in our own hands and we are internalizing the value created for our shareholders.

Expanding on this film, Tossin explores notions of reproduction, underlining Hollyhock House's status as a copy, and questions where value and meaning come from.

A covenant on those three houses, which are on Cairns Street, means that if they are sold on in the future, it must be at below market value, as calculated using average wages in the area.

This means that if you generate more solar power during the middle of the day than what your house needs, and thus export surplus power to the grid, the utility is required to give you the full retail value of that excess power.