Minimalism
means less debt, which means less stress and hopefully better health and greater longevity.
This obviously
means less debt, less in monthly repayments and, usually, a shorter mortgage term.
Reducing expenses or increasing earnings to offset awarded loans will
mean less debt after graduation.
The same study also showed that making more money doesn't
mean less debt.
Not exact matches
This will set off a vicious cycle of higher deficits that lead to higher
debt, which in turn will
mean higher interest costs and
less funding available for healthcare, education and other provincial services.
At least some households would use the funds to pay down
debt,
meaning the money would flow to the banking sector anyway, but with one critical difference: household
debt would actually decline, leaving household balance sheets in better shape and owing
less interest every month.
In essence, if correct, this
means there is
less price risk in government
debt securities than corporate fixed income issues, and therefore the extra 10 % should largely be made up of government bonds rather than corporates and preferred shares.
When it finally happened, the impact on the markets was muted, which
means there may be
less urgency to resolve a standoff in Congress over
debt restructuring legislation.
That
means investors are
less concerned about losing their money on lower - quality corporate
debt.
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the
debt considerably heavier, and as more money goes into servicing the
debt, it
means less money is available to spend on other things, which could lead to
less infrastructure spending and increased austerity.»
It might
mean nixing your daily latte or dining out
less frequently, but removing the burden of credit card
debt can outweigh the temporary pain of cutting indulgent spending.
Most people understand that, but on the other hand, every little bit saved
means taking on
less debt.
«If you assume that for many years China has been misallocating investment (by which I simply
mean that the resulting increase in productivity generated by the investment was
less than the correctly calculated
debt - servicing cost)...» How about not «assuming» and offer proof?
If you're spending beyond your
means, or have a lot of high - interest
debt, then there is a chance of
less likely to qualify for the lowest rates on a mortgage.
That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that
debt is more expensive —
meaning more money will be spent paying it down, leaving
less for product development, marketing, etc..
At some point those
debts have to be paid, which
means less money for good and services.
Second, assume that the bad
debt generated by the system (by which I
mean the excess portion of any
debt used to fund projects that add
less value to the economy than the cost of the project) is not written down within the reporting period in which it was extended.
That's because paying the
debt off sooner
means paying
less on interest, getting you as close to that original loan amount as possible.
According to Goolam Ballim, group economist at Johannesburg - based Standard Bank, improvements in public finances over the past decade
mean less revenues now go into
debt servicing and capital repayment, opening the way for more national investment in infrastructure.
The central bank's latest overhaul
means it is
less likely to run short of
debt to buy, and eases the financial sector's pain.
While this
means there is no
debt to pay back, it
means the original owners own
less of their company.
Less than 35 % debt - to - income ratio, this means your monthly debt payments are less than a third of your total in
Less than 35 %
debt - to - income ratio, this
means your monthly
debt payments are
less than a third of your total in
less than a third of your total income
In particular, the company's strong operating cash flow
means it ought to have
less need for additional
debt and equity to fund its capital spending requirements.
They have taken on too much private and public
debt which
means that compared to the USD, their fiat currency has even
less value in the future.
«If by a fiscal conservative, one
means a person who wants to reduce the size of government through
less government spending, lower taxes, balanced budgets and lower
debt burdens, then Harper is clearly not a fiscal conservative.»
It
means more shares and
less debt.
According to a related survey from the College Savings Foundation, one - third of parents are still shouldering loan student
debt from their own college days.3 That
means these folks could be paying off (or defaulting on)
debt well into retirement, and would therefore also have
less funds available to help their children.
Lehman treated the transactions as sales rather than as
debt, which
meant the firm looked as if it had
less debt than it actually did.
on top of losing every gem that he discovered, does not
mean that they expect
less of what he was capable of before the
debt.
As for Chelsea — I've seen that they run more or
less independent, that they now generate their own money to finance salaries and such —
meaning they're only in a stupid amount of
debt — which i imagine they could be able to repay in ~ 20 years.
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Using differential interest rates rising with earnings as a
means of providing for a more progressive system is
less fair than a graduate tax, a graduate contribution or general taxation because those from wealthy backgrounds will have smaller
debts as their families can afford to pay up front.
It is great news that the Government has announced a good range of tangible cuts which will save a lot of money and
mean lower taxes and
less money wasted on
debt interest over time.
«The
debt crisis
means we need a new approach to public spending, to make sure we get more for
less.
But that does not
mean that the Greeks will find centrally ordained austerity tolerable, any more than the Germans will have an appetite for standing behind the
debts of their
less responsible neighbours.»
The
less than magical sequel to her enchanting NANNY MCPHEE is at once a story of British stiff upper lips during the Blitz, a bizarrely cartoonish tale of a gambler without the
means to pay off his
debt to an boldly blonde pair of collectors, a bland story of misbehaving children in need of Nanny McPhee's firm hand, and a brief diversion into the Expressionist Cinema of the Weimar Republic with father and son at odds.
Eligible Purchases
means the amount of purchases of goods and services that are charged to your HSBC Advance Mastercard ® account except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payment of an existing
debt, bets, lottery tickets and gaming chips)
less any credits for returns, rebates or adjustments.
A reverse mortgage loan is «non-recourse»,
meaning that if you sell the home to repay the loan, you or your heirs will never owe more than the loan balance or the value of the property, whichever is
less; and no assets other than the home must be used to repay the
debt.
Too much of a company's income that goes towards
debt service
means less is available to potentially go toward dividend payments.
Higher income does not
mean less credit card
debt - in fact, it's the reverse, with Associate degree earners carrying the least credit card
debt.
If you have
debt or sometimes carry a balance, a lower APR
means you'll pay
less in interest.
The
mean credit card
debt held by men is $ 7,407, whereas women tend to hold 22 %
less — with an average of $ 5,245.
Better scores, higher income, lower
debt - to - income ratios and
less outstanding
debt usually
means lower interest rates and higher credit limits.
Loaded down with
debt after finishing school and entering a
less - than - vibrant job market, many Millennials may simply be loath to take on any more
debt or any
means that might lead to more
debt.
The advantage is obviously that there is no need to come up with any large sum in the form of a down payment, but this also
means that
debt is higher, interest is more, and the level of affordability is
less.
With millions of homeowners underwater on their mortgages —
meaning their homes are worth
less than the outstanding mortgage balance — the 2007 Mortgage Forgiveness
Debt Relief Act eased the burden on underwater homeowners and facilitated short sales by making tax - free mortgage debt forgiven through a short s
Debt Relief Act eased the burden on underwater homeowners and facilitated short sales by making tax - free mortgage
debt forgiven through a short s
debt forgiven through a short sale.
This
means that the shares of companies with higher
debt (and higher volatility) are expected to have bigger returns than similar companies with
less debt.
Lower
debt levels
mean less potential for financial distress during the next crisis.
Of course as David said, retiring
debt free takes work and it probably
means you have live a more frugal life today so you have
less debt tomorrow.
As a thumb rule, invest in companies with
debt to equity ratio
less than 1 as it
means that the
debts are
less than the equity.