Sentences with phrase «means less debt»

Minimalism means less debt, which means less stress and hopefully better health and greater longevity.
This obviously means less debt, less in monthly repayments and, usually, a shorter mortgage term.
Reducing expenses or increasing earnings to offset awarded loans will mean less debt after graduation.
The same study also showed that making more money doesn't mean less debt.

Not exact matches

This will set off a vicious cycle of higher deficits that lead to higher debt, which in turn will mean higher interest costs and less funding available for healthcare, education and other provincial services.
At least some households would use the funds to pay down debt, meaning the money would flow to the banking sector anyway, but with one critical difference: household debt would actually decline, leaving household balance sheets in better shape and owing less interest every month.
In essence, if correct, this means there is less price risk in government debt securities than corporate fixed income issues, and therefore the extra 10 % should largely be made up of government bonds rather than corporates and preferred shares.
When it finally happened, the impact on the markets was muted, which means there may be less urgency to resolve a standoff in Congress over debt restructuring legislation.
That means investors are less concerned about losing their money on lower - quality corporate debt.
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the debt considerably heavier, and as more money goes into servicing the debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.»
It might mean nixing your daily latte or dining out less frequently, but removing the burden of credit card debt can outweigh the temporary pain of cutting indulgent spending.
Most people understand that, but on the other hand, every little bit saved means taking on less debt.
«If you assume that for many years China has been misallocating investment (by which I simply mean that the resulting increase in productivity generated by the investment was less than the correctly calculated debt - servicing cost)...» How about not «assuming» and offer proof?
If you're spending beyond your means, or have a lot of high - interest debt, then there is a chance of less likely to qualify for the lowest rates on a mortgage.
That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that debt is more expensive — meaning more money will be spent paying it down, leaving less for product development, marketing, etc..
At some point those debts have to be paid, which means less money for good and services.
Second, assume that the bad debt generated by the system (by which I mean the excess portion of any debt used to fund projects that add less value to the economy than the cost of the project) is not written down within the reporting period in which it was extended.
That's because paying the debt off sooner means paying less on interest, getting you as close to that original loan amount as possible.
According to Goolam Ballim, group economist at Johannesburg - based Standard Bank, improvements in public finances over the past decade mean less revenues now go into debt servicing and capital repayment, opening the way for more national investment in infrastructure.
The central bank's latest overhaul means it is less likely to run short of debt to buy, and eases the financial sector's pain.
While this means there is no debt to pay back, it means the original owners own less of their company.
Less than 35 % debt - to - income ratio, this means your monthly debt payments are less than a third of your total inLess than 35 % debt - to - income ratio, this means your monthly debt payments are less than a third of your total inless than a third of your total income
In particular, the company's strong operating cash flow means it ought to have less need for additional debt and equity to fund its capital spending requirements.
They have taken on too much private and public debt which means that compared to the USD, their fiat currency has even less value in the future.
«If by a fiscal conservative, one means a person who wants to reduce the size of government through less government spending, lower taxes, balanced budgets and lower debt burdens, then Harper is clearly not a fiscal conservative.»
It means more shares and less debt.
According to a related survey from the College Savings Foundation, one - third of parents are still shouldering loan student debt from their own college days.3 That means these folks could be paying off (or defaulting on) debt well into retirement, and would therefore also have less funds available to help their children.
Lehman treated the transactions as sales rather than as debt, which meant the firm looked as if it had less debt than it actually did.
on top of losing every gem that he discovered, does not mean that they expect less of what he was capable of before the debt.
As for Chelsea — I've seen that they run more or less independent, that they now generate their own money to finance salaries and such — meaning they're only in a stupid amount of debt — which i imagine they could be able to repay in ~ 20 years.
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Using differential interest rates rising with earnings as a means of providing for a more progressive system is less fair than a graduate tax, a graduate contribution or general taxation because those from wealthy backgrounds will have smaller debts as their families can afford to pay up front.
It is great news that the Government has announced a good range of tangible cuts which will save a lot of money and mean lower taxes and less money wasted on debt interest over time.
«The debt crisis means we need a new approach to public spending, to make sure we get more for less.
But that does not mean that the Greeks will find centrally ordained austerity tolerable, any more than the Germans will have an appetite for standing behind the debts of their less responsible neighbours.»
The less than magical sequel to her enchanting NANNY MCPHEE is at once a story of British stiff upper lips during the Blitz, a bizarrely cartoonish tale of a gambler without the means to pay off his debt to an boldly blonde pair of collectors, a bland story of misbehaving children in need of Nanny McPhee's firm hand, and a brief diversion into the Expressionist Cinema of the Weimar Republic with father and son at odds.
Eligible Purchases means the amount of purchases of goods and services that are charged to your HSBC Advance Mastercard ® account except for quasi-cash transactions (which include purchases of wire transfers, travelers cheques, foreign currency, money orders, payment of an existing debt, bets, lottery tickets and gaming chips) less any credits for returns, rebates or adjustments.
A reverse mortgage loan is «non-recourse», meaning that if you sell the home to repay the loan, you or your heirs will never owe more than the loan balance or the value of the property, whichever is less; and no assets other than the home must be used to repay the debt.
Too much of a company's income that goes towards debt service means less is available to potentially go toward dividend payments.
Higher income does not mean less credit card debt - in fact, it's the reverse, with Associate degree earners carrying the least credit card debt.
If you have debt or sometimes carry a balance, a lower APR means you'll pay less in interest.
The mean credit card debt held by men is $ 7,407, whereas women tend to hold 22 % less — with an average of $ 5,245.
Better scores, higher income, lower debt - to - income ratios and less outstanding debt usually means lower interest rates and higher credit limits.
Loaded down with debt after finishing school and entering a less - than - vibrant job market, many Millennials may simply be loath to take on any more debt or any means that might lead to more debt.
The advantage is obviously that there is no need to come up with any large sum in the form of a down payment, but this also means that debt is higher, interest is more, and the level of affordability is less.
With millions of homeowners underwater on their mortgages — meaning their homes are worth less than the outstanding mortgage balance — the 2007 Mortgage Forgiveness Debt Relief Act eased the burden on underwater homeowners and facilitated short sales by making tax - free mortgage debt forgiven through a short sDebt Relief Act eased the burden on underwater homeowners and facilitated short sales by making tax - free mortgage debt forgiven through a short sdebt forgiven through a short sale.
This means that the shares of companies with higher debt (and higher volatility) are expected to have bigger returns than similar companies with less debt.
Lower debt levels mean less potential for financial distress during the next crisis.
Of course as David said, retiring debt free takes work and it probably means you have live a more frugal life today so you have less debt tomorrow.
As a thumb rule, invest in companies with debt to equity ratio less than 1 as it means that the debts are less than the equity.
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