Taking out a loan
means more debt.
Taking out a loan
means more debt.
Having multiple credit cards
means more debt and more stress.
Student loan borrowers are willing to give up quite a bit, and undergo even more, if
it means no more debt.
Higher interest rates typically
means more debt to handle later on, as well as larger monthly payments.
A cash - out refinance
means more debt, but also «good» debt well invested.
That means more debt or shareholder dilution to encourage growth.
However, if demand falls, or if a supply glut is reached, this only
means more debt that CJES is saddled with.
That means more debt on the ledger, which isn't likely to make the House any friends come mid-term election time.
Not exact matches
While increasing
debt means more spending, which is good for the U.S. economy, it also puts
more Americans at risk of insolvency.
Longer - term financing contracts, and the resulting increase in consumer
debt, also
meant more owners were «underwater» — that is, they owed
more on their loans than their cars were worth.
When looking in from the outside, any business can look super successful — but from my experience, the
more expensive the cars, the bigger the building, the
more staff, all add up to
mean a lot of
debt.
Second, the average time to maturity on U.S.
debt is six years,
meaning that most of the low - yielding bonds now on the books will be exchanged for
more expensive
debt over the next decade.
For Lauren Greutman, a former over-spender who dug herself out of
more than $ 40,000 in credit card
debt, that
meant ditching the plastic for good.
That
means you'll need to pay
more than the minimum payment due to reduce the principal and make a dent in your overall
debt.
This
means that residents tend to have larger incomes, and have had
more years to pay down
debts and stash savings away.
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the
debt considerably heavier, and as
more money goes into servicing the
debt, it
means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.»
This
means that countries that owe foreign
debt, that's almost all denominated in dollars, especially to the International Monetary Fund or the World Bank, they're going to have to pay much
more money in higher - priced dollars for their own currency.
He said that while «it was a fact that Europe has already provided considerable
debt relief in GDP terms» to Greece, the current dire situation
meant they needed to do
more.
I'm actively looking at my
debt and determining if it makes
more sense to pay down mortgages (locking in a guaranteed ~ 4 % return) or investing in bonds (~ 1 % returns if held to maturity) or stocks (uncertain, but I just wrote an article about the current PE ratio and the inevitable reversion to the
mean and I believe we are likely headed for 10 years of low single digit returns).
On average, Millennials under 25 spend 4.2 %
more of their income on education than their parents did.3 Higher costs have
meant more student
debt which has put a damper on spending.
Spending a few
more years getting your student loans or other
debts paid down could
mean that you would qualify for a lower interest rate or a higher loan amount.
It
means saving a
debt dynamic that must grow exponentially at the economy's expense, absorbing
more and
more federal bailout funds and hence crowding out the spending needed to revive the economy.
That can hurt a company's stock price if it's borrowed a lot, as the interest it's paying on that
debt is
more expensive —
meaning more money will be spent paying it down, leaving less for product development, marketing, etc..
This
means that you should spend no
more than 28 percent of your gross monthly income on total housing expenses, and no
more than 36 percent on total
debt service (including the new mortgage payment).
More importantly, what does this new target
mean and how important is reducing the federal
debt - to GDP ratio to 25 per cent?
This
means «to borrow one's way out of
debt,» because inflation is caused by banks providing credit to buy
more —
more assets in this case.
That doesn't
mean public
debt isn't important, although low interest rates have rendered it
more manageable than expected in recent years.
As the dollar went up in price, that would
mean that third world countries and Asian countries whose international
debts are denominated in dollars would have to pay much
more of their exports.
Monetizing
debt creation at the expense of households worsens the imbalances and makes the economy even
more dependent on public sector investment, which
means that the
debt burden would grow even
more quickly.
This
means you might be required to make a larger down payment, and the lender will likely examine your credit and
debt situation
more closely.
But keep this in mind: choosing a longer repayment plan
means you'll be in
debt longer and you could pay
more in the end for your total
debt.
This
means that if your total monthly
debt — including the mortgage payment — uses up
more than 43 % of your monthly income, you could have trouble qualifying for a 30 - year fixed - rate mortgage.
This
means a borrower's total recurring
debts should add up to no
more than 43 % of his or her gross monthly income.
To get Greece's government
debt - to - GDP ratio to a
more acceptable level, like 120 % (from some 170 % now), Europe's leaders were going to have to reduce Greece's
debt burden even
more, and that potentially
meant having to take a haircut of their own.
It was a logical relationship —
more debt meant more defaults.
According to Goolam Ballim, group economist at Johannesburg - based Standard Bank, improvements in public finances over the past decade
mean less revenues now go into
debt servicing and capital repayment, opening the way for
more national investment in infrastructure.
JNJ's ability to generate large amounts of free cash flow
means it could easily take on
more low - cost
debt and drastically reduce its share count.
Other economists don't agree that you need $ 350,000 to be considered rich, however an amount of money that exceeds $ 200,000 per year is enough for a family to lead a
more than comfortable lifestyle; this
means having the chance to live in a big house, send the kids to private schools, have enough money to travel internationally, own at least 2 cars, and have no
debt except a mortgage which will help them build equity.
«It
means reversing this long time economic model, where the state will profit through the economic system at the expense of the consumers and household, and one of the things that the new leadership is intent on doing in order to create consumption is to empower consumers, so they spend
more and stop empowering state organizations which are fuelling the overcapacity and the massive
debt bubble».
Lower interest rates, slower amortization rates («interest - only loans»), lower down payments and easier credit terms enabled millions of Americans to take on huge
debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay
more as home prices rose beyond their
means.
For borrowers,
more debt means larger monthly payments and that can lead to DTI problems.
The credit - reporting agency will give you results in the form of a ranking of one to nine, where one
means the customer is
more likely to pay
debts on time, and nine
means that the customer likely has a lot of late payments and bad
debts.
So long as spending continues to outpace revenues, Illinois will be faced with two options: increase taxes today, or take on even
more debt, which
means raising taxes in the future.
It
means it becomes
more and
more expensive to issue
debt.
Many lenders require a
debt - to - income ratio in the 38 - 43 % range,
meaning your monthly mortgage payment can't be
more than 43 % of your pretax income.
At the same time, the government's decision to run a deficit
means a weak dollar, and experts warn that
more debt also
means larger interest payments and a weaker currency.
In practice that
means that for every pre-tax dollar you earn each month, you should dedicate no
more than 36 cents to paying off your mortgage, student loans, credit card
debt and so on.
The latest credit rating upgrade for Russia, however,
means that its
debt is now rated
more highly than it was prior to the Russian
debt crisis in 1998.
It
means more shares and less
debt.