Sentences with phrase «means more interest»

That's because the longer loan length means more interest costs although your monthly payment will be smaller, he says.
The spending bill deal potentially means more interest rate increases, reports the Wall Street Journal.
Longer duration means more interest - rate sensitivity; a bond with a 5 - year duration would fall 5 % if interest rates rise by one percentage point.
The flipside of this is a longer loan term means more interest that you will pay.
Even without a higher rate, taking longer to pay the loan back means more interest will accrue.
Keep in mind though, a longer term means more interest over time.
Because a customer who pays the minimum payment on their credit card bill will likely NEVER (or almost never) pay off the balance, which means more interest for the credit card company.
It also means more interest down the road.
This can depend on agreeing a longer loan term, which means more interest paid over the lifetime of the loan, but also more affordable monthly repayments.
This may mean smaller month - to - month payments for the borrower, but with more money squeezed out of them in the long run, since the longer the loan (i.e. 72, 84 or 96 months) means more interest payments attached to them.
You'll need to plan for that, and request a loan big enough to meet both your needs and the fee; just be aware that a bigger loan also means more interest paid over the long term.
But while this means more interest is paid over the lifetime of the mortgage, it also means mortgage approval with poor credit scores is more likely.
Keep in mind, this means more interest over the life of the loan.
While in a perfect world focusing on debt repayment means more interest savings, we don't live in a perfect world.
However, be aware that it also means more interest is paid over the lifetime of the home loan.
If interest is capitalized, your total outstanding loan balance will increase, which means more interest will accrue on your loans each day.
Keep in mind, though, that a longer payment term can mean more interest paid over time, even though the rate is lower.
Even if you get a lower interest rate, the new loan could have a longer repayment period, which could mean more interest over the long run.
Longer terms mean more interest paid.
A higher starting point meant more interest income to cushion against price depreciation.
Unlike one - and - done annual and service fees, interest rate charges aren't temporary house guests; every billing cycle you carry a balance can mean more interest fees added to the pile.

Not exact matches

You'll find yourself paying attention and listening more, not to use their interests to your advantage but to give them the meaning and purpose they wanted before you met them.
Firstly, because it means higher interest rates — so when companies try to borrow money, that money will become more expensive and as a result they will have less room to give returns to investors.
Participating in this sort of program may mean you pay more interest over time, but it can help you reduce minimum monthly payments and put that extra capital toward a startup.
Starting off with my favorite holiday of the year, Halloween is one of the most mindless holiday marketing months and I am not talking about zombies; though when I read some of these Facebook pages it makes me wish I was one... What I mean is that it's relatively easy to research and find quality content that can be used to boost interest in your cause, so why not do something more ghoulish?
As it turns out, people with higher income levels are more likely than those of modest means to opt for HSA - qualified health plans, because they are less concerned by the potential out - of - pocket medical costs and more interested in the tax savings, according to Fronstin at EBRI.
When the Bank of Canada cut interest rates in 2015 to offset the collapse of oil prices, it was worried about more than a blow to gross domestic product; it was also thinking about what mass firings in the oil patch could mean for the financial system.
While this means more than half of consumers do find some ads personalized to their interests.
Regulating the money supply through changes in interest rates — i.e. monetary policy — would be much more direct, which could mean it's more effective and cost - efficient.
A seemingly inevitable interest rate hike in the second half of 2010 means even more bumps in the road.
Transferring the illegal bettors to the regulated marketplace would mean more taxes paid, more interest in leagues, and less crime.
That means the Fed will likely have to get more, rather than less, aggressive in its efforts to «normalize» interest rate policy.
But if you have a private loan, those loans may be fixed or have a variable rate tied to the Libor, prime or T - bill rates — which means that as the Fed raises rates, borrowers will likely pay more in interest, although how much more will vary by the benchmark.
When deciding whether to target customers on «interests» or «behaviors,» know that the latter is based on users that have taken actionable steps while interacting with the market you're targeting — which means they're much more likely to actively engage with your brand.
«In a bond mutual fund, you're invested in a pool of bonds with no set maturity date, which means more risk if interest rates rise.»
By secular reflation, we mean at least a decade in which short - and long - term interest rates stay habitually below nominal GDP growth and high grade bonds are not really bonds any more: delivering trend returns that are close to zero or even negative.
This heightened interest is generally an informed one, meaning they're likely more of an expert on the topic than others who don't share their zeal.
That means that while it's relatively straightforward to learn how to be a good manager (Google has a whole suite of free tools to help, if you're interested), learning to be a truly inspirational leader seems more daunting.
A weighted average means that the loans with a higher balance influence the interest rate more than loans with a smaller balance — the overall impact of each old loan on the new interest rate is proportional to the comparative balance of that loan.
Just because they circulate 140 - character Tweets or send Snapchats does not mean that they are not interested in deeper, more substantive ideas.
The suggested fixes include capping loans at 65 per cent of the home value, introducing new and more conservative means of estimating how much a residence is worth, and amortizing the loans (meaning that borrowers would have to repay the principal within a certain time frame, as in a mortgage, whereas now they can simply keep paying interest on their HELOCs).
You can also extend the term of your loan, at the same interest rate, which could lower your monthly payments but could mean you end up paying more in interest overall.
As Scotiabank mentioned in a note last week: «Higher interest rates are going to make the burden of refinancing the debt considerably heavier, and as more money goes into servicing the debt, it means less money is available to spend on other things, which could lead to less infrastructure spending and increased austerity.»
The biggest disadvantage of buying a Treasury bond is that the interest rate could rise during its term, which means your money might be tied up in an investment that pays 2.75 percent interest when you could be getting 4 percent or 5 percent — or more.
But new renewable energy targets from Alberta and Saskatchewan, along with the federal government's interest in getting more clean energy onto the grid, mean that 2015 should be an anomaly, rather than the start of a negative trend.»
Higher interest rates mean more expensive payments.
But paying just the minimum means you'll actually pay more money to your issuer in the long run because of interest.
The goal of refinancing is to decrease interest rates, meaning more of your payments go toward paying down your student loans.
The main reason for the revision, according to Wu, is that the GDP deflator had been significantly underestimated which, if even partially true, means real interest rates were even lower (more negative) than I have assumed.
Utah has the highest average savings APY in the country at 1.3 %, which means $ 1 million in savings will gain more interest, helping it last longer.
a b c d e f g h i j k l m n o p q r s t u v w x y z