Sentences with phrase «means more loans»

More loans on the platform means more loans from which to choose.

The issue with debt is that when it's large, you're forced to spread it out, which means more loans and credit cards.

That means more loan applications were submitted by homeowners (seeking a refi) than by home buyers.

The various financial institutions also have a bigger appetite for home loan credit, meaning more loans are being granted - specifically 100 % loans - which is also influencing the current property market trading conditions.

Not exact matches

That could mean loans for cars and homes would be more expensive.

The Dodd - Frank rules also mean community banks — a primary source of small business loans — have had to spend more to comply with the new regulations.

Longer - term financing contracts, and the resulting increase in consumer debt, also meant more owners were «underwater» — that is, they owed more on their loans than their cars were worth.

But if you have a private loan, those loans may be fixed or have a variable rate tied to the Libor, prime or T - bill rates — which means that as the Fed raises rates, borrowers will likely pay more in interest, although how much more will vary by the benchmark.

A weighted average means that the loans with a higher balance influence the interest rate more than loans with a smaller balance — the overall impact of each old loan on the new interest rate is proportional to the comparative balance of that loan.

The recovering economic environment has meant that small businesses have had to be more creative when looking for loans.

The suggested fixes include capping loans at 65 per cent of the home value, introducing new and more conservative means of estimating how much a residence is worth, and amortizing the loans (meaning that borrowers would have to repay the principal within a certain time frame, as in a mortgage, whereas now they can simply keep paying interest on their HELOCs).

You can also extend the term of your loan, at the same interest rate, which could lower your monthly payments but could mean you end up paying more in interest overall.

Accessing retirement funds for business financing also likely means making a larger down payment, which can help make monthly payments more manageable, and in many cases means better loan terms.

The Senate on Wednesday voted to get rid of a consumer protection measure meant to stop car dealers from charging more for car loans based on race.

For borrowers, this can mean lower and more flexible credit requirements to qualify for student loan refinancing.

This means you are responsible for it and the loan will cost more than a subsidized counterpart.

Because small businesses are considered higher risk than their larger cousins, the SBA loan guarantee helps banks offer more flexible loan terms, meaning borrowers can be approved even if they have fewer assets than what would be required with a traditional term loan at the bank.

Choosing a loan term of two or three years, for instance, probably will mean you'll pay more than your previous monthly minimums.

This means that in just four more years, Social Security will no longer be able to loan any more money to the federal government.

The goal of refinancing is to decrease interest rates, meaning more of your payments go toward paying down your student loans.

Variable rates will fluctuate with the life of the loan and variable rates are currently at historic lows (2 percent range)-- meaning right now they are below federal rates (for more on this topic, see «What every borrower should know about variable - rate student loans «-RRB-.

In the end this shrinks the economy — and that means that more and more loans will go bad, until crisis levels are reached at the point where lenders realize that there is no more room to extract more, and stop lending.

Spending a few more years getting your student loans or other debts paid down could mean that you would qualify for a lower interest rate or a higher loan amount.

A credit score usually means you can keep more of your money because you will receive lower interest rates on your home or car loan.

That means in a year you would pay for the entire loan more than five times over in interest!

If interest is capitalized, your total outstanding loan balance will increase, which means more interest will accrue on your loans each day.

Long before James Tobin assigned the letter «Q» to this asset - price ratio, financial analysts were using it as a means to judge how much capacity an economic sector had to take on more loans.

However, that means that the borrower will pay more in interest over the life of the loan.

All other things being equal, a longer loan term usually means you'll pay more in total interest over the life of your loan.

Because Guidant can apply to several lenders with a single application, we're often able to present you with multiple loan offers, meaning you'll have more flexibility when choosing your terms and conditions.

IBR plans calculate your monthly payment as a percentage of your income but extend the term of your loan, which means you'll end up paying more overall in interest.

Another benefit is that the more money you put down, the less you borrow, meaning you'll pay less in interest payments over the life of the loan.

Agreements are meant to protect the brokers business and more importantly insure the commissions that are to be paid so without having this agreement in place, it exposes the commercial loan business greatly.

This means that mortgage loans and home are more expensive than last year.

A low Expected Family Contribution means you might be eligible for more financial aid, such as grants, a work - study program, or subsidized loans.

Borrowers with fair to average credit — which means they have credit scores between 630 and 680 — will face more difficulty in getting personal loans than borrowers with good credit.

That means the blanket loan will survive the sale of one or more of the properties on which it is secured.

This means that more than half of all consumers would not qualify for a loan, if Mr. Zandi's statement is accurate.

This means he or she expects the loan to close, but needs to resolve one or more issues first.

This means monthly payments are lower, however, you end up paying more on your loan interest.

This means that a HomeReady loan allows you to spend more on your down payment, which in turn increases the amount you can afford to borrow.

Lower interest rates, slower amortization rates («interest - only loans»), lower down payments and easier credit terms enabled millions of Americans to take on huge debts today with the hope of reaping huge capital gains sometime in the future — or simply to avoid having to pay more as home prices rose beyond their means.

The Conventional 97 program is meant to help home buyers who might other qualify for a loan but lack the resources — or the desire — to make a five percent downpayment or more.

Older borrowers are also more likely to have defaulted on loans (meaning they fell behind or failed to make payments), and many incorrectly believe their balances can be discharged in bankruptcy.

While this is good news for bond investors and (eventually) savers, it also means mortgages, credit cards and auto loans can get more expensive.

Property values are rising in most markets, and that means jumbo loans have become more important.

However, because of the way Kabbage loans are constructed, you will pay more the first two months (and this also means you won't save as much paying early).

This definitely doesn't mean you should apply for a larger loan than you need, but's it's an advantage to take into consideration if you need more start - up cash.

This is usually added to your initial FHA loan balance, meaning that you will start out owing more than what you pay for your house.

That level of engagement with the VA loan program means the company is better - prepared and more knowledgeable in this specialized area of home financing than your standard mortgage lender.