Sentences with phrase «measure than interest»

Customer service quality is an important consideration in dealing with mortgage lender offers, although this is harder to measure than interest rates and fees.

Although this is harder to measure than interest rates and fees, you don't want to sign a mortgage agreement with a lender that's going to misrepresent its offer or lose track of your monthly payments.

Not exact matches

Low interest rates were necessary to juice the economy during the financial crisis, but they are now, by many measures, doing more harm than good.

Beyond then, we expect the company to sustain credit measures that are consistent with its intermediate financial risk profile, characterized by fully adjusted debt to EBITDA of 2.5x - 3.0 x, funds from operations to debt of more than 25 %, and EBITDA interest coverage of more than 5.0 x.

In effect, open interest measures the depth of the market rather than the amount of trading activity, but it can be used as an indicator of future trading activity.

«The Liberal government has once again demonstrated that they are more interested in their public image than meaningful and measured criminal law reform.

«Rather than remedy its misconduct, China has chosen to harm our farmers and manufacturers,» Trump said in the statement, and he added that he's instructing the secretary of agriculture to take measures to protect farmers and other agricultural interests who might be ensnared by the Chinese tariffs.

In a speech delivered Tuesday, the Fed's Charles Plosser hinted that the Federal Reserve should reduce the pace of its asset purchases in measured steps but an increase in interest rates «may come sooner than many...

With a fuel duty rise due this summer and the possibility of strikes by fuel tanker drivers, it will be interesting to measure the impact on the oil companies and whether BP and Shell can ensure that any blame attached is shared around equally, rather than disproportionately focused on them.

Measured across all loan products, and taking into account changes in customer risk margins, however, it seems that interest rates paid on average by small businesses have increased by a little less than the rise in interest rates directly due to the tightening of monetary policy.

As usual, I don't place too much emphasis on this sort of forecast, but to the extent that I make any comments at all about the outlook for 2006, the bottom line is this: 1) we can't rule out modest potential for stock appreciation, which would require the maintenance or expansion of already high price / peak earnings multiples; 2) we also should recognize an uncomfortably large potential for market losses, particularly given that the current bull market has now outlived the median and average bull, yet at higher valuations than most bulls have achieved, a flat yield curve with rising interest rate pressures, an extended period of internal divergence as measured by breadth and other market action, and complacency at best and excessive bullishness at worst, as measured by various sentiment indicators; 3) there is a moderate but still not compelling risk of an oncoming recession, which would become more of a factor if we observe a substantial widening of credit spreads and weakness in the ISM Purchasing Managers Index in the months ahead, and; 4) there remains substantial potential for U.S. dollar weakness coupled with «unexpectedly» persistent inflation pressures, particularly if we do observe economic weakness.

3 - month interbank interest rates in Australia peaked at over 7 per cent in mid September, more than 50 basis points above the corresponding rate that measures expectations of the cash rate (the overnight indexed swap rate: OIS)(Graph 2).

Yes, the ECB, Riksbank, Swiss National Bank are at negative interest rates but it is the velocity that measures absolute zero rather than the relative level of interest rates.

The National Corn Growers Association, which represents the interests of more than 300,000 growers, said the United States needs to be «measured» in its approach to keep its trade doors open with China.

If passed in the Senate and signed into law by President Donald Trump, the measure will preempt state interest rate caps that now limit the annual percentage rates (APRs) on loans to no more than 36 percent.

Or, is his discontent not rather with what we now call capitalism, and the habit of measuring values by money, and of making individual or family self - interest rather than brotherly - sisterly love the motive.

Here's the rundown if you are interested: - outdated baking soda - overmixing the batter hinders rising and can cause sinking - if the batter stands too long before baking, it will sink in the middle - if your oven is too warm it can cause sinking: breads should not be baked at more than 350 degrees - too small of baking pan can cause the bread to sink in the middle - too much wet ingredients in the recipe or not measuring accurately can cause sinking

Only five pitchers have thrown more than two no - hitters, so with Verlander only being 28 years old, every start he makes from now on will have an added measure of interest.

Rather than taking the action set out in the Global Compact Integrity Measures to review Nestlé's inclusion on its website, the Global Compact Office has taken part in joint events with Nestlé and accepted it as a Patron Sponsor, demonstrating fundamental conflicts of interest.

Of course, the danger is that the data becomes more important to us — more «real» in some sense — than the people whose activities and interests we're trying to use it to measure.

All of this could make a political job which doesn't quite measure up to being a cabinet minister, but may be both more interesting and more significant than being a long term opposition front bench spokesperson.

Quorums are an interesting case, where you can cause a measure to pass by voting against it, with the result that abstaining from voting can be more effective at defeating the measure than a «no» vote.

Gibraltar has stringent licence approval measures, with less than 30 licensed operators despite interest from many hundreds of others.

The measure would have allowed schools to borrow more than $ 1 billion in bonds in order to cover pension costs plus interest over 15 years.

Haumea is an interesting object: it rotates around the Sun in an elliptic orbit which takes it 284 years to complete (it presently lies fifty times further from the Sun than the Earth), and it takes 3.9 hours to rotate around its axis, much less than any other body measuring more than a hundred kilometers long in the entire Solar System.

Indeed, if funding is a measure of public interest and support, then the humanities may need public outreach programs like I - RITE even more than the sciences.

That's partly because traffic speed and certain environmental effects are easier to measure than social - justice considerations, such as access to job opportunities or health care for low - income groups, or balancing the interests of pedestrians and cyclists with those of motorists.

While cautioning that the quantity of evidence was less - than - optimal and that the studies were qualitatively limited by the methods used to measure sodium intake, the small number of patients with health outcomes of interest in some of the studies, and other methodological constraints, the committee concluded that:

As future climate changes become more severe, people might become interested in ways of offsetting the effects of human - induced climate, which could be cheaper than measures to cut carbon dioxide emissions.

«In this experiment, we did not measure metabolism directly, but it's interesting that nutritional drink is absorbed faster than pizza from the gut,» he said.

When I measured several different beds in several different houses (both with springs and without), I found something interesting: the springs in the bed were much less of an indicator of a problem than how close the bed was to things like a wifi router or the main electrical wire that attached to the house.

I just read an interesting thing that often LDL is often estimated rather than measured ($) based on a calculation with HDL, TC, Triglycerides — «the Friedewald equation» - apparently if your triglycerides are really low as my husbands are, the LDL readings can be grossly overestimated.

With the assistance of this mission, we envision a world free of fear, bigotry, corruption, social injustice and war; where each human being lives, breathes and dies in brilliance, in accordance with their God - given destiny; where true wealth is measured not by how much one possesses, but rather by how much one gives; where true leadership is guided by sacrifice and selfless service, rather than by self - interest and hunger for control; where the highest ambition of every human is to know the Truth, speak the Truth and be the Truth.

destiny; where true wealth is measured not by how much one possesses, but rather by how much one gives; where true leadership is guided by sacrifice and selfless service, rather than by self - interest and hunger for control; where the highest ambition of every human is to know the Truth, speak the Truth and be the Truth.

Perhaps in the early 1930s when the film is set, things were not so radically different for women than they were in the early, pre-suffragette 1890s when Oscar Wilde wrote his play — but, without wishing to suggest that the battle of the sexes is now definitely over, things have certainly moved on, and the film's preoccupations with womanly virtue and womanly repute is of more historical interest than contemporary relevance, leaving the distinct impression that this «updating» of Wilde has been done only by half measures.

But there's so much more wrong with Bobby Jones: Stroke of Genius than just the music, the winking title, and the truism that for as boring as golf is to watch on television, it's that much more boring to watch in reverent celluloid slow motion — no, the picture is also fatally tagged by a terrible screenplay and terrible direction (that includes a half dozen ball's - eye view shots: not as interesting as you might misunderstand), as well as the dreadfully persistent belief that the measure of a man's life are the crescendos and valleys rather than the caesuras and grace notes.

Hollywood pro William Wellman directed more than 80 films in every genre over the course of four decades, but for my money, he was never more interesting than in the early sound era, where his energy and audacity powered over a dozen short, sharp, street - smart films filled with saucy sexiness and startling violence and mixed with varying measures of social commentary.

But the proposal's pitfall is that it assumes colleges will respond to accountability measures by improving teaching and maintaining rigor rather than simply lowering standards in the interest of pushing students through.

Although the measure was more about politics than policy — it was designed to raise the Hollywood actor's stature in advance of a future run for governor — the ballot initiative did reflect Schwarzenegger's sincere interest in inner - city schools, dozens of which he had toured during work for his nonprofit foundation, the Inner - City Games.

Many also are likely to be interested in outcomes other than those measured by value - added, such as the number of teachers, or types of teachers that graduate from different institutions.

In the above interesting chart, there appears to be more parity than might have been expected in the male - female comparison of UK book buyers (measured as percentage of volume).

However, I was more interested in the science itself and the creations and preventative measures more than the battles for funding or the see - saw regarding weapons inspectors in Iraq in the 1990s.

Since the current credit crisis began more than a year ago, we have seen credit card issuers take dramatic measures to protect themselves by sacrificing cardholders» interests.

The BoC, currently holding interest rates at record - low levels as a post-recession stimulus measure, is slated to announce its next rate change in less than a week.

A measure of the cost to you for borrowing money, the APR includes your interest rate, points, fees and other charges associated with your loan — that's why it's usually higher than your interest rate.

Considering these dynamics, we find duration (a measure of interest - rate risk) to be somewhat more concerning today than in recent memory and the prospects for risky assets will vary depending on how future duration moves are divided between breakevens and real rates.

This metric is believed to be a more accurate measure of how much cash a company has generated or used than traditional profitability measures such as net income or EBIT (earnings before interest and tax).

The duration (a measure of the sensitivity of bond prices to interest rate changes) of both these ETFs is higher than the iShares DEX Short Term Bond ETF (TSX: XSB, MER: 0.27 %, YTM: 1.68 %, Duration: 2.61) and lower than the iShares DEX Universe Bond ETF (TSX: XBB, MER: 0.32 %, YTM: 2.57 %, Duration: 6.43).

Interest rates were at the lowest levels in more than three decades, prompting some savers to move funds out of the savings and time deposits that are part of M2 into stock and bond mutual funds, which are not included in any of the money supply measures.

I would be interested in measuring the returns of this strategy based on the numbers rather than my eyeballing.