This variability in average costs within categories as well as the range of averages across categories, as
measured by expense ratios, highlights why it's important to evaluate each investment opportunity on its own merit and, perhaps more importantly, to determine whether an investment is right for you.
The fee structure is comparable to the cheapest no - load index mutual funds as
measured by the expense ratio, but investors will typically pay standard commission rates for ETF trades.
Every mutual fund and index fund has fees
measured by the expense ratio.
Not exact matches
Management believes analysts and investors use Adjusted EBITDA as a supplemental
measure to evaluate overall operating performance and facilitate comparisons with other wireless communications companies because it is indicative of T - Mobile's ongoing operating performance and trends
by excluding the impact of interest
expense from financing, non-cash depreciation and amortization from capital investments, non-cash stock - based compensation, network decommissioning costs as they are not indicative of T - Mobile's ongoing operating performance and certain other nonrecurring income and
expenses.
EBITDA is defined as earnings (net income or loss) before interest
expense, net, (gain) loss on early extinguishment of debt, income tax (benefit)
expense, and depreciation and amortization and is used
by management to
measure operating performance of the business.
The most directly comparable GAAP financial
measure is the combined ratio, which is computed
by adding total incurred losses and LAE, including the impact of catastrophe losses and loss and LAE reserve development from prior years, with the insurance
expense ratio.
Underlying Combined Ratio is a non-GAAP financial
measure that is computed
by adding the current year non-catastrophe losses and LAE ratio with the insurance
expense ratio.
Adjusted income (loss) from operations is a
measure of profitability used
by Cigna's management because it presents the underlying results of operations of Cigna's businesses and permits analysis of trends in underlying revenue,
expenses and shareholders» net income.
All other departmental and agency
expenses declined
by $ 0.2 billion in part, reflecting the impact of the restraint
measures introduced in the2010 Budget.
After the restraint
measures are fully in place, the growth in direct program
expenses are expected to increase
by only 0.7 per cent per year.
According to the Department of Finance direct program
expenses will have been reduced
by about $ 14.5 billion annually due to the restraint
measures introduced since the 2010 Budget.
Trudeau acknowledged that none of these
measures would have prevented the kind of controversy that has been boiling over the past few weeks, stemming from a $ 90,172 cheque written
by Prime Minister Stephen Harper's chief of staff, Nigel Wright, to repay wrongful
expenses by Sen. Mike Duffy, who has since quit the Conservative caucus.
UNG's investment objective is for the daily changes in percentage terms of its shares» net asset value to reflect the daily changes in percentage terms of the natural gas price delivered at the Henry Hub, La., as
measured by the daily changes in the benchmark futures contract minus
expenses.
We also
measure the cost of the plan as disclosed
by the company; we refer to this as a company's «
expensed cost.»
Based on
measuring the asset - weighted
expense ratio of the entire mutual fund and ETF industry, our research found that an investor could save from 0.35 % to 0.46 % annually
by moving to low - cost funds.
For the purposes of the study, a fund was considered «low cost» if its fees and
expense ratios placed it in the lowest quartile of all U.S. funds, as
measured by data from Morningstar, the Chicago - based fund research firm.
Finally, to assess overall spending, Graph 5 shows the percentage spent
by each MP as
measured by his or her total budget (i.e. the sum of all
expenses claimed in categories with a budget cap divided
by the sum of all budgets, multiplied
by one hundred).
Ostensibly, they oppose the
measure on grounds of cost, but the sectarianism of their supporters sees any «victory» for Sinn Fein coming at their
expense and don't want to risk upsetting grassroots supporters who may drift to the even more hardline Traditional Unionist Voice party led
by Jim Allister, who makes Arlene Foster look like Caroline Lucas.
Turnbull announced new
measures and an independent agency to manage and monitor work
expenses and adjudicate all claims
by the lawmakers, as well as ministers, «to ensure taxpayer funds are properly spent.»
The Conservatives are prepared to support certain
measures such as the removal of second home allowances for ministers in grace and favour properties - a reform which was in fact first proposed
by David Cameron - but want voters to be able to Google MPs»
expenses.
Although under some laws HBO may have a right to an award of attorneys» fees and
expenses if it prevails in an arbitration, HBO agrees that it will seek such an award only in the event that the substance of your claim or the relief sought has been deemed
by the arbitrator to be frivolous or brought for an improper purpose (as
measured by the standards set forth in Federal Rule of Civil Procedure 11 (b)-RRB-.
As education is a public good and requires public funding, proposed structures should be
measured by the incentives they will create for schools, districts, and teachers to produce great student outcomes at reasonable
expense.
By scientific standards, PDK's «at public
expense» question is a poor
measure of voucher support.
In a dramatic turn of public opinion, Californians defeated a ballot
measure that would have capped administrative spending
by the state's nearly 1,000 districts at 5 percent of their total budgets and required that the other 95 percent go to classroom
expenses, such as teachers» salaries and school supplies.
If the
measures are insufficient and the academic growth of disadvantaged students is lower than that of more advantaged students in ways not captured
by the model, the one - step value - added approach will be biased in favor of high - SES schools at the
expense of low - SES schools.
«
By introducing a progress
measure, we will ensure schools are fairly judged on the performance of all their pupils rather than focusing entirely on attainment, which created a perverse incentive for schools to focus on some children at the
expense of others.»
The report goes on to explain that the new budget uses borrowing, one - time revenues, and fund transfers to close budget deficits and cover operating
expenses and reports that, «
By relying on these
measures, rather than recurring revenues to close the state's budget gap... state policymakers have opened up a larger revenue hole in future budget years.»
26 Accountability
Measures In The Special Needs Bill March 3, 2015
by Grant Callen and Brett Kittredge Senate Bill 2695, The Equal Opportunity for Students with Special Needs Act, creates a pilot program to give parents the option of withdrawing their child from a public school and receiving an Education Scholarship Account (ESA) with $ 6,500 to help pay for educational
expenses outside the traditional public school.
But even the teacher's union is against the Nov. 4 ballot
measure that would boost educators» pay
by roughly $ 10 million a year at the
expense of local property owners.
«Going program
by program and — often at great
expense — conducting large - scale evaluations involving multiple
measures of teaching and learning has not, to date, resulted in an accretion of credible, usable knowledge within the professional development and practitioner community,» the researchers assert in a new Educational Researcher article.
The occupation also involves determining the boundaries of an accounting entity; recognizing and
measuring revenues; matching revenues and
expenses by applying methodologies such as accrual accounting and depreciation; defining and
measuring costs
by application of methodologies such as standard, process, job - order, and activity - based costing; and full disclosure on financial statements.
64 MB internal memory SMS and MMS messaging with common inbox Access to personal e-mail via popular services including Ovi
by Nokia, Yahoo!, Windows Live, and Gmail Opera Mini web browser with support for HTML, XHTML, and WAP protocols Organizer tools including calendar, clock, world clock, calculator,
expense manager, and converter 3.5 mm headphone jack MicroUSB connector with USB mass storage capabilities Included games Stores up to 1000 contacts Vital Statistics The Nokia C1 - 01 weighs 2.78 ounces and
measures 4.25 x 1.77 x 0.55 inches.
In its simplest form, adjusted gross income, or «AGI», is the broadest
measure of income from all sources, but it's also reduced
by certain
expenses.
Fortunately, there are independent advisors that can get side
by side price comparisons of all of these annuities so you can see the pros, cons, features, fees,
expenses, and performance
measures before you buy.
The investment seeks to replicate, net of
expenses, the daily changes in percentage terms of the spot price of Brent crude oil as
measured by the changes in the price of the futures contract on Brent crude oil as traded on the ICE Futures Exchange.
The investment seeks to provide daily investment results (before fees and
expenses) that correspond to twice (200 %) the inverse (opposite) of the daily performance of gold bullion as
measured by the U.S. Dollar p.m. fixing price for delivery in London.
The iShares MSCI Philippines Investable Market Index Fund seeks to provide investment results that correspond generally to the price and yield performance, before fees and
expenses, of publicly traded securities in the Philippines equity market, as
measured by the MSCI Phillipines Index.
Cash flow
measures the cash generating capability of a company
by adding non-cash charges (e.g. depreciation) and interest
expense to pretax income
The fund seeks to match, before fees and
expenses, the performance of all small - and mid-cap stocks as
measured by the Dow Jones U.S. Completion Total Stock Market Index.
A
measure of the
expenses, calculated as a percentage of average net assets, associated with operating the fund that reflects reimbursement of a portion of certain fund
expenses by the fund's adviser as described in the prospectus.
«It's a deeply flawed way of rating charities, because nowhere in there is there any objective
measure of the actual impact they're having, which is the only reason they should exist in the first place,» says Pallotta, whose book Uncharitable argued that non-profits are hindered in solving important social problems
by limits on salaries and fundraising
expenses.
By measuring the income you have coming in against the
expenses that you have going out you'll have a better understanding of whether or not your current situation is financially healthy.
The iShares MSCI Japan Index Fund seeks to provide investment results that correspond generally to the price and yield performance, before fees and
expenses, of publicly traded securities in the Japanese market, as
measured by the MSCI Japan Index.
The iShares MSCI Hong Kong Index Fund seeks to provide investment results that correspond generally to the price and yield performance, before fees and
expenses, of publicly traded securities in the Hong Kong market, as
measured by the MSCI Hong Kong Index.
The iShares MSCI Belgium Investable Market Index Fund seeks to provide investment results that correspond generally to the price and yield performance, before fees and
expenses, of publicly traded securities in the Belgian market, as
measured by the MSCI Belgium Investable Market Index.
The S&P 500 Index is a widely recognized, unmanaged index of 500 of the largest companies in the United States as
measured by market capitalization and does not reflect any investment management fees or transaction
expenses, nor the effects of taxes, fees or other charges.
Financial guarantee insurance companies use the
expense ratio (
expenses divided
by net premiums earned) as a
measure of
expense management.
For over-indebtedness, I'll haircut my valuation
by 100 % of the company's incremental debt (i.e. the debt reduction required to reduce interest
expense to 15 % of EBITA)-- a clumsy but often effective
measure of the operating / dilution / bankruptcy risks an investor faces with such a company.
Only
by receiving information at the portfolio level can you
measure the net effect of every
expense you were charged.
This index
measures Canadian investment grade fixed income securities issued
by the Government of Canada... Investors can not invest in the index without incurring fees,
expenses and commissions, which are not reflected in the index returns.»