Sentences with phrase «measures of household debt»

«Major declines in house prices and the continuing high level of unemployment are reflected in the various measures of household debt and credit.

Not exact matches

One key measure of our current distress is the household - debt - to - disposable - income ratio.

Over the past 20 years, Canadian households have more than doubled their ratio of debt to disposable income (a key measure of leverage relative to their ability to pay).

Meanwhile, the total household debt service ratio, measured as total obligated payments of principal and interest as a proportion of household disposable income for both mortgage and non-mortgage debt, remained flat at 13.8 per cent in the fourth quarter.

In addition, broad measures of saving have remained positive, and household wealth — assets such as stocks and homes, less debt — is on the rise.

But closing down unnecessary capacity can pay for itself, even if unemployed workers are temporarily put on the government payroll (causing debt to rise, but usually by less than it had before), but only temporarily as Beijing takes other measures to boost household income through wealth transfers from the state and so to boost consumption, a form of demand which is likely to be more labor intensive than the demand created in the process of over-capacity.

Using the conventional total debt - to - income ratio, where debt is measured as a share of income, college - educated student debtors are by far the most indebted.2 The median college - educated student debtor has total debt equal to about two years» worth of household income (205 %).

Canadians have a debt problem — the key measure of a consumer's debt burden now stands at a record level — which is why Finance Minister Jim Flaherty and Mr. Poloz's predecessor Mark Carney urged households for months to put a lid on it.

The primary measure of the household sector's debt - servicing burden is the ratio of aggregate interest payments to disposable income.

Other measures of household balance sheet health such as the debt - servicing ratio and the gearing ratio show considerably less of an upward trend than the debt to income ratio.

The ratio of those who only service only the interest on their debt fell to a record low of 6.1 %, and the household debt service ratio, a measure of obligated payment as a percentage of disposable income, fell to 14 % from 14.1 %

Poloz appears to be pursuing that same strategy, preferring to focus instead on federal measures that seek to improve the quality of household debt by tightening credit conditions for buyers.

Using the National Retirement Risk Index (NRRI), which measures the percentage of working - age households «at risk» of falling short in retirement, the analysis found that if NRRI households had started out with today's student debt levels, the index would be 56.2 percent of U.S. households at risk instead of the already alarming 51.6 percent.

Using the conventional total debt - to - income ratio, where debt is measured as a share of income, college - educated student debtors are by far the most indebted.2 The median college - educated student debtor has total debt equal to about two years» worth of household income (205 %).

The Bank highlighted that household debt ratios will continue to rise, but these will be mitigated over time by the announced changes to housing finance rules.Even before the unanticipated rise in mortgage rates in October, the Bank revised down its economic forecast in large measure because of the federal government's new initiatives «to promote stability in Canada's housing market».

One common measure is the leverage ratio, a simple comparison of outstanding debts to household assets.