One way to get around this is to have medical payments coverage (or
med pay coverage).
It may be best to have
the med pay coverage cover your co-pays and other out - of - pocket expenses not covered by your health insurance, depending on the amount of med pay coverage you have.
If a guest in your home suffers a small injury,
med pay coverage can take care of it without regard to fault.
With
med pay coverage, such injuries can be taken care of without it rising to the level of a liability claim.
Not exact matches
A personal injury lawyer at ITL will evaluate the insurance
coverage available and help victims obtain all the
coverage available to them — this could include not only
coverage from the «at fault» party (such as
med pay, property damage, and bodily injury liability
coverage), but also any available
coverage from their own insurance (such as
med pay, uninsured, or underinsured
coverage).
The policy limits for such «
med pay»
coverage is typically $ 5,000.00 to $ 10,000.00.
In addition, many insurance policies can include «
med pay»
coverage.
Finally, our office always looks to see if our clients can benefit from «medical payments» or «
med pay»
coverage.
As discussed in a prior post, in Alabama, medical payments («
med -
pay»)
coverage is often written into personal auto liability insurance policies.
This is where Nationwide's medical payments
coverage (also known as «
med pay») can really make a difference.
It's important to make a distinction between PIP and medical payments
coverage, commonly known as
med pay.
In New York State
med pay is an important
coverage because the mandatory PIP or personal injury protection
coverage also known as no fault
coverage does not respond in the event that drugs or alcohol are involved in the accident.
Basic auto
coverage options are available including liability, comprehensive, collision,
med pay and uninsured / underinsured motorist
coverage as well as PIP protection.
The state is also requiring all automobile insurance policies to provide at least $ 5,000
med -
pay coverage, which provides money to
pay for injuries sustained by a driver and / or passengers involved in a crash.