"medical evacuation" means transporting a sick or injured person to a medical facility that can provide the necessary treatment or care they need. It often involves using special means of transportation, like helicopters or ambulances, to ensure the person receives help promptly.
Full definition
Some basic coverage plans may require that you add emergency
medical evacuation coverage as a separate rider, so be sure to double - check what your plan includes.
Look
for medical evacuation coverage, which will cover a special flight home or a traveling nurse to accompany you on a commercial flight home.
In fact, only 50 % of consumers who purchased travel insurance were aware
of medical evacuation insurance.
Trip cancellation, trip interruption, $ 50,000 in medical and $ 500,000
in medical evacuation are included in this policy.
Medical / evacuation coverage can include emergency transportation to the hospital, medical care before and while at the hospital and
medical evacuation back home if necessary.
However, if you are traveling away from home, especially outside your home country, medical and / or emergency
medical evacuation expenses can be significantly higher.
When serious emergencies happen and they need immediate medical attention, they may have to pay a lot of money to hire
medical evacuation services.
One key benefit of international travel insurance is that in foreign countries that lack adequate medical care centers,
required medical evacuation costs should be covered.
Many credit cards offer travel insurance for things
like medical evacuation or lost luggage — particularly if you paid for the services with the credit card.
You need to cut the trip short, receive medical treatment in a foreign country, and eventually be flown home on a special
medical evacuation flight.
But if I hadn't gotten better, the insurance would have paid for things like hospitalization, specialists, and
even medical evacuation.
Their basic package covers trip cancellations, flight accident coverage, emergency
medical evacuation up to 100,000 USD, and travel assistance services.
Travel insurance in its basic form usually provides trip cancellation, trip interruption, lost luggage, travel assistance, accidental death and
limited medical evacuation benefits.
Considering those costs, it's easy to see
why medical evacuation coverage typically has high maximum limits on the expenses.
While selling trip insurance is a standby for many agents, the option of selling separate
medical evacuation product is less common.
The rule of thumb here is: the more remote the location and the farther the traveler is from adequate medical facilities, the
more medical evacuation coverage they'll need.
True medical evacuation coverage should include field rescue provisions if the traveler is going to a remote location.
Most travel insurance plans are package plans that include various coverage like trip cancellation, trip interruption, trip delay, lost or delayed baggage, medical coverage,
medical evacuation etc..
This can be as simple as guiding a customer to choose the best benefits for his or her needs or as complex as managing an emergency
medical evacuation halfway across the globe.
Even if your health coverage is in effect for your trip, having a travel insurance plan
with medical evacuation coverage is a good idea.
Traditional insurance policies do not cover travel to other countries and you will require coverage in case you need emergency transport, hospital care or
medical evacuation back to your home country.
Yet clearly, agents should understand exactly what any insurance or
medical evacuation plan would cover — and there are ways to do that.
Phrases with «medical evacuation»