Sentences with phrase «medical exam process»

More than anything else the reason we offer American National Life Insurance it's because of their no medical exam process, stellar reputation and ease to do business with.
These plans allow applicants to get coverage without being required to undergo the medical exam process.
Some people put off buying life insurance because they misunderstand the medical exam process.
In fact, you may even find that undergoing the application and medical exam process is worth your while to secure better rates and coverage.
Many consumers call dozens of insurance companies before they find one with the right fit, and then they have to go through the application and medical exam process, which can take an additional two weeks to a month.
Examples of add - ons include the option to purchase child policies or more insurance at a future date without going through the medical exam process again.
This means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health issues will still be able to qualify for coverage, such as with a guaranteed issue life insurance policy.
For many seniors, the straightforward application process is important versus the complication forms and medical exam process of a traditional life insurance policy.
Examples of add - ons include the option to purchase child policies or more insurance at a future date without going through the medical exam process again.
In fact, you may even find that undergoing the application and medical exam process is worth your while to secure better rates and coverage.

Not exact matches

A convertible policy is simply a term life insurance policy that can be converted into a permanent life insurance policy without the hassle of a new medical exam or underwriting process.
These terms refer to the same products, but indicate that the insurer is willing to charge higher premiums for a shortened underwriting process (which can take several weeks) or lack of a medical exam (which actually tends to take less than an hour and can be scheduled at your home or work).
A suspicious lump — discovered through a breast self - exam, medical evaluation, or mammogram — must be biopsied for assessment or removed, possibly damaging or severing milk ducts in the process.
To be eligible to adopt, they have undergone a rigorous screening process called a home study that includes a series of at - home interviews, adoption education and parenting classes, plus medical exams and financial and security checks.
Purchasing Globe Life's whole life insurance doesn't require a medical exam, but they will ask you a set of questions about your health during the application process.
Yes, a medical exam is almost always part of the traditional life insurance underwriting process.
Both simplified issue and guaranteed issue life insurance types of coverage are more expensive than going through the standard underwriting process, which includes a medical exam, with guaranteed issue typically being more expensive than simplified issue since no health questions are required.
This process is 100 % free up until you decide to take the term, whole, universal or no medical exam life insurance policy issue to you.
In addition, you can find lower prices with other insurers for significantly higher levels of coverage because Colonial Penn has a limited underwriting process with no medical exam.
These terms refer to the same products, but indicate that the insurer is willing to charge higher premiums for a shortened underwriting process (which can take several weeks) or lack of a medical exam (which actually tends to take less than an hour and can be scheduled at your home or work).
During the application process there are no health questions and you don't have to take a medical exam, so these policies are a great alternative if you have quite severe pre-existing conditions.
A convertible policy is simply a term life insurance policy that can be converted into a permanent life insurance policy without the hassle of a new medical exam or underwriting process.
The applicant is often approved quickly by answering just a simple questionnaire, and there is no medical exam required for the underwriting process.
Banner Life doesn't offer a traditional no medical exam term policy and their full underwriting process can take several weeks.
The revolutionary process does not require you take a medical exam if you qualify.
All three still have an approval process, but without the medical exam.
However, you might be required to go through the underwriting process again, which may include a medical exam.
Since the payout is limited, Primerica offers you the option to go through a simplified underwriting process with no medical exam.
They do this through the underwriting process, where they'll look at your current health, your health history, and maybe do a medical exam to get a full picture of your health.
The application process takes up to 8 weeks and usually involves a medical exam.
Each product has a different underwriting process but, for those that don't require a medical exam, you can typically get coverage within 14 days of submitting an application.
If your life insurance company requires you to take a medical exam as part of the application process, the following will likely be examined:
Typically, the process involves several different steps, including that of a medical exam in order to rule out any adverse health conditions of the applicant.
For some people, the life insurance application process and medical exams can be stressful.
We know that getting the best no medical exam life insurance can be a confusing process, but it doesn't have to be.
Here, the application process is quite simply — typically with no medical exam required to qualify.
Here, the application and approval process is fast and easy and does not require a medical exam to qualify for the coverage.
In fact, the two main types of final expense insurance require no medical exam in the application process.
No medical exam life insurance, also called simplified issue life insurance, is a form of life insurance that does not require a medical exam as part of the application process.
In keeping with the standard insurance process, he underwent a medical exam and provided some blood samples.
For some applicants, it eliminates the need for lab testing and medical exams, making the process of getting insured less intrusive and simple.
During medical progress exams following surgery, Dr. Coudrai will check the healing process and your pet's range of motion.
During the accreditation process, an experienced AAHA accreditation consultant visits our hospital, thoroughly examing our surgical suites, exam rooms, medical records, drugs and supplies, processes and procedures, and much more, and evaluates us on approximately 900 standrds that directly correlate to the quality of care we are providing your pet.
Reasons for judgement were released this week by the BC Supreme Court, Victoria Registry, dismissing an application for an independent medical exam noting the Defendant's could have obtained the sought information through the discovery process.
Will I need to reapply or undergo a medical exam during the underwriting process?
A term conversion is the process of converting your policy into permanent insurance without a medical exam or underwriting.
The application process is usually fast and easy, no medical exam is required, and few if any medical questions are asked.
Then a no medical term life insurance policy will get you the protection you need quickly without the monotonous process of a paramedical exam in your home or office.
You then have six months to conduct the traditional underwriting process with a medical exam, and once approved, your entire policy will become traditional term coverage.
Simplified Underwriting An underwriting process, generally used in group coverage or insurance for smaller amounts, that uses less strict analysis of risk factors, often requiring no medical exam.
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