Sentences with phrase «medical exam route»

You can also take the No Medical Exam route also.

Depending on the situation, it may make sense to first apply with a medically underwritten policy and if you do not qualify, then go the no medical exam route.

Not exact matches

Going this route does not mean that you will have to endure two or three medical exams: the broker can help arrange a single examination, and the competing insurance companies will split the cost.

Whether you choose to go the traditional paramedical exam route or choose simplified issue life insurance or accelerated underwriting, most carriers are going to do a background check, which includes looking at the Medical Information Bureau, or MIB.

For those who worry that their parents may not qualify for a standard term or permanent policy, no - medical exam policies may be the route to take.

As an independent and totally impartial company, we always recommend applying for life insurance coverage through the traditional route, however we realize that there are sometimes situations where a no medical exam type of life insurance policy is the most sensible option.

However, if anything comes up in the database checks (e.g., you have a prescription history that indicates a medical condition you didn't disclose on the application), the insurer can route you through the regular process and have you take the medical exam.

Going this route, you would not need to fill out a new application, but most likely will have to undergo another medical exam.

If you get rejected for the traditional life insurance policy and end up going the no medical exam life insurance route you know you got the best rates.

A no medical exam life insurance policy may be the best route for you to take to procure life insurance with mild anxiety or mild depression.

No health exams or medical questions are asked if you are ill, this may be the best route to go.

The bottom line is if you truly need life insurance but do no wish to complete a medical exam, the advantages of going the life insurance no medical route far exceed the disavantages.

If you do not want to take a physical exam, you can go the No Medical Exam life insurance roexam, you can go the No Medical Exam life insurance roExam life insurance route.

... BUT, you still need to be healthy to take this route, because you will have to apply for a new policy — which requires a medical exam!

You might think that you can get a better price by going the fully underwritten route and submitting to a Medical Exam, but that's not for certain.

While bypassing the medical exam when applying life insurance policy is more convenient, it's also more expensive than if you went the traditional route and took the health exam.

If ordinary life insurance is not the best route, we may encourage you to choose no medical exam life insurance.