Sentences with phrase «medical exams allow»
A medical exam allows the insurance company to know exactly the health status (and risk) of every customer they insure — without that data, the risks are unknown, and premiums tend to be higher as a result.
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The medical exam allows underwriters to obtain better information about your health and lifestyle.
A medical exam allows an insurance company to gauge how risky you are for insurance coverage approval.
A medical exam allows the insurance company to know exactly the health status (and risk) of every customer they insure — without that data, the risks are unknown, and premiums tend to be higher as a result.
Not exact matches
I'd be in favor of government - run health clinics for those in need requiring ALL physicians receiving their medical degrees via taxpayer - funded student loans serve 1 - 2 years in a local clinic providing health exams, vaccinations, pap smears, prenatal care, etc.... allowing credits for their service towards paying back their student loans.
In a three - month period, the Harvard committee (full name: the Ad Hoc Committee of the Harvard Medical School to Examine the Definition of Brain Death) hammered out a simple set of criteria that today allows doctors to declare a person dead in less time than it takes to get a decent eye exam.
This set of resource includes: • 6 attractive PowerPoint presentations which lead the class through each of the lessons • Fun and thought provoking activities and discussion starters, worksheets and questions to reinforce the learning • 6 differentiated homework tasks • A mark sheet which allows pupils to track their own progress • An end of unit test to prepare the students for exams or can be used as a form of assessment • A complete teacher's guide including easy to follow lesson plans • An answer booklet to help the teacher along The lessons are: Lesson 1 — Looking into ethical and moral dilemmas such as driverless cars and the impact of technology on modern life Lesson 2 — More ethical dilemmas including the ratings culture, medical apps, sharing personal data and cyber bullying Lesson 3 — Environmental issues with technology and how organisations and individuals can reduce these effects Lesson 4 — The Computer Misuse Act 1990 Lesson 5 — The Data Protection Act 1998 Lesson 6 — Copyright Designs and Patents Act 1988 For more high - quality resources written by this author visit www.nicholawilkin.com
If you choose to exercise this option, it allows you to convert all or a portion of the existing death benefit to permanent insurance coverage, such as whole life or universal life, with no evidence of insurability required (i.e. no medical exam or health questions).
The term conversion rider, normally built - in to every life insurance policy, allows you to convert a term life insurance policy into a permanent life insurance policy without having to take another medical exam.
Do not allow your health to hinder you from seeking the coverage you desire, there are companies that offer no medical exam life insurance that may be best for your needs.
Medical exams and urinalysis are used to double - check for these conditions, and allow insurers to
Medical exams and urinalysis are used to double - check for these conditions, and allow insurers to better protect themselves — either by charging you higher policy premiums or denying you coverage altogether.
In addition to allowing individuals that may have adverse health issues to obtain life insurance coverage, there are other advantages to applying for a no medical exam policy, too.
And even though it allows you to bypass the paramedical exam, it is still fully underwritten and includes a background check, such as the Medical Information Bureau, Motor Vehicle Records, Prescription Database and a Public Records search.
The GIO rider allows additional life insurance to be purchased without a medical exam or other evidence of insurability.
In order to be eligible, the insurance company must consider you low - risk enough to allow you to skip the medical exam.
There are two plans that allow you to purchse life insurance without a medical exam.
20 year term polices typically are also convertible, allowing the policy to be switched or converted to permanent insurance without a medical exam.
Most term policies allow you to convert them to permanent products at any time, without the need for a medical exam.
It allows you or your child (or grandchild) to purchase additional life insurance down the road without having to answer any questions or take a medical exam.
No medical exam policies, such as simplified issue or accelerated underwriting life insurance, will allow you to skip the medical exam if you qualify.
Parents are allowed to take life insurance policies out on their children, but your child will have to comply with a phone interview and the medical exam.
When the specified term for your life insurance is over, this provision allows you to continue coverage without taking another medical exam to prove your insurability.
A type of term insurance that allows you to exchange the term insurance policy for a permanent life insurance policy (whole or universal) without having to take a new medical exam.
A full veterinary medical exam will allow for joint and muscle palpation as well as the opportunity for diagnostic tests, including X-ray imaging.
Our wellness exams and consultations allow our team to take a holistic approach to your pet by taking a comprehensive look at their overall health, medical management, early signs / symptoms of disease and provide you with information and guidance about...
A medical team member will bring you and your pet to an exam room and provide you with blankets and food bowls (if food is allowed) for your visit.
During your cat's physical exam pre-existing medical conditions, sex, breed, and age are evaluated to allow us to make specific diet recommendations for your cat.
Annual pet wellness exams can help detect serious medical conditions and allowing our facility to treat them before their status becomes unmanageable.
Annual wellness examinations Regular wellness exams allow Animal Medical Center Dog Hospital to evaluate your dog's general health and become aware of any health problems before they become serious illnesses.
The Roath Medical Center allows veterinarians to care for homeless pets through general health exams, vaccinations, microchip implants, and treatment for a wide variety of medical condMedical Center allows veterinarians to care for homeless pets through general health exams, vaccinations, microchip implants, and treatment for a wide variety of medical condmedical conditions.
A veterinary exam including a fecal exam (stool sample) will allow you to be sure that none of your puppy's housebreaking issues are caused by a medical problem.
They can do this in one of 2 ways, either pursuant to the Insurance (Vehicle) Regulation which allows ICBC to set up an Independent Medical Exam for any «insured» seeking no - fault benefits, or under the Supreme Court Rules where the Defendant has the right to «balance the playing field» by obtaining an independent medical exam in many circumsMedical Exam for any «insured» seeking no - fault benefits, or under the Supreme Court Rules where the Defendant has the right to «balance the playing field» by obtaining an independent medical exam in many circumstanExam for any «insured» seeking no - fault benefits, or under the Supreme Court Rules where the Defendant has the right to «balance the playing field» by obtaining an independent medical exam in many circumsmedical exam in many circumstanexam in many circumstances.
In a case released last week the Court reached a seemingly opposite result with a finding that an independent medical exam can be compelled to allow a Defendant to obtain a responding report in a personal injury claim.
The workers compensation insurance company is allowed to order an IME (or 2 or even 3) for several different reasons but, basically, an IME is in exam by an independent medical doctor.
If the policy is allowed to expire, you may be required to re-apply for life insurance coverage, and prove insurability by taking a medical exam.
Most term policies allow you to convert them to permanent products at any time, without the need for a medical exam.
One of the biggest advantages to applying for no medical exam life insurance is the fact that these policies may allow someone who has an adverse health issue to obtain the coverage that they need — even if they have been turned down for traditional life insurance coverage in the past.
However, most term policies have a conversion feature which allows you to convert the policy to an equivalent face amount without having to answer any medical questions or undergo a medical exam.
A term conversion rider allows the policyholder to convert an existing term life insurance to permanent life insurance without a medical exam.
This annual term allows you to «lock in» up to 12 months, where you can then renew without having to reapply or take a medical exam.
These plans are going to allow you to purchase insurance coverage without being required to undergo the medical exam before they accept your application.
Another option is to buy no medical exam policy, which will allow you to get coverage without being required to take the medical exam.
Additionally, you may also be eligible for a simplified issue life insurance policy which would allow you to obtain a quality term or whole life insurance policy without needing to take a medical exam!
The good news is, these policies also come with a conversion feature which allows you to switch all or part of your policy to a permanent product without taking a medical exam.
This program allows applicants to be approved for coverage without the need for a medical exam, labs, or background medical history from your doctor.
Likewise, if you are someone who is fearful of needles and who would prefer not to undergo the blood draw and other parts of the medical exam that is required for traditional life insurance coverage, then a final expense insurance policy can allow you to get life insurance coverage, yet without going through an uncomfortable situation.
This excellent no exam life insurance system allows people to be approved for a new policy with no need for a medical exam, lab tests, or requesting medical records from your doctor's office.
Another unique aspect to Transamerica is that they allow no medical exam policies.
This is because having no medical exam to contend with can often allow people to qualify for burial insurance coverage — even if they may have been turned down in the past for traditional life insurance protection.