Sentences with phrase «medical illness policy»

I had a taken a medical illness policy in 2014.

Not exact matches

Many of us have some type of medical policy because if a major accident or illness occurs, the financial cost of a large number of doctor visits or surgeries in a hospital quickly overwhelms our savings.

However, most states are now guided by «enlightened policy in which mental illness is treated the same as any physical illness,» says John Herman, director of the Massachusetts medical licensing board.

«With this research, I hope to establish that prisons, with appropriate policies and staff training, can address the mental health needs of prisoners with severe mental illness,» said Galanek, PhD, MPH a medical anthropologist and research associate at the Jack, Joseph and Morton Mandel School of Applied Social Sciences» Begun Center for Violence Education and Prevention Research at Case Western Reserve.

Collective bargaining contracts or board policies may specify, for example, the point at which a stretch of absence due to illness requires medical verification, or proscribe the use of personal leave on days adjacent to school holidays.

Students by offering the best online writing services on the topics such as universal health care, healthcare policies, medical advancements, illness treatment procedures, hospital administration, clinical issues, health laws, etc., at the most affordable prices.

If you fail to disclose illnesses, medical conditions, or information about lifestyle choices like smoking and alcohol consumption, your policy can potentially be canceled.

They are more expensive than policies that do require a medical exam, but are ideal for those who have a life threatening or terminal illness and can't find insurance coverage from a standard insurance carrier.

Critical illness insurance is a type of insurance that makes a payment if the policyholder is diagnosed with an illness specified in their policy, or undergoes a specified medical procedure (e.g., heart surgery).

Say no to guaranteed issue Critical Illness policy: People with good health do not need a guaranteed issue Critical Illness (these are policies that do not require a medical exam but should only be taken by people with serious health issues)-- do a health check / exam and enjoy lower Critical Illness insurance premiums.

Here My query is for example if any illness which might not have found through insurance company's medical tests, and the Policy holder also might not know even he had that problem, Lets say he died due to that problem.

Terminal illness cover is designed to cover you if you die or are diagnosed as being terminally ill during the policy term, and in the opinion of your hospital consultant and our medical officer, the illness is expected to lead to death within 12 months.

Investigate options for supplemental Medicare policies or coverage for long - term care or chronic illness to protect against large medical bills that can deplete retirement savings.

Others, also called «no medical critical illness» insurance policies, come without medical exams and sometimes, even without medical questionnaires.

CRITICAL ILLNESS INSURANCE Affordable and cost - effective insurance that pays out your mortgage balance should you contract a disease / medical condition covered under the policy whether you survive or not.

A Long Term Care Rider and a Chronic Illness Rider can be be added to a cash value life insurance policy and provide financing options for the medical costs that will come during retirement.

The potential for pets and human family members to face life - threatening illness if pathogenic bacteria are ingested motivates my perspective and the American Veterinary Medical Association's (AVMA) Policy on Raw or Undercooked Animal - Source Protein in Cat and Dog Diets.

Simply put, a Trupanion policy covers the medical expenses of ALL unexpected injuries and illnesses your pet may face, including:

We offer cover for any illness or injuries under a regular policy so there is no need to find additional medical cover, just our great choice of holiday insurance policies to choose from.

It was argued that such policies do not provide sufficiently comprehensive coverage of the cost of medical care, and are limited benefit plans that provide or pay for the cost of custodial and other related services in connection with a long term, chronic illness or disability.

There are a variety of health insurance plans such as critical illness, medical insurance or mediclaim policies, family floater plans, individual medical policies, group mediclaims or unit linked health plans.

All approved claims will receive a payment guaranteed to be 40 % of the death benefit amount accelerated (for example, 40 % of $ 50,000 = $ 20,000), less any amounts needed for debt repayments — regardless of the type of specified medical condition event, policy age, gender or severity of illness.

Medical Problems: If you have a terminal illness, it is unlikely that any life insurance company will issue you a life insurance policy.

If they have a medical condition or illness that excludes them from a regular mortgage protection life insurance policy, then an accidental death policy is an affordable option.

Look for a travel insurance policy that offers emergency medical coverage, coverage in case of illness or death of a family member and travel delay coverage, among other things.

If an injury or illness occurs during the period of coverage and the insured person requires medical or surgical treatment, this plan will pay, subject to the co-insurance and selected deductible, reasonable and customary charges for the following covered expenses, up to the selected policy maximum.

Medical Travel Insurance policy offers coverage for health problems that occur during the term of the policy but not already existing illnesses of an applicant.

While health insurance is critical to manage hospitalization and medical costs, a critical illness policy can further aid your medical insurance plan, as it helps you pay for more expensive treatments, which are not covered under a normal health insurance plan.

In this case, to process a claim for the accelerated benefits, XYZ Life would require the policy owner to submit a Claim Form for the living needs benefit which would ask for specific medical details regarding the insured's illness.

Comprehensive critical illness insurance plans typically cover major as well as minor medical expenses, but the policies vary.

And, traditional supplemental policies, such as cancer and critical illness insurance, that can fill the benefit gaps in health coverage and financially protect people when a worst case medical scenario happens.

(vi) You consent to and authorize any of insurance company's authorized representatives not being direct employees of the company to seek medical information required for the purpose of policy issuance or claim settlement under this policy from any hospital / medical practitioner that you or any person proposed to be insured / insured has attended or may attend in future concerning any disease or illness or injury.

This Oriental Insurance policy provides indemnity for expenses incurred on medical treatment for illnesses or injuries that happen during overseas travel for employment or study.

Future Health Surplus policy covers medical expenses incurred during hospitalization due to an accident or illness.

A health insurance policy covers treatment costs for medical conditions / illness subject to maximum coverage sum and other conditions.

A health insurance policy is designed to indemnify an insured for medical treatment in the event of an accident, illness, or disease.

A comprehensive medical shield plan to meet the hospitalization expenses towards the ailment of illness / disease / injury sustained or contracted by the insured during the policy period including few day care surgeries as well.

People who are not covered by a health insurance policy pay hefty amounts of medical bills from their own pockets in case of hospitalization arising out of an injury or illness.

Others, such as an accelerated death benefit rider, will allow you to use your life policy's death benefit for medical bills in the event you are stricken with a terminal illness.

With an ADB rider, you can generally get a portion of the death benefit of your life insurance policy to help offset costs associated with a chronic illness or terminal medical condition, and costs for long - term care.

On the other hand, a critical illness insurance policy or hospital cash insurance policy pays you the entire sum insured when you fall sick and avail hospitalization cover, irrespective of your medical / hospitalization expense.

Under the headline «Claims Procedure,» our policy instructions remind customers to «obtain medical statements from the doctors in attendance in the country where the accident or illness occurred.»

Transamerica, an A + rated company founded in 1904, offers unique options, with a few of their term life products, such as Living Benefits for early access to death benefits in the case of terminal or chronic illness; Income Protection Options to allow customers to select from a combination of income stream and lump sum payouts for beneficiaries; no required medical exams for policy amounts below $ 250,000; and low, $ 25,000 minimum face amount requirements.

In some cases, the policy limits for international medical care are too low for a student who encounters a serious illness or is badly injured.

Nevertheless, obtaining a travel insurance policy may not be an easy task for those who are suffering from pre-existing medical conditions, such as cancer, diabetes, high blood pressure, heart illnesses, arthritis, and others.

The Daily Cash Insurance Policy provides one with fixed benefit for each day of hospitalisation irrespective of the actual medical cost in the event of illness, disease and accidental bodily injury.

Certain medical circumstances can trigger eligibility for early payment of all or a portion of your policy's proceeds, including: Terminal illness, with death expected within 24 months.

Some policies also cover medical expenses in the event of an injury or unforeseen illness.

SBI General's Group Health Insurance Policy (for individual and family) offers full protection against any illness or medical emergencies.

The individual and family policy helps to cover medical treatment expenses at the time of illness or injury.