Sentences with phrase «medical impairments»

Have you been asked to pay more than you expected or have been declined for life insurance due to a high risk medical impairment?

Two of the things that would cause this withdrawal to occur are incorrect medical history disclosure information or a present medical impairment.

Physicians are now required to be fully familiar with hundreds of pages of Medical Treatment Guidelines (covering five separate body parts and chronic pain), over 100 pages of Medical Impairment Guidelines, the principles of functional loss evaluation, the variance procedure, the procedure to obtain authorization where a variance is not required and the treatment is not covered by the Medical Treatment Guidelines, principles of causal relationship, reporting, billing, testifying and more.

Plainly stated, we are the BEST solution for term and whole life insurance for people with medical impairments or taking medication or any other high risk factors.

At the same time, there are changes to formulas for the prescription drug formulary and new medical impairment guidelines.

Life insurance companies will look at your spinal stenosis and other medical impairments when deciding what life insurance rates you..

The Hearing Officer accepts the opinion of the Board Medical Advisor, who is of the view Mr. LeBlanc has an unusual shoulder injury (two impairing conditions: one in relation to a labral tear; and the other, a tendon injury) and, as such, there is no duplication in the determination of permanent medical impairment.

Life insurance companies will look at your spinal stenosis and other medical impairments when deciding what life insurance rates you will pay.

We've even had success insuring men with a history of serious medical impairments such as stroke, heart disease, and cancer.

If you're healthy and have had no history of serious medical impairments, such diabetes, COPD, or heart disease, you will pay a lower premium than the policyholder who has had medical problems.

have a severe medical impairment (physical or mental) that's expected to prevent you from doing «substantial» work for a year or more, or have a condition that is expected to result in death.

Different life insurance companies view physical problems and medical impairments differently.

Some insurance companies are more forgiving or understanding of certain medical impairments and offer more affordable life insurance rates for these conditions.

- Alcohol misuse or drug abuse - Individuals under age 30 or over age 70 - Currently participating in avocations (race car driving, sky diving, scuba diving, etc)- Yearly driving violations or habitual offenders - Additional non-moving violations - Motorcycle use - Past criminal history - Rated medical impairments Lastly, keep in mind this information when applying for life insurance with a DUI

If you are very sick, have life - threatening diseases, or any other significant medical impairments, you will often be denied traditional life insurance policies.

We recommend speaking to an independent life broker who knows which companies are best for which medical impairments.

However, we also put an emphasis on obtaining affordable 30 year term coverage for men with medical impairments.

Declined or asked to pay too much for life insurance due to a high risk medical impairment or pre-existing condition?

Following his injury, a course of physiotherapy and shoulder surgery, Mr. LeBlanc undergoes a Permanent Medical Impairment («PMI») assessment.

If you have any history of medical impairments such as diabetes, cancer, or heart issues, you will want to apply to the company who will approve you at their best rating classification.

Life insurance underwriting involves mortality risk, basically the assessment of medical impairments and how they can attribute to premature death.

We know how to work with doctors who will provide you with a medical impairment rating, once you have obtained as full of recovery as possible.

Worker's Compensation, Permanent Medical Impairment & Burden of Proof: Court of Appeal Confirms Shift on Appeal; Upholds WCAT Decision

The inadequate medical fee schedule, multiplicity of forms, limitations of the Medical Treatment Guidelines, complexity of the Medical Impairment Guidelines, and the many other burdensome obligations of the workers» compensation process have increasingly deterred providers from participating in the system.

If you take any medications or have a history of any medical impairments, you should start off quoting yourself at «Regular».

At Huntley Wealth Insurance, we are experts at providing affordable life insurance to men with a history of medical impairments.

Disability insurance underwriting involves morbidity risk, basically the assessment of medical impairments that can result in prolonged disability.

A person may be in this category due to a medical impairment that decreases life expectancy.

The only difference is that we specialize in finding affordable life insurance for people with medical impairments or taking medications.

We specialize in helping individuals with medical impairments.

Mortgage protection policies allow approval for applicants with a broad range of physical or medical impairments.

However, we have a type of policy available in * most other states (see excluded states below) that MANY people with high risk medical impairments can qualify for.

This life insurance policy is designed for individuals with high risk medical impairments, who are uninsurable for traditional types of whole life insurance coverage.